Rewards Rates
To clarify, you'll receive both the 5% discount at check-out and earn 2% cash back on your Lowe's purchases.
Key Cardholder Benefits
- When you use your Lowe's American Express Business Credit Card to pay for your Lowe's purchases in-store or online, you'll receive a 5% discount at checkout. This applies to purchases made with U.S. Lowe's stores, Lowes.com, and LowesForPros.com.
- As a Lowe's American Express Business Credit Card holder, you'll have access to Lowe's Pro Services. This includes discounted delivery, bulk rate pricing, access to the business replenishment program, and much more.
Annual Fees
The Lowe's Business Credit Card has a $0 annual fee.
Lowe's Points Calculator
Input your monthly and yearly spend amounts to calculate how many points you can earn with the Lowes Business Credit Card. Compare the results side by side up to 2 credit cards to find out which cards are best for you.
Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.





Maximize your rewards
Looking for the best rewards credit cards? Check out a few of our top picks below and use our calculators to find out how much you can earn!
- Best for home projects and financing: Upgrade Triple Cash Rewards Visa Card.
- Best for online retail, grocery, and gas: Blue Cash Everyday® Card from American Express.
- Best for unlimited travel miles: Capital One Venture Rewards Credit Card.
- Best for flexible travel rewards: Chase Sapphire Preferred® Card.
- Best for foodies: American Express® Gold Card.
- Best for flat-rate business rewards: Capital One Spark Miles for Business.
Our Credit Card Rewards calculator can help you find the perfect card and offers based on your monthly and yearly spending habits. Simply enter your spend amounts into our tool and let us do the work for you!