Lowe's Points: Lowe's Business Credit Card Point Calculator

Lowe's Rewards Calculator
Review the card benefits and input your monthly and yearly spend amounts to see how many Lowe's points you can earn with the Lowe's Business Credit Card.
Last Updated 2022-05-19

The Lowe's American Express Business Credit Card is one of the best rewards cards for anyone that wants a great return when spending at Lowe's in-store and online.

The card offers a great 5% discount on Lowe's purchases while still rewarding you with bonus rewards when spending at Lowe's and across several other categories. It also grants access to Lowe's ProServices which includes additional perks like discounted delivery, bulk rate pricing, and more.

Card Details At-A-Glance


Lowe's Business Credit Card earning rates

2% Lowe's

The Lowe's Business Credit Card earns 2% cash back at Lowe's. This includes shopping at Lowe's stores or online at Lowes.com or LowesforPros.com.

You'll also receive a 5% discount on your purchase at checkout when you use the card in-store or online with Lowe's.

2% U.S Restaurant, U.S. Office Supply Store, U.S. Wireless Phone

The Lowe's Business Credit Card earns 2% back on restaurant, office supply store, and wireless phone purchases made in the United States. Purchases made outside of the U.S. for any of these categories will earn at the non-category rate of 1% back.

1% Everything Else

All other spending on the Lowe's Business Credit Card will earn you 1% back.

Lowe's Business Credit Card benefits

5% Off Everyday Lowe's Purchases

When you use the Lowe's Business Credit Card to pay for your Lowe's purchases in-store or online, you'll receive a 5% discount at checkout. This applies to purchases made with U.S. Lowe's stores, Lowes.com, and LowesForPros.com.

Lowe's Pro Services

As a Lowe's Business Credit Card holder, you'll have access to Lowe's Pro Services. This includes discounted delivery, bulk rate pricing, access to the business replenishment program, and much more.

AMEX Business Benefits

The Lowe's Business Credit Card features your standard American Express business benefits such as access to the AMEX Business App, account manager, account alerts, online statements, and year-end summaries.

Travel & Purchase Coverage

The Lowe's Business Credit Card features the following coverage:

Lowe's Business Rewards points value

Redemption Point Value (in cents)
Gift Cards 1

Lowe's Business Rewards Points are worth 1 cent each meaning that 10,000 points are worth $100. Points can be redeemed for gift cards starting at 2,500 for a $25 gift card.

Lowe's Business Rewards points calculator

Input your monthly and yearly spend amounts to calculate how many points you can earn with the Lowes Business Credit Card. Compare the results side by side up to 2 credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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