Quick Overview

  • Loyalty Program Overview: Amtrak Guest Rewards is Amtrak's official loyalty program.
  • Earning Points: Earn points by booking Amtrak travel, using Amtrak credit cards, spending with partners, or purchasing points to top off your account.
  • Redemption Options: Points can be redeemed for award travel on Amtrak or exchanged for gift cards.
  • Maximize Value: The best value comes from redeeming points for Amtrak rail travel, averaging 2.5 cents per point.
  • Non-Transferable: Amtrak points cannot be transferred to other loyalty programs, as Amtrak is not a transfer partner.
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Amtrak Credit Card Points Calculators

Amtrak offers two co-branded credit cards that earn Amtrak Guest Rewards points on everyday purchases. Both credit cards are solid options if you frequently ride Amtrak as they offer a great return on spend and a handful of useful benefits.

Use our Amtrak Credit Card Points Calculators to determine how many Amtrak points you can earn on your monthly spending and to calculate the overall cash value of the card based on points earned, card benefits, and annual fees. Compare results side-by-side other cards featured on the site.

Amtrak Points Value Calculators

Amtrak Rewards points can be redeemed for travel on Amtrak and for gift cards. Use our Amtrak points value calculator to determine the cash value of Amtrak points based on these redemption options.

Buying Amtrak Points

Amtrak points can be purchased directly through the Amtrak Buy points page. Buying points will cost you 3.77 cents each starting at 500 points for $18.85. This is a very high pricing point, so I only recommend buying Amtrak points if you're a few points shy of a redemption and need to top off your account.