Finding the best credit cards can be a challenge. There's lot of things you have to take into consideration such as the categories you spend in daily, the card benefits you enjoy most, and how you plan on redeeming your rewards. This page will help point you in the right direction if you're looking for the best credit cards by giving you a few of our top picks by category as well as providing a calculator which will give you a list of the best credit card options based on your spend.
Use the Search For Cards By Spend tool to get a list of up to 10 credit cards that will give you the best return based on your spend. You can add categories, select the type of rewards you're looking to earn, and whether you're looking for a personal or business card. There's also advanced options in which you can adjust the spending duration (how many months out of the year you're going to use the card) and adjust the cash value of transferable rewards points from AMEX, Chase, Citi, and Capital One.
The results below are estimates on how much you can earn with each of the listed credit cards based on the spend you entered in the fields above. Do note that these estimates are to help guide you towards making the best decision when it comes to picking up a rewards credit card and that they should be used for illustrative purposes only.
Credit cards featured in the article above may not appear in the results below based on the spend you entered. This is because what's considered the "top cards" or "best cards" may not be the same for you. You can click on 'Rewards Calculator' to get more details on the earning rates and benefits of each card listed as well as calculate rewards on a deeper level which includes:
- Comparing results against any credit card featured on the site
- Factoring in memberships and hotel elite status (if applicable)
- Viewing rewards as if you transferred them to partners
- Entering credit card bonuses and current sign up bonuses
- Toggling/editing annual fees and authorized user fees
Any spend that you entered into the fields above will roll over to all the credit card calculators on the website, so it's no need to re-enter information.
Results will show up to the top 10 best credit cards. Depending on the spend or the cards available, it may show less.
If you're looking for a full list of the best credit cards by category, check out the partner links below. Get all the important details before you apply such as rates & fees, current sign-up and welcome bonuses, top card highlights, reviews, and much more.