Carnival® World Mastercard® Value & FunPoints Calculator

Carnival® World Mastercard®

The Carnival® World Mastercard® is a great option if you pay for Carnival cruises several times per year or plan on redeeming your points for cruises that cost $1,500 or more. If this is not the case, you're better off picking up a travel rewards credit card as you'll earn significantly more value on your purchases throughout the course of the year.

Rewards Rates

Earn 2X FunPoints® for every dollar spent on any purchases with Carnival Cruise Line AND with the brands of the World’s Leading Cruise Lines.
Earn 1X FunPoint® for every dollar spent on all other purchases.

If you're doing a balance transfer to the card, you'll also earn 1 FunPoint for every $1 on balance transfers made within the first 30 days, up to a maximum of 5,000 FunPoints.

I do not recommend doing a balance transfer to this card. There are plenty of balance transfer credit cards that offer better promotions and rewards.

Key Cardholder Benefits

  • Get 10% back as a statement credit when you book a Carnival shore excursion on prior to your cruise.
  • Redeem points for statement credits toward any Carnival purchase, onboard experiences, and more. Redemptions start at 5,000 FunPoints® for a $50 statement credit toward a Carnival Cruise Line purchase in the last 180 days.
  • Redeem for gifts and amenities charged to Sail & Sign.
  • No foreign transaction fees on international purchases and no annual fee.

Rewards Value

Carnival FunPoints have the best value when redeemed towards Carnival cruises. You'll get either 1 cent or 1.5 cents in value per point based on the cost of your Carnival cruise.

Redemption Option Value Per FunPoint (in cents)
$1,500+ Carnival Redemptions 1.5
$50 to $1,499.99 Carnival Redemptions 1
Other World's Leading Cruise Line Redemptions 1
Airline and Hotel Redemptions 0.9
Gift Cards, Certificates 0.75

If you don't frequently pay for Carnival Cruises (to get the bonus 2X rate) or plan on redeeming points for Carnival cruises that cost $1,500+, you'll be better off with a flat-rate rewards card such as the Capital One Venture Rewards Credit Card or Citi Double Cash Card®.

Annual Fees

The Carnival World Mastercard has a $0 annual fee.

FunPoints Calculator

Calculate how many FunPoints you can earn with the Carnival Mastercard and the cash value of those points. Results can be compared side by side any U.S. credit cards featured on the site.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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