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Quick Overview

Earning My Points

MyLowe's rewards members will earn My Points on eligible purchases made in-store and online with Lowe's.

Redeeming My Points

Lowe's My Points are automatically converted into MyLowe's Money once you reach 1,000 points. You can then use MyLowe's Money to make purchases in-store and online with Lowe's.

Lowe's My Points Value

Every 1,000 My Points you earn is equal to $5 in MyLowe's Money. This makes points worth 0.5 cents each.

Lowe's Rewards Credit Cards

Use our Lowe's credit card calculators to calculate total Lowe's Rewards and overall card value based on the spend amounts you enter and how much you value card benefits. Compare up to a total of 3 credit cards from any issuer side-by-side.

Note: Neither of these cards earn MyLowe's Rewards points. The Lowe's Advantage Card (My Lowe's Rewards Credit Card) offers the option to receive a 5% discount and the Lowe's Business Card earns Business Rewards points redeemable for cash back and statement credits (as well as the 5% discount).

My Lowe's Rewards Credit Card
Lowe's Advantage Card
(MyLowe's Rewards Credit Card)
  • Automatic Silver Key membership in the MyLowe's Rewards program.
  • Choose between 5% back, special financing, or project financing on eligible Lowe's purchases.
  • $0 annual fee.
Lowe's Business Rewards Card
Lowe's Business Rewards Card
  • Earn 1% - 2% back in points.
  • Receive a Lowe’s 5% Discount when pay with your card.
  • $0 annual fee.