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Best Rewards Credit Card Finder Tool

Use our credit card finder tool to find out which credit cards will earn you the most points, miles, and cash back based on the monthly and yearly spend amounts you enter.
Page Also Available For: 🇨🇦 CA 🇬🇧 UK 🇦🇺 AU
I want to find the best
Credit Card Rewards
Earn flexible rewards that can be converted into airline miles, hotel points, and other rewards. Best overall for value.
Flexible Travel Rewards
View the results for all major rewards programs — American Express and Royal Bank of Canada.
Airline Miles
Maximize your frequent flyer miles with a specific airline.
Hotel Rewards Points
Maximize your hotel rewards points with a specific hotel loyalty program
Other Rewards
Maximize your rewards with other various programs.
Credit Cards That Earn

Rewards Calculator: Which Card Is Best For You?

Input your monthly and yearly spend amounts into our calculator to find out which credit cards will earn you the most rewards and best return on your spend.

Loading Calculator...
If the calculator doesn't load after a few seconds, click here to re-load calculator.
Calculator Options
Include Intro Bonuses?
If set to yes, intro bonuses will be included for a card's calculation ONLY IF you have met the monthly spend criteria based on what's entered into the tool.
Do note that we do not have intro bonuses for all credit cards and we cannot calculate intro bonuses for some cards due to the complexity of some spend requirements.
Enter Your Monthly & Yearly Spend Amounts
Resets all fields in the Category Spending section for all columns. Also clears all saved spend values that carry from calculator to calculator.
Deletes all categories in the Category Spending section so you can start fresh.
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Category Currently Selected:
Spend Region:
About Spend Region: Some credit cards feature categories that only earn rewards when spending in a certain region. Changing this category to Domestic or International spend will calculate such for those cards, otherwise it's assumed by Default.
Results Will Appear Here

No Results. This is usually due to:

  • There's no good card options based on the spend entered.
  • The calculator is having a brain-fart and is not calculating rewards properly.

Enter different values or try again later.


These estimates are to help guide you towards making the best decision when it comes to picking up a rewards credit card. They should be used for illustrative purposes only.