Find The Best Credit Cards Based On Your Monthly Spend

Credit Card Finder Tools
Check out our best credit card lists and input your average spending into our calculators to find out which cards earn you the most rewards.
By R.Flowers III

Browse our credit card rewards calculators to find credit cards that earn you the most points, miles, or cash back based on the spend amounts you enter. Compare top credit cards, view current signup bonuses, and get matched with the best credit cards for you.

If you're not looking for anything specific and want to calculate rewards for multiple categories at once, use the credit card rewards calculator at the bottom of this page.

Find Credit Cards By Bank

Have a preferred bank? Check out our top credit card picks by bank and calculate which credit cards will earn you the most rewards with that bank.

Best American Express Credit Cards
Best American Express Rewards Credit Cards
Top Picks + AMEX Rewards Calculator
Best Chase Credit Cards
Best Chase Rewards Credit Cards
Top Picks + Chase Rewards Calculator
Best Citi Credit Cards
Best Citi Rewards Credit Cards
Top Picks + Citi Rewards Calculator
Best Capital One Credit Cards
Best Capital One Rewards Credit Cards
Top Picks + Capital One Rewards Calculator

Find Travel Credit Cards

Find the best credit cards for earning rewards redeemable towards different types of travel including airfare, hotels, and more.

Best Travel Rewards Credit Cards
Top Picks + Travel Rewards Calculator
Best Credit Cards For Earning Airline Miles
Top Picks + Airline Rewards Calculators
Best Credit Cards For Earning Hotel Points
Top Picks + Hotel Rewards Calculator

Find Cash Back Credit Cards

They say 'Cash is King'. Find out which credit cards wear the crown when you input your spend and our calculators output the best cash back credit cards for your wallet.

best cash back credit cards
Best Cash Back Credit Cards
Top Picks + Cash Back Calculator
best no annual fee cash back credit cards
Best No Annual Fee Cash Back Credit Cards
Top Picks + Cash Back Calculator

Find The Best Cards For Airline Miles

Looking to earn miles with a specific frequent flyer program? Get our top picks for earning airline miles and calculate which credit cards will earn you the most miles in the frequent flyer program based on the spend amounts you enter. Includes transfer partner credit cards!

Best Credit Cards For Earning Delta SkyMiles
Best Credit Cards For Earning Delta SkyMiles
Top Picks + SkyMiles Calculator
Best Credit Cards For Earning United Miles
Best Credit Cards For Earning United Miles
Top Picks + United Miles Calculator
Best Credit Cards For Earning Southwest Points
Best Credit Cards For Earning Southwest Points
Top Picks + Southwest Points Calculator
Best Credit Cards For Earning JetBlue Points
Best Credit Cards For Earning JetBlue Points
Top Picks + JetBlue Points Calculator
Best Credit Cards For Earning British Airways Avios
Best Credit Cards For Earning British Airways Avios
Top Picks + Avios Calculator
Best Credit Cards For Earning Cathay Pacific Asia Miles
Best Credit Cards For Earning Cathay Pacific Asia Miles
Top Picks + Asia Miles Calculator
Best Credit Cards For Earning Emirates Miles
Best Credit Cards For Earning Emirates Miles
Top Picks + Emirates Miles Calculator
Best Credit Cards For Earning Etihad Miles
Best Credit Cards For Earning Etihad Miles
Top Picks + Etihad Miles Calculator
Best Credit Cards For Earning Flying Blue Miles
Best Credit Cards For Earning Air France-KLM Flying Blue Miles
Top Picks + Flying Blue Miles Calculator
Best Credit Cards For Earning Qantas Air Points
Best Credit Cards For Earning Qantas Air Points
Top Picks + Qantas Points Calculator
Best Credit Cards For Earning Singapore KrisFlyer Miles
Best Credit Cards For Earning Singapore KrisFlyer Miles
Top Picks + KrisFlyer Miles Calculator

Find The Best Cards For Hotel Points

Maximize your hotel rewards points with any program by checking out our top picks and calculating which credit cards earn you the most points in any given hotel loyalty program. Includes transfer partner credit cards!

Best Credit Cards For Earning Hilton Honors Points
Best Credit Cards For Earning Hilton Honors Points
Top Picks + Hilton Honors Points Calculator
Best Credit Cards For Earning Hyatt Points
Top Picks + Hyatt Points Calculator
Best Credit Cards For Earning Marriott Bonvoy Points
Top Picks + Marriott Points Calculator

Find Credit Cards Based On Your Spend

Use this calculator to find out which credit cards will earn you the most points, miles, and cash back based on the spend amounts you enter into the tool. This calculator will output results for multiple categories at once, including:

  • Travel Credit Cards
  • Cash Back Credit Cards
  • Rewards Credit Cards
  • Airline Credit Cards
  • Hotel Credit Cards
  • No Annual Fee Credit Cards
  • No Foreign Transaction Fee Credit Cards

You'll be able to tab through each category and review the best cards for each. You can then click on a card to learn more about it as well as apply for it through our partners.

Loading Calculator...
If the calculator doesn't load after a few seconds, click here to re-load calculator.
Category Spending
Resets all fields in the Category Spending section for all columns. Also clears all saved spend values that carry from calculator to calculator.
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Currently Selected:
Spend Region:
Income Requirement
Income Type
Select if you're looking for credit cards based on your own individual income or if you're looking for credit cards based on the income of the entire household.
Income Maximum
Select the maximum income requirement you want listed in your top picks.
Calculator Options
Personal & Business Cards
Select which type of credit cards appear in the results. You can choose from personal (consumer) credit cards, business credit cards, or both.
Include Intro Bonuses?
If set to yes, intro bonuses will be included in the calculations if you meet the spend criteria based on the monthly required spend. Do note that we do not have intro bonuses for all credit cards featured on the site.

Find out which credit cards will offer you the most value based on the spend amounts you entered

No Results. This is usually due to:

  • There's no good card options based on the spend entered.
  • The calculator is having a brain-fart and is not calculating rewards properly.

Enter different values or try again later.

Results

These estimates are to help guide you towards making the best decision when it comes to picking up a rewards credit card. They should be used for illustrative purposes only.

You can click on the estimated earnings to see the calculations or click on the card to learn more and apply for the card through our partners.

Do note that all spend amounts entered into the tool above will carry over to every credit card rewards calculator on the site, so there's no need to re-enter spend if you choose to dive deeper into calculating rewards for credit cards on the site.

Calculate Total Rewards & Card Value Per $1 Spent For 200+ U.S. Credit Cards
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