Target Rewards

Learn the benefits of the Target Circle Rewards program and calculate how much cash back you can earn spending in the program and with the Target RedCard.

Target is an American retail store headquartered in Minneapolis, Minnesota. They are currently the 8th-largest retailer in the United States and have over 1,800 stores across the states.

Target Credit Cards

Target offers one store card which is the Target RedCard. It offers an excellent return on Target spending and is one of the best options for maximizing your rewards in-store or online with Target. If you frequently shop at Target, this is a great card to have. Just be sure to pay it off in full every statement to avoid the interest which will eat away at your rewards.

Earns 5% back on Target purchases. Can only be used in-store or online with Target (includes stores within Target such as Starbucks). Benefits include free 2-day shipping, extended returns, and exclusive deals.

Target Circle

Target's loyalty program is called Target Circle and it's free to sign up for. With Target Circle, you'll earn 1% back on purchases made in-store at Target, online at, and through the Target App. If you have the Target RedCard, you'll earn 5% back on Target purchases like you normally would. Along with earning cash back you'll also receive the following benefits as a Target Circle member:

  • Access to deals & offers through your account
  • A 5% off coupon annually on your birthday
  • Earn votes to help direct where Target gives in your community

It's a pretty straightforward program and an easy way to earn a little cash back into your pocket. Plus, you'll be able to add coupons and offers to your Target Circle account and they will trigger automatically at checkout at Target. If you shop at Target frequently, I recommend signing up.

Useful Resources & Links

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How do you get Target Circle?

You can sign up for Target Circle through Target's website. It's free and easy to do.

What is Target Circle?

Target Circle is Target's loyalty program. It allows you to earn cash rewards as a non-RedCard member. You're also able to redeem deals and coupons through your Target Circle account.

Does Target Circle cost money?

No. Target Circle is a free loyalty program.

Can I use Target Circle online?

Yes you can. You will just want to make sure you're logged into your Target Circle account when making a purchase at

What is Target Circle earnings?

Target Circle earnings is the total amount of cash back you've earned as a Target Circle member. You'll earn 1% cash back as a member and 5% as a Target RedCard holder.

Is Target Circle a credit card?

No. It is Target's loyalty program. The Target RedCard is still Target's branded credit card.

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