Credit Card Points, Miles & Cash Back Calculators

Calculate & Compare
Optimize Your Rewards: Calculate points, miles, and cash back with our user-friendly credit card calculators. Maximize benefits and make informed choices!
By R.Flowers III

Search our database of over 200 credit cards and calculate total points, miles, and cash back based on the dollar amounts you enter into our tool. You will also be able to calculate the overall value of the card based on those spend amounts, how much you value the card benefits, and annual fees.

All credit card calculators allows you to compare up to 2 additional credit cards.

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Travel Rewards Credit Card Calculators

Capital One Venture X Rewards Credit Card

Best Premium Card For Unlimited Miles
  • 75,000 bonus miles
  • 5X - 10X miles on travel purchased through Capital One Travel.
  • Unlimited 2X miles on all other purchases.
  • Annual $300 Capital One Travel credit, 10,000 bonus miles each card anniversary, and lounge access.
  • $395 annual fee.
Calculator

Chase Sapphire Preferred® Card

Best for flexible travel rewards
  • 60,000 Bonus Points
  • 1X - 5X points.
  • 25% Point value boost towards travel, annual $50 hotel credit through Chase Ultimate Rewards, and 10% bonus points each year.
  • $95 annual fee.
Calculator

American Express® Gold Card

Best for restaurant and supermarket purchases
  • 60,000 Bonus Points
  • 1X - 4X points.
  • Up to $120 in Uber Cash annually, up to $120 in dining credits annually, and a $100 experience credit when you book a minimum 2-night stay with The Hotel Collection. Terms Apply.
  • $250 annual fee. See Rates & Fees
Calculator

Chase Sapphire Reserve®

Best For High Value
  • 60,000 Bonus Points
  • 1X - 10X points.
  • Up to $300 in annual travel credit, complimentary Priority Pass Select membership, 50% boost to point value towards travel booked through Chase Ultimate Rewards, and top-notch travel insurance.
  • $550 annual fee.
Calculator

Capital One Venture Rewards Credit Card

Best For Unlimited 2X Miles
  • 75,000 bonus miles
  • 2X - 5X miles.
  • Up to $100 towards a Global Entry or TSA PreCheck application and two complimentary visits per year to Capital One Lounges or to 100+ Plaza Premium Lounges.
  • $95 annual fee.
Calculator

Travel Rewards Programs

Calculate credit card rewards, point and mile value, point conversions between programs, and much more for over 30 travel rewards programs.

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Best Travel Credit Cards

View all of our top picks for travel credit cards and calculate which cards will earn you the most points and miles.

+ Travel Rewards Calculator

View All Travel Credit Cards

View the full list of travel rewards credit cards covered on the site.

+ Travel Rewards Calculator

Cash Back Credit Card Calculators

Blue Cash Preferred® Card from American Express

Best For U.S. Supermarket Purchases
  • $250 statement credit
  • Earn 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%) and on select U.S. streaming subscriptions, 3% Cash Back at U.S. gas stations and on transit including taxis/rideshare, parking, tolls, trains, buses and more, and 1% Cash Back on all other purchases.
  • $0 intro annual fee for the first year, then $95. See Rates & Fees
Calculator

Blue Cash Everyday® Card from American Express

Best No Annual Fee Card For Supermarket, Online Retail, and Gas
  • $200 Statement Credit
  • 3% Cash Back at U.S. supermarkets on up to $6,000 per year (then 1%), 3% Cash Back on U.S. online retail purchases on up to $6,000 per year (then 1%), 3% Cash Back at U.S. gas stations on up to $6,000 per year (then 1%), and 1% Cash Back on everything else.
  • $0 annual fee. See Rates & Fees
Calculator

Chase Freedom Unlimited®

Best For Flat-Rate & Bonus Cash Back
  • 5% Cash Back on Chase Travel, 3% Cash Back on drugstore purchases and dining at restaurants, and 1.5% Cash Back on all other purchases.
  • $0 annual fee.
Calculator

Capital One SavorOne Cash Rewards Card

Best For Heavy Dining & Grocery Spend
  • 5% Cash Back on Capital One Travel, 3% Cash Back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), and 1% Cash Back on everything else.
  • $0 annual fee.
Calculator

Best Cash Back Credit Cards

View all of our top cash back credit card picks and calculate which cards will earn you the most cash back.

+ Cash Back Calculator

View All Cash Back Credit Cards

Calculate cash back rewards for over 20 different banks.

+ Cash Back Calculators

Airline Miles Credit Card Calculators

Delta SkyMiles® Platinum American Express Card

Best For Delta Travelers
  • 50,000 Bonus Miles
  • Earn 3X Miles on Delta purchases and purchases made directly with hotels, 2X Miles at restaurants worldwide, including takeout and delivery in the U.S. and at U.S. supermarkets, and 1X Miles on all other eligible purchases.
  • Receive a Domestic Main Cabin round-trip companion certificate each year upon renewal of your card, free checked bags for yourself and up to 8 companions traveling with you, Main Cabin 1 priority boarding, 15% off award travel on Delta flights, and the ability to earn up to 20,000 Medallion® Qualification Miles each year.
  • $250 annual fee. See Rates & Fees
Calculator

Unitedâ„  Explorer Card

Best For United Travelers
  • 60,000 bonus miles
  • 1X - 2X miles.
  • Free checked bag for yourself and one companion, priority boarding for everyone traveling with you, two United Club Passes annually, and travel insurance.
  • $0 for the first year, then $95 annually.
Calculator

JetBlue Plus Card

Best For JetBlue Purchases
  • 1X - 6X points.
  • Free checked bag for yourself and up to 3 others traveling with you, complimentary JetBlue Mosaic Status after spending $50K, $100 JetBlue Vacations statement credit each year, 5,000 bonus points annually, and a 10% point rebate on Award bookings.
  • $99 annual fee.
Calculator

United Questâ„  Card

Best For Frequent United Travelers
  • 60,000 bonus miles + 500 PQPs
  • 1X - 3X miles.
  • Receive $125 in United statement credits each year, up to 10,000 miles back each year booking award flights with United, the first and second checked bag free for yourself and one companion, up to 1,000 PQP per year spending on the card, and great travel insurance.
  • $250 annual fee.
Calculator

Frequent Flyer Program Calculators

Calculate credit card miles, mile value based on redemption, transfers to airline programs, and more for over 20 frequent flyer programs.

Calculator: Best Airline Credit Cards

View our top airline credit card picks and calculate which credit cards will earn you the most rewards.

View All Airline Credit Cards

View the full list of co-branded airline credit cards this site covers and use our calculators to calculate total miles and card value.

Hotel Points Credit Card Calculators

Hilton Honors American Express Surpass® Card

  • 130,000 Bonus Points
  • 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with hotels and resorts within the Hilton portfolio, 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations, and 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
  • Receive a Free Night Reward after spending $15K on the card, complimentary and Hilton Honors Gold status.
  • Enrollment may be required for some benefits. Terms apply.
  • $95 annual fee. See Rates & Fees
Calculator

Marriott Bonvoy Brilliant® American Express® Card

  • Two 85K Free Night Awards
  • 2X - 6X points.
  • Receive up to $300 in statement credits per calendar year for eligible purchases at restaurants worldwide, 1 Free Night Award every year after your Card renewal month worth up to 85,000 points, $100 Luxury Property Credit with unlimited uses, Priority Pass membership, and much more.
  • Enrollment may be required for some benefits. Terms apply.
  • $650 annual fee. See Rates & Fees
Calculator

World of Hyatt Card

  • 1X - 4X points.
  • Annual Free Night Award good for a stay at a Category 1-4 Hyatt hotel or resort each year, second Free Night Award after spending $15K on the card, complimentary Hyatt Discoverist Status, 5 Qualifying Nights towards elite status, and 2 additional Qualifying Nights for every $5K you spend on the card.
  • $95 annual fee.
Calculator

IHG® Rewards Club Premier Credit Card

  • 140,000 Bonus Points
  • 3X - 10X points.
  • Free night award every year worth up to 40,000 points, 4th night free when booking a 4-night consecutive award stay, complimentary IHG Platinum Elite status, and 20% discount when buying IHG points.
  • $99 annual fee.
Calculator

Marriott Bonvoy Boundless® Credit Card

  • 2X - 6X points.
  • Annual Free Night Award worth up to 35,000 points, 15 elite nights towards elite status each year, 1 elite night credit towards elite status for every $5K you spend on the card, and complimentary Marriott Silver Elite status.
  • $95 annual fee.
Calculator

Hotel Loyalty Program Calculators

Calculate hotel credit card rewards, point value, transfers to programs, and more for top hotel loyalty programs.

Calculator: Best Hotel Credit Cards

View all of our top hotel credit card picks and calculate which cards will earn you the most hotel rewards.

View All Hotel Credit Cards

View the full list of co-branded hotel credit cards this site covers and use our calculators to calculate total points and card value.

Best Credit Card Rewards Calculator

If you're not looking for anything specific, check out our Best Credit Card Calculator to find out which partner credit cards in our database earns you the most points, miles, or cash back on your spending.

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Resets all fields in the Category Spending section for all columns. Also clears all saved spend values that carry from calculator to calculator.
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Calculator Options
Personal & Business Cards
Select which type of credit cards appear in the results. You can choose from personal (consumer) credit cards, business credit cards, or both.
Include Intro Bonuses?
If set to yes, intro bonuses will be included in the calculations if you meet the monthly spend criteria based on what's entered into the tool. Do note that we do not have intro bonuses for all credit cards and we cannot calculate intro bonuses for some cards.

Find out which credit cards will offer you the most value based on the spend amounts you entered

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Results

These estimates are to help guide you towards making the best decision when it comes to picking up a rewards credit card. They should be used for illustrative purposes only.

You can click on the estimated earnings to see the calculations or click on the card to learn more and apply for the card through our partners.

Do note that all spend amounts entered into the tool above will carry over to every credit card rewards calculator on the site, so there's no need to re-enter spend if you choose to dive deeper into calculating rewards for credit cards on the site.

Calculate Total Rewards & Credit Card Value For 200+ U.S. Credit Cards
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Maximize your credit card rewards!
Our Credit Card Rewards calculator can help you find the credit cards that will earn you the most points, miles and cash back based on your monthly and yearly spending habits. Simply enter your spend amounts into our tool and let our tool do the work for you!