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Bilt Mastercard®

Bilt Mastercard®

Earning Rates

  • Earn 3X points on dining.
  • Earn 2X points on travel.
  • Earn 1X points on rent payments without the transaction fee, up to 100,000 points per year.
  • Earn 1X points on all other purchases.

Main Benefits

  • Pay rent and earn points at any apartment without the transaction fee, earn double points on the 1st (rent payments excluded), travel coverage, and no foreign transaction fees.

Bilt Points Value

  • Bilt points are worth 1.5 cents apiece when redeemed towards a home down payment and 1.25 cents when redeemed for travel purchases through the Bilt Travel portal.
  • Bilt points can be worth higher value when transferred to Bilt's transfer partners. This can give you as much as 2 cents per value or more.

Our Take

There's no other card like the Bilt Mastercard. You're looking at a card that offers the ability to earn points paying rent with no transaction fee, fantastic travel coverage including trip cancellation and interruption insurance, cell phone coverage, a handful of top-notch 1:1 transfer partners, and no foreign transaction fees—all at no annual fee!

Rewards Calculator

Use our calculator to estimate total Bilt points and card value based on the monthly and yearly spend amounts you input into our Bilt Mastercard calculator. Compare up to 2 credit cards side-by-side.

The spend amounts you enter into the primary (first) column of this calculator will carry over to all credit card calculators on the site. This allows you to view other cards on the site without re-entering information when jumping from page to page.

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