Browse our credit card rewards calculators to find credit cards that earn you the most points, miles, or cash back based on the spend amounts you enter. Compare top credit cards, view current signup bonuses, and get matched with the best credit cards for you.
If you're not looking for anything specific and want to calculate rewards for multiple categories at once, use the credit card rewards calculator at the bottom of this page.
Find Credit Cards By Bank
Have a preferred bank? Check out our top credit card picks by bank and calculate which credit cards will earn you the most rewards with that bank.
Find Travel Credit Cards
Find the best credit cards for earning rewards redeemable towards different types of travel including airfare, hotels, and more.
Find Cash Back Credit Cards
They say 'Cash is King'. Find out which credit cards wear the crown when you input your spend and our calculators output the best cash back credit cards for your wallet.
Find The Best Cards For Airline Miles
Looking to earn miles with a specific frequent flyer program? Get our top picks for earning airline miles and calculate which credit cards will earn you the most miles in the frequent flyer program based on the spend amounts you enter. Includes transfer partner credit cards!
Find The Best Cards For Hotel Points
Maximize your hotel rewards points with any program by checking out our top picks and calculating which credit cards earn you the most points in any given hotel loyalty program. Includes transfer partner credit cards!
Find Credit Cards Based On Your Spend
Use this calculator to find out which credit cards will earn you the most points, miles, and cash back based on the spend amounts you enter into the tool. This calculator will output results for multiple categories at once, including:
- Travel Credit Cards
- Cash Back Credit Cards
- Rewards Credit Cards
- Airline Credit Cards
- Hotel Credit Cards
- No Annual Fee Credit Cards
- No Foreign Transaction Fee Credit Cards
You'll be able to tab through each category and review the best cards for each. You can then click on a card to learn more about it as well as apply for it through our partners.
Input Your Monthly & Yearly Spend
Estimate how much you plan on spending monthly and yearly across your rewards credit cards and enter those values into the tool by category.
You can add categories using () as well as remove categories as you see fit.
There's no limit to the amount of categories you can add to the tool, so be sure to cover all the categories that you spend most in every year.
Once you click search, the tool will go through each of our partner credit cards, estimate total points, miles, or cash back, and calculate the overall average card value based on those rewards, annual credits, and annual fees.
The tool will output up to 10 credit cards for each of the credit card categories listed which includes travel, cash back, no annual fee, and several other popular card types.
When applicable, it will also show the current intro bonus for the card which is calculated in the results only if the criteria has been met. Intro bonuses can also be turned off if you want to calculate card value for the second year and onward.
You can click on Learn More to get additional details about the card in a new window through our partners. That way you can browse the benefits of any cards that you're interested in without worry about losing your search results.
Breakdown & Deeper Dive
Click on the total rewards or card value for any of the cards to get a breakdown of how everything was calculated. It will also display some additional information along with links to learn more about the rewards the card earns.
You'll also be able to jump to the card's Rewards Calculator to calculate rewards on an even deeper level including the ability to change point/mile values, change the cash value of annual benefits, specify authorized users, select program membership and elite status levels, and compare up to two credit cards from any issuer side-by-side.
No Results. This is usually due to:
- There's no good card options based on the spend entered.
- The calculator is having a brain-fart and is not calculating rewards properly.
Enter different values or try again later.
These estimates are to help guide you towards making the best decision when it comes to picking up a rewards credit card. They should be used for illustrative purposes only.
You can click on the estimated earnings to see the calculations or click on the card to learn more and apply for the card through our partners.
Do note that all spend amounts entered into the tool above will carry over to every credit card rewards calculator on the site, so there's no need to re-enter spend if you choose to dive deeper into calculating rewards for credit cards on the site.