Navyist Rewards: Program Overview & Rewards Calculators

Store Rewards Program
Get the details on the Navyist Rewards program and learn how you can earn points spending at popular Gap brands and redeem them for free stuff!
Last Updated 2022-05-18 By R.Flowers III

Navyist Rewards is a free-to-join loyalty program under the Gap Rewards umbrella along with Gap Good Rewards, Banana Republic Rewards, and Athleta Rewards. All four programs are basically the same, just under different names based on which store you sign up through.

As a member, you'll be able to shop across all four brands and enjoy the benefits of them all with a single membership. No matter which brand you shop at, your membership will travel with you including your benefits and membership level.

Navyist Rewards benefits

The Navyist Rewards program has three tiers: Core, Enthusiast, and Icon. Each tier is based on how much you spend at Gap brand stores during the calendar year or how many points you earn with Navyist credit cards.

Each tier offers various benefits that can be great if you frequently shop at Navyist and other Gap brand stores.

Core

When you sign up for a Navyist Rewards account as a non-credit card holder, you'll be given Core membership. Core membership features the following benefits:

  • Earn 1 point for every $1 spent at Gap family of brands
  • Every 100 points = $1 reward redeemable across Gap family of brands
  • Free 3-5 Days Shipping on orders of $50 and more
  • Members only exclusive offers
  • Earn annual bonus points when you shop at 2 or more brands: 2 brands = 500 points; 3 brands = 1,000 points; 4 brands = 2,000 points
  • 125 bonus points each quarter you make a purchase at Gap family of brands
  • Birthday Bonus

Enthusiast

If you're a Navyist credit card member, you'll start as an Enthusiast member. If you're not a cardholder, you can spend $500 at Gap family of brands during the year to obtain Enthusiast status.

Enthusiast status features the benefits of Core along with:

  • Earn access to sales and promotions
  • 250 bonus points each quarter you make a purchase at Gap family of brands
  • Additional exclusive offers
  • A better birthday bonus
  • Free 2-month trial subscription and discounts from obé Fitness (Athleta Exclusive)

Icon

You can obtain Icon status by earning 5,000 points as a Cardmember or by spending $1,000 or more during the year at Gap family of brands. Icon comes with the benefits of Enthusiast along with:

  • Free 2-3 Days Shipping on orders of $50 or more
  • The most exclusive offers
  • The best birthday bonus
  • 500 bonus points each quarter you make a purchase at Gap family of brands
  • Double Rewards Day: double the value of your rewards
  • Create Your Own Sale Day and receive 15% off any purchases at Gap family of brands
  • Free 3-month trial subscription and discounts from obé Fitness (Athleta Exclusive)
  • Free basic alterations on Banana Republic merchandise (Banana Republic Exclusive)

Earning Navyist Rewards points

As a Navyist Rewards member, you will earn 1 point for every $1 that you spend no matter how you pay—whether that be cash, credit or debit card, an electronic wallet such as Apple Pay, or even check.

You can earn points in-store at any Gap brand store by providing the phone number registered to your membership at checkout.

When shopping online, you'll earn points when you are logged into your account with your email address and shopping online with any of the following sites:

  • Athleta
  • Banana Republic
  • Banana Republic Factory
  • Gap
  • Gap Factory
  • Old Navy

Navyist credit cards

There are three credit cards that can be used to earn 5 Navyist Rewards points per $1 spent at Gap family of brands: Navyist Rewards Credit Card, Navyist Rewards Mastercard, and Navyist Rewards World Mastercard.

Navyist Rewards Credit Card

The Navyist Rewards credit card is a store credit card that earns 5 points for every $1 spent across Gap family of brands.

This card has no network tied to it, so it can only be used in-store or online with Gap brands. It cannot be used outside of Gap brand stores.

As a cardholder, your membership level will be automatically bumped to Enthusiast and you can earn Icon after earning 5,000 points with the card.

Navyist Rewards Mastercard®

The Navyist Rewards Mastercard earns 5 points for every $1 spent across Gap family of brands and 1 point for every $1 spent everywhere Mastercard is accepted.

As a cardholder, your membership level will be automatically bumped to Enthusiast.

Navyist Rewards World Mastercard®

The Navyist Rewards World Mastercard earns 5 points for every $1 spent across Gap family of brands and 2 points for every $1 spent everywhere else Mastercard is accepted.

This card is offered to Gap's "most valuable customers" meaning that you'll have to spend a decent amount of money at Gap brand stores in order to receive the offer to apply or the offer to be upgraded to this card if you're already a cardholder.

Overall, it's a solid card that can benefit anyone who wants to go all-in for earning points as you'll earn a 2% return on non-Gap purchases since points are worth 1 cent each.

It also has no foreign transaction fees and you'll have access to World Mastercard benefits which is pretty great for a store credit card.

Calculate Navyist points earned per dollar

Use the Navyist Point Calculator to find out how many points you can earn based on how much you spend at Gap family of brands.

Enter how much you spend per year at Athleta, Banana Republic, Old Navy, and Gap brand stores.
$ Per Year
Points earned as a member 0 points
Points earned as a Navyist credit card holder 0 points

Want To Earn A Bonus $30?

You can earn bonus cash back PLUS a $30 cash bonus on top of your Navyist Rewards points when you sign up for a free Rakuten Rewards account and start your online Old Navy shopping session through their portal.

How to use Navyist Rewards

Navyist Rewards points are worth 1 cent each meaning that every 100 points you earn can be redeemed for a $1 reward at Gap family of brands. This includes in-store or online purchases with Athleta, Banana Republic, Gap, and Old Navy.

Points can also be converted to dollars to donate to select organizations at the same rate of 100 points = $1 donation dollar.

Do points expire?

Navyist Rewards points will expire after 12 months if you do not make a purchase in the 12 months after earning them. So be sure to make at least one purchase during the year at any Gap family of brand to keep your points from expiring.

Convert points to dollars

Use the Navyist Rewards Points Value calculator to determine the cash value of Navyist Rewards points when redeemed at Gap brand stores or donated to charity.

Enter any amount of Navyist Rewards points to calculate the dollar value.
$ Per Year
Redemption Average Dollar Value
Redeeming points in-store or online at Gap brand stores $0
Donating points to charity $0

FAQ

How do you earn Navyist Rewards points?

You will earn 1 point for every $1 spent at Gap brand stores as a member and 5 points for every $1 spent at Gap brands as a Navyist credit card holder.

Does Navyist rewards expire?

Navyist Rewards points will expire within 12 months of earning them if there is no activity on your account during those 12 months.

Does the Navyist credit cards have an annual fee?

No. All three Navyist credit cards have no annual fee.

Can you use the Navyist credit card at other Gap brands?

Yes. You can use the Navyist credit cards at Athleta, Banana Republic, Gap, and Old Navy to earn 5 points for every $1 spent.

Can Navyist credit cards be used outside of Gap brand stores?

The Navyist Rewards credit card can only be used at Gap brand stores. The Navyist Rewards Mastercard and Navyist Rewards World Mastercard can be used wherever Mastercard is accepted—worldwide.

Calculate Total Rewards & Card Value Per $1 Spent For 200+ U.S. Credit Cards
Search Results Display Here