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Amtrak Points Value Calculator

Use our Amtrak Points Value Calculator to easily calculate Amtrak points to dollars when redeemed for rail travel, gift cards, and more.
Last Updated: 01-07-2024
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Amtrak Guest Rewards points can be redeemed for travel on Amtrak and for gift cards. Redeeming points for travel will give you the best value.

Amtrak points value

Based on our valuations, Amtrak Guest Rewards points are worth about 2.5 cents each on average when redeemed for rail travel with Amtrak. This means that 1,000 Amtrak are worth about $25 in travel value.

Here's our breakdown of Amtrak Points value based on redemption:

Redemption option Amtrak points value (in cents)
Redeeming points for Amtrak Travel 2.5 - 2.8
Redeeming points for gift cards 0.83 - 1

How to calculate Amtrak points value

The value of Amtrak Guest Rewards points are not set in stone. You can calculate the value of your points by dividing the cash cost of your redemption by the number of points required.

Amtrak Points Value = Cash Cost of Redemption ÷ Points Required.

Check out our Use Amtrak Points or Pay Cash Calculator to easily calculate the dollar value of your points for any Amtrak redemption.

Redeeming Amtrak points for the best value

There's only two options for redeeming Amtrak Guest Rewards points and that's Amtrak travel and gift cards. You'll get the best value redeeming your Amtrak points for rail travel and

Amtrak Travel

Amtrak Guest Rewards points will have the best value when redeemed for award travel with Amtrak. This will give your points about 2.5 cents in value (or higher).

During testing for multiple itineraries with for standard rail, Auto Train, and Acela travel, all redemptions offered between 2.5 and 2.8 cents in value except for one which offered 1.5 cents in value.

You can use our Use Points or Pay Cash? calculator if you need to determine the cash value of a redemption you're looking at.

Gift Cards

You can redeem your Amtrak Guest Rewards Points for gift cards will give you up to 1 cent in value per point. $50 gift cards offers a value of 0.83 cents per Amtrak Point while $100+ gift cards offer up to 1 cent in value.

Obviously this isn't the best redemption since you can get more than double the value when redeeming points for award rail travel, but it's still a decent redemption as long as you get at least a $100 denomination gift card.

Calculator: Convert Amtrak points to dollars

Use our Amtrak Point Value Calculator to estimate how much your points are worth in cash, whether you decide to redeem those points for rail travel or gift cards. This will give you an idea of the average value for all the redemption options available with your Amtrak Guest Rewards points.

Amtrak Points Value Calculator

Enter any amount of Amtrak Guest Rewards points into our calculator to find out how much they are worth based on our valuations.
Points
Redemption Average Dollar Value
Amtrak Rail Travel $0 - $0
Gift Cards $0 - $0

Calculator: Use Amtrak points or pay cash?

Use our Amtrak Points or Cash Calculator to determine the cash value of a redemption based on the cost in cash versus the cost in Amtrak Guest Rewards points. This tool is useful when trying to decide whether a redemption is worth it or not.

Cost of Redemption In Cash
Enter how much the redemption would cost you if you paid cash.
$
Cost of Redemption In Points
Enter how much the redemption would cost you in Amtrak Guest Rewards points plus any taxes/fees you might have to pay.
Amtrak Guest Rewards Points
Points
Taxes/fees
$
Redemption Value
This is how much your Amtrak Guest Rewards points would be worth based on the values entered above.
- Cents Per Point
The Point Calculator values Amtrak Points at 2.5 cents each on average.

Finding the best credit cards for Amtrak

The only way to earn Amtrak Guest Rewards points via credit card spending is by using a co-branded Amtrak credit card. If you're looking for a bit more flexibility and don't want to be limited to Amtrak's two redemption options, there's the Capital One Venture Rewards & Spark Rewards program.

Amtrak credit cards

Amtrak offers two credit cards that are fantastic if you frequently travel Amtrak and you're looking to build up rewards strickly for free rail travel.

Capital One Rewards

Capital One Venture miles and Spark miles can be redeemed for any kind of travel charged to an eligible Capital One credit card. This includes not only travel with Amtrak, but airfare, hotels, car rentals, parking, tolls and more.

On top of that, Capital One miles can also be converted into airline miles and hotel rewards points with a handful of programs. This gives you the ultimate in flexibility when it comes to planning out and booking your travel.

Here are the travel cards that Capital One offers

Credit Card Highlights
Best Premium Card For Unlimited Miles
  • Intro Bonus: 75,000 bonus miles
  • Earn 10X Miles on hotels and rental cars booked through Capital One Travel
  • Earn 5X Miles on flights booked through Capital One Travel
  • Earn an unlimited 2X Miles on all other purchases
  • Receive a $300 annual credit for bookings through Capital One Travel
  • 10,000 bonus miles annually starting on your first anniversary (worth $100 towards travel)
  • Access to Capital One Lounges and Priority Pass Lounges
  • Up to $100 towards a Global Entry or TSA Precheck application fee
  • $395 annual fee
Best For Unlimited 2X Miles
  • Intro Bonus: 75,000 bonus miles
  • Earn 5X miles on hotels and rental cars booked through Capital One Travel
  • Earn an unlimited 2X miles on all other purchases
  • Two complimentary lounge visits per year to Capital One Lounges or Plaza Premium Lounges
  • Up to $100 towards a Global Entry or TSA Precheck application fee
  • $95 annual fee
Best For No Annual Fee
  • Intro Bonus: 20,000 miles
  • Earn 5X miles on hotels and rental cars booked through Capital One Travel
  • Earn an unlimited 1.25X miles on all other purchases
  • No annual fee
Best Premium Business Card For Unlimited Miles
  • Intro Bonus: 150,000 bonus miles
  • Earn 10X Miles on hotels and rental cars booked through Capital One Travel
  • Earn 5X Miles on flights booked through Capital One Travel
  • Earn an unlimited 2X Miles on all other purchases
  • Receive a $300 annual credit for bookings through Capital One Travel
  • 10,000 bonus miles annually starting on your first anniversary (worth $100 towards travel)
  • Access to Capital One Lounges and Priority Pass Lounges
  • Up to $100 towards a Global Entry or TSA Precheck application fee
  • $395 annual fee
Best Business Card For Unlimited 2X Miles
  • Intro Bonus: 50,000 Bonus Miles
  • Earn 5X miles on hotels and rental cars booked through Capital One Travel
  • Earn unlimited 2X miles on every card purchase
  • Up to $100 towards a Global Entry or TSA Precheck application fee
  • $0 the first year, then $95
Capital One Spark Miles Select for Business Card
Capital One Spark Miles Select for Business Card
Best For 1.5X Miles At No Annual Fee
  • Earn 5X miles on hotels and rental cars booked through Capital One Travel
  • Earn unlimited 1.5X miles on every card purchase
  • No annual fee

FAQs

How much are Amtrak Points worth?

The Point Calculator values Amtrak points at 2.5 cents each on average meaning that 1,000 points is equal to about $25 in rail travel.

How much is 1,000 Amtrak points worth?

Based on our valuations, 1,000 Amtrak points are worth $25 in rail travel with Amtrak.

How much is 250 Amtrak points worth?

Based on our valuations, 250 Amtrak points are worth $7 in rail travel with Amtrak.

How much is 20,000 Amtrak points worth?

Based on our valuations, 20,000 Amtrak points are worth $500 in rail travel with Amtrak.

How many Amtrak points do you need for a free train ride?

Reward travel for Amtrak begins at just 800 points.

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