Carnival® World Mastercard®

Card Value & FunPoints Calculator
Carnival® World Mastercard®

If you're a frequent Carnival cruise-goer, the Carnival® World Mastercard® might be worth considering for its access to the Carnival FunPoints program. However, it's important to note that the rewards aren't as impressive as other credit cards on the market. While you can save 10% on shore excursions booked before a cruise and redeem points at high value for net purchases of $1,500 or more with Carnival, there are other cards that offer better rewards and can help you earn a free cruise faster.

Rewards Rates

Earn 2X FunPoints® for every dollar spent on any purchases with Carnival Cruise Line AND with the brands of the World’s Leading Cruise Lines.
Earn 1X FunPoint® for every dollar spent on all other purchases.

Key Cardholder Benefits

  • Get 10% back as a statement credit when you book a Carnival shore excursion on prior to your cruise.
  • Redeem points for statement credits toward any Carnival purchase, onboard experiences, and more. Redemptions start at 5,000 FunPoints® for a $50 statement credit toward a Carnival Cruise Line purchase in the last 180 days.
  • Redeem for gifts and amenities charged to Sail & Sign.
  • No foreign transaction fees on international purchases and no annual fee.

Rewards Value

Carnival FunPoints have the best value when redeemed towards Carnival cruises. You'll get either 1 cent or 1.5 cents in value per point based on the cost of your Carnival cruise.

Carnival FunPoints Value
Redemption options Redemption value in cents
Carnival net purchases of $1,500 to $5,000 1.5
Carnival net purchases of $50 to $1,499.99 1
Transactions made with other World's Leading Cruise Lines 1
Airline and hotel statement credits 0.9
Gift cards 0.75

Annual Fees

The Carnival World Mastercard has a $0 annual fee. It also has no foreign transaction fee which means it can be used to earn FunPoints worldwide with no penalty.

FunPoints Calculator

Calculate how many FunPoints you can earn with the Carnival Mastercard and the cash value of those points. Results can be compared side by side any U.S. credit cards featured on the site.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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