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Lowe's Advantage Credit Card

Card Value & Discount Calculator
Lowe's Advantage Credit Card

Earning Rates

  • Get an instant 5% discount at checkout on purchases made with Lowe's, in-store or online (if selected).

Main Benefits

  • Option to choose between the 5% discount, 6 months special financing, or 84-month project financing.

Our Take

The Lowe's Advantage credit card is a solid option if you frequently make purchases with Lowe's or if you need to finance large projects.
NOTE: The Lowe's Advantage Card will become the MyLowe's Rewards Credit Card on 3/7/24.

Lowe's 5% discount calculator

Calculate the 5% discount you can receive with the Lowe's Advantage Credit Card based on the spend value you enter.

Enter any amount to calculate the 5% discount you'll receive on eligible purchases at checkout.
5% Discount: $5

Want To Earn A Bonus $30?

You can earn bonus cash back PLUS a $30 cash bonus on top of your 5% discount when you sign up for a free Rakuten Rewards account and start your online Lowe's shopping session through their portal.


Does the My Lowe's Advantage Credit Card have an annual fee?

No. The Lowe's Advantage Credit Card does not have an annual fee.

How do you apply for the Lowe's Advantage Credit Card?

You can apply for the card in-store or online at

What are the benefits of the Lowe's Advantage Credit Card

Benefits include a 5% discount at checkout and special financing options.

Can you use the Lowe's Advantage Credit Card for financing?

Yes. You can use the card for 6-month financing on $299 or more purchases and 84-month financing for purchases of $2,000 or more.

Get Matched With The Best Credit Cards.

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Input your monthly and yearly spend amounts into our calculator tool and be on your way to earning more rewards today!

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