Quick Overview
- Travel Redemptions: Bilt Rewards points are worth 1.25 cents each when redeemed for travel through the Bilt Travel Portal.
- Maximize Value with Transfer Partners: Transferring points to Bilt’s travel partners can significantly increase their value, often yielding 2 cents or more per point.
- Home Down Payment Option: Points can also be redeemed for excellent value toward the down payment on a new home.
- Lower Value for Rent Payments: Redeeming points for rent payments offers the lowest redemption value.
Use our Bilt Points To Dollars Calculator to convert Bilt points to cash value when redeemed for travel, rent, and more.
Bilt points value
How much are Bilt Rewards points worth on average?
The Quick Answer: 1.25 cents per point.
Bilt Rewards points can be redeemed towards rent payments, down payments on a new home, home decor, and travel. Points can also be transferred to airline and hotel rewards programs which will typically offer the best value.
Here's the breakdown on Bilt Rewards points value:
| Redemption options | Bilt points value |
|---|---|
| Point transfer to Bilt partners | 0.6 - 2 cents per point |
| Redeeming points for a down payments | 1.5 cents per point |
| Bilt travel portal | 1.25 cents per point |
| Redeeming points towards rent payments | 0.55 cents per point |
Point transfers to Bilt partners
Bilt Rewards points can be converted into airline miles and hotel rewards points with a large handful of partners at a 1:1 rate. This means every 1,000 Bilt Rewards points you transfer will give you either 1,000 airline miles or hotel loyalty points.
Transferring points to Bilt’s partners is often the best way to maximize value, with an average value of 1 to 2 cents per point, depending on the partner and how you redeem the points after the transfer.
Learn More: Bilt Transfer Partners & Point Conversion Calculator
Redeeming points towards a home down payment
Bilt Rewards points can be redeemed for a down payment on a new home at a value of 1.5 cents per point. Points are converted to cash so there are no limitations on what lender you work with or what type of home you purchase.
So if you're planning to buy a home, condo, or any other kind of real-estate property, accumulating Bilt points can significantly reduce your overall costs.
Booking travel through Bilt's travel portal
Bilt Rewards points can be redeemed for flights, hotels, car rentals, and more through the Bilt Travel portal. With each 10,000 Bilt points worth $125 in travel, Bilt points have a value of 1.25 cents each.
Redeeming points towards rent payments
Bilt Rewards points can be redeemed for rent credits, which are automatically applied to your next payment. Redemptions start at 3,636 points for a $20 credit, giving Bilt Rewards points a value of 0.55 cents per point.
Redeeming points for Bilt Home Design Collection
Bilt Rewards points can be redeemed for home decor, art, and exclusive items from the Bilt Home Design Collection. The Bilt points value for these redemptions depends on how much you personally value the items in the collection.
Bilt points to dollars calculator
Use our Bilt points value calculator to convert Bilt points to dollars for travel, down payments, and rent credits. Get an accurate estimate of how much your Bilt points are worth on average with different redemption options.
Calculator: How much are Bilt Rewards points worth?
| Redemption options | Average dollar value |
|---|---|
| Point transfers to airline and hotel partners | $0 to $0+ |
| Redeeming points towards a home down payment | $0 |
| Travel booked through Bilt Travel | $0 |
| Redeeming points towards rent payments | $ |
Average redemption value
The table below shows the value of Bilt Rewards points at the base rate of 1.25 cents per point when redeemed through the Bilt Travel Portal.
| Bilt Rewards points | Cash Value |
|---|---|
| 1 Point | $0.0125 |
| 1,000 Points | $12.50 |
| 2,500 Points | $31.25 |
| 5,000 Points | $62.50 |
| 10,000 Points | $125.00 |
| 20,000 Points | $250.00 |
| 25,000 Points | $312.50 |
| 50,000 Points | $625.00 |
| 60,000 Points | $750.00 |
| 75,000 Points | $937.50 |
| 100,000 Points | $1,250.00 |
Remember that you can obtain higher value transferring points to Bilt's transfer partners.
How does Bilt points value compare?
Bilt Rewards points are just as valuable as rewards earned with other leading credit card rewards programs. Here's where they stand based on our valuations:
Credit cards that earn Bilt Rewards points
Bilt offers one credit card that you can use to earn points on everyday purchases including paying your rent or mortgage. Here are the details:
- Earn 3X points on dining.
- Earn 2X points on travel.
- Earn 1X points on rent payments, up to 100,000 points per year.
- Earn 1X points on all other purchases.
- Enjoy cell phone coverage and travel coverage including trip cancellation and interruption insurance.
- No annual fee and no foreign transaction fees.
- Card Value & Bilt Points Calculator
We've run the calculations and checked them twice — here are the credit cards that consistently provide outstanding value to our users:
- Best flexible travel card: Capital One Venture Rewards Credit Card
- Best overall value year after year: Chase Sapphire Preferred® Card
- Best for high cash back: Blue Cash Preferred® Card from American Express
- Best for foodies: American Express® Gold Card
- Best for business travel rewards: Ink Business Preferred® Credit Card
- Best for heavy business spenders: Capital One Spark Cash Plus
