JCPenney Rewards

Learn the details of the JCPenney Rewards Program, calculate the value of reward points, and calculate the cash value of the JCPenney Credit Card.

JCPenney is an American department store chain headquartered in Plano, Texas. They have more than 850 locations across the United States including Puerto Rico. JCPenney stores are commonly found in shopping malls and generally house other retailers within their stores such as Sephora, Seattle's Best Coffee, and more.


JCPenney Credit Cards

JCPenney offers one co-branded credit card that gives you bonus rewards and as well as access to the full JCPenney's rewards program.

Earns 1X points at JCPenney. Can only be used in-store and online with JCPenney and at retailers within JCPenney stores. Benefits includes special financing offers and access to the full JCPenney Rewards program.

JCPenney Rewards Benefits

The JCPenney Rewards program comes with a great amount of benefits for anyone that enjoys shopping at JCPenney stores. The program features a 4-tier rewards structure in which 3 of the 4 tiers are only obtainable to those who own the JCPenney Credit Card. Advancing to higher tiers will require you to run spend through their branded credit card. Regardless of whether you own the JCPenney Credit Card or not, you'll still be able to earn JCPenney Points in the program.

Each tier of the JCPenney Rewards Program unlocks new benefits. When you sign up for a free JCPenney Rewards account, you'll either start at the first tier or the second tier depending on whether or not you own the JCPenney Credit Card. JCPenney Gold and Platinum status must be re-earned every year. Card level status lasts for the remainder of the year it is earned and the entire following year. Listed below are the benefits that comes with each tier in the program.

JCPenney Rewards Member

You'll become a JCPenney Rewards Member if you sign up for an account without owning the JCPenney credit card. This level grants you the ability to earn JCPenney Points at the rate of 1 JCP Point per $2 spent meaning every $400 you spend will earn you a $10 reward.

As a member you'll receive a birthday gift annually on your birthday as long as you've earned points in the JCPenney Program within the last 12 months. You'll also receive access to bonus events which can net you some extra JCPenney Points.

JCPenney Red (Cardholder)

JCPenney Red is obtained once you become a JCPenney Credit Cardholder. Non-cardholders will not be able to reach this status, Gold or Platinum without having their credit card.

JCPenney Red offers exclusive benefits and 150+ credit savings days. This all equates to a lot of percent-off and dollar-off coupons, special events that can earn you bonus points, and various promotions that non-cardholders will not have access to.

You'll also be able to partake in special financing when making purchases at JCPenney with the JCPenney Credit Card.

JCPenney Gold

JCPenney Gold is obtained by spending $500 or more with JCPenney on the JCPenney Credit Card during the calendar year. This card level comes with all the benefits of the JCPenney Red level along with one addition benefit which involves receiving a passbook of coupons. Within this passbook, you'll also find a 'Pick Your Own Sale Day' coupon which can be very useful if you plan on making a big purchase in-store or online with JCPenney.

JCPenney Platinum

JCPenney Platinum is the highest card status in the program and it is earned by spending $1,000 or more with JCPenney using the JCPenney Credit Card. With this level, you'll receive the benefits offered at all other tiers along with Sephora Bonus Points Days which earns you bonus JCPenney Points shopping at Sephora's inside JCPenney or on JCP.com and Platinum Appreciation which gives Platinum members exclusive to sales/promotions.


Redeeming JCPenney Points

Every 200 JCPenney Points you earn will be redeemable for a $10 reward with JCPenney. This makes points in the JCPenney Rewards Program worth 5 cents each which is pretty high compared to most store rewards programs.

JCPenney Points Value Calculator

Use the JCPenney Points Value Calculator to calculate the cash value of JCPenney Points as well as output how many $10 rewards certificate you can earn with the amount of points specified.

JCPenney Points Value Calculator

Enter any amount of points to see the average cash value.
Points
# of $10 Rewards
200 Points
0 Reward Certificates
Points Value
5 Cent Each
$0

Useful Resources & Links

Bank of America® Customized Cash Rewards credit card
Bank of America® Customized Cash Rewards Credit Card
Best Card For Online Shopping
The Bank of America Customized Cash Rewards credit card is one of the best no-annual fee credit cards for online shopping. Earn 3% cash back on up to $2,500 in spending per quarter when you choose Online Shopping as your custom category. No Expiration on rewards!
Check out all the top picks for best rewards cards from our partners along with current intro bonuses for signing up!
Remove the guess work and find out which cards have a chance to offer you the best return based on your monthly or yearly spend across up to 20 different categories.
Unsure of what type of rewards card you're looking for? Use CardMatch™ to get matched with offers, which may include special and/or qualified offers, on cards you're more likely to qualify for. You never know what great offers you might receive!
Love shopping online? If so, did you know that you can earn additional cash back and other rewards using cash back portals? Don't leave easy money on the table!

Support The Site

If you find the site helpful, the best you can do is share this site with friends and family. Of course... you can share it with total strangers as well. Anything helps!

You can help support this site by using our Amazon link. Any qualifying purchase you make through our link will earn us some money and it is greatly appreciated if you do.

🇺🇸 US🇨🇦 CA🇬🇧 UK🇦🇺 AU