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Amtrak Guest Rewards Points

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Simply input your monthly and yearly spend amounts into our easy-to-use calculator to find the best travel credit card options for you!
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Quick Overview

Earning Points

Amtrak Guest Rewards points are primarily earned traveling with Amtrak. You can also earn points booking hotels, renting cars, spending with retail partners, and shopping online.

Redeeming Points

Amtrak points can be redeemed for Amtrak travel, hotels, car rentals, and gift cards.


Amtrak points are worth about 2.5 cents each when redeemed for award travel with Amtrak. This means 10,000 points are worth about $250 in value with Amtrak.

Amtrak Credit Cards

Use our Amtrak points calculators to calculate total Amtrak points and card value based on the spend amounts you enter, how much you value card benefits, and annual fees. Compare up to two credit cards side-by-side from any issuer.

Amtrak Guest Rewards® Preferred Mastercard®
Amtrak Guest Rewards® Preferred Mastercard®
  • 1X - 3X points.
  • Receive 5% of your redeemed points back when you book award travel on Amtrak.
  • Receive a lounge pass good for a complimentary visit to a ClubAcela or Metropolitan Lounge visit every year.
  • Receive a companion pass on the anniversary date of your every year.
  • $99 annual fee.
Amtrak Guest Rewards® Mastercard®
Amtrak Guest Rewards® Mastercard®
  • 1X - 2X points.
  • Receive 5% of your redeemed points back when you book award travel on Amtrak.
  • When you use your card to make food and beverage purchases on-board Amtrak, you'll receive a 10% discount.
  • $0 annual fee.

Amtrak Guest Rewards Calculators & Guides

Calculator: Amtrak Points To Dollars

Discover the worth of your Amtrak points with our easy-to-use calculator. Learn about the different redemption options and get the most value out of your rewards.

Point Value Calculator

Buying Amtrak Points: Cost Calculator & How To Buy

Buying Amtrak points can be a great way to save money on train travel. Use this tool to calculate the cost and see if it's worth it for you.

Buy Points Calculator