Carnival FunPoints is the loyalty program of Carnival Cruise Line and can only be earned using the Carnival® World Mastercard®. Points can be redeemed for free or discounted cruises, on-board purchases, spa credits, gift cards, and more.
How much Carnival FunPoints are worth
Carnival Funpoints will have the best value when redeemed as a statement credit towards Carnival purchases. You can get up to 1.5 cents per point based on the Carnival net purchase amount meaning that 10,000 FunPoints can be worth as much as $150 in cruise value.
| Redemption options | Redemption value in cents |
|---|---|
| Carnival net purchases of $1,500 to $5,000 | 1.5 |
| Carnival net purchases of $50 to $1,499.99 | 1 |
| Transactions made with other World's Leading Cruise Lines | 1 |
| Airline and hotel statement credits | 0.9 |
| Gift cards | 0.75 |
Calculate Value: Carnival FunPoints To Dollars: Cash Value & Calculator
Carnival Funpoints redemption options
Carnival FunPoints can be redeemed for cruises, on-board amenities, other travel, gift cards, and merchandise.
Carnival Cruise Line redemptions
You can get the best value out of your FunPoints by redeeming them for purchases made with Carnival. You'll get either 1 cent or 1.5 cents per point based on the net cost of your Carnival purchase.
| Carnival net purchase | FunPoints value in cents |
|---|---|
| $50 - $1,499.99 | 1 |
| $1,500 - $5,000 | 1.5 |
Due to the big difference in value, you'll want to be extra careful when redeeming your FunPoints. If you redeem your FunPoints for net purchases with Carnival that range from $1,000 to $1,499.99, you'll be shooting yourself in the foot.
This is because redeeming FunPoints for a $1,000 net purchase would cost you 100,000 FunPoints... the same cost for a $1,500 net purchase!!
- $1,000 Purchase: Redeem 100,000 FunPoints for 1 cent in value per point.
- $1,500 Purchase: Redeem 150,000 FunPoints for 1.5 cents in value per point.
Why make $1,000 in net purchases with Carnival for 100,000 FunPoints when you make $1,500 in net purchases with Carnival for the same 100,000 FunPoints?
In conclusion, if you end up passing $1,000 in net purchases, splurge until you hit $1,500.
World's Leading Cruise Lines redemptions
In addition to being able to redeem Carnival FunPoints for Carnival Cruises, you can also redeem your points on the other nine cruise lines that are part of World's Leading Cruise Lines. This includes:
- Costa
- P&O Australia
- P&O Cruises
- Princess Cruises
- Holland America Line
- Aida
- Cunard
- Seabourn
- Fathom
Redeeming your FunPoints on these nine cruise lines will always give you a value of 1 cents per FunPoint no matter the cost. This can be useful if you're trying to shave off the cost of your cruise ticket on a partner cruise line.
Do note that both Princess Cruises and Holland America Line also have their own co-branded cruise line credit cards (but don't bother as they don't offer much).
Airline and hotel redemptions
Carnival Funpoints can be redeemed for airline and hotel redemptions. This will give your Funpoints a value of 0.9 cents per point which isn't the best option when it comes to redeeming your points.
You would earn more value applying your FunPoints to your cruise and paying out of pocket for your hotel and airline costs.
Gift cards and certificates
Carnival FunPoints can be redeemed for Gift Cards and Certificates. These options will bring the value of your Funpoints down to 0.75 cents each. If you're looking to earn gift cards from reward programs, FunPoints are not going to get you the best value.
You would be better off with a cash back credit card since cash back earned can be redeemed at an even ratio of 1 cent for 1 cent.
Other redemptions
Funpoints can also be used for onboard amenities, merchandise, and travel redemptions through the Barclays website. The value of these redemptions will vary.
Are Carnival Funpoints worth it?
While the FunPoints program is a great way to shave down the cost of Carnival cruises, the Carnival World Mastercard itself falls short in several ways.
Intro Bonus
The intro bonus for the Carnival World Mastercard, as of April 2023, is 25,000 FunPoints after spending $500 within the first 90 days which is equal to a $250 statement credit towards purchases made with Carnival. While this is a solid bonus, there are travel rewards credit cards that offer significantly higher intro bonuses that can almost pay for your entire cruise.
Earning Rates
Unless you're consistently using the Carnival Mastercard on Carnival and partner cruise line purchases, you'll be earning 1 FunPoint per $1 spent on all purchases. This means it will take a long time to build up enough rewards for a redemption.
Redemption Rates
If you normally make net purchases of less than $1,000 with Carnival, you'll only be getting 1 cent in value per point which means a 1% return on most of your card purchases. And if you do make large purchases, you'll need at least 100,000 FunPoints which will an extreme amount of spending to reach due to the low earning rates.
Minimum Redemption
If you don't have enough FunPoints to cover the cost of your purchase, you'll only be able to redeem points in $50 statement credit increments which costs 5,000 FunPoints.
How to earn Funpoints
Carnival FunPoints is a rewards program exclusively for Carnival World Mastercard holders. For every dollar spent using the card, FunPoints are earned. It's important to note that FunPoints are not earned through Carnival cruises alone, but rather through any eligible purchases made with the card.
| Credit Card | Benefits | Annual Fee |
|---|---|---|
|
|
$0 |
Learn More: Best Travel Credit Cards (+ Rewards Calculator)
What's the best rewards program for Carnival?
If you're big on cruising and you want to earn travel rewards at an excellent rate that can take your spend further, I highly recommend considering the following rewards programs:
Capital One Venture Rewards
Venture miles can be redeemed for 1 cent in value towards any kind of travel purchase made to the card. Unlike FunPoints, you're not restricted to redeeming points for Carnival Cruises for maximum value.
Venture miles can not only be redeemed for Carnival purchases, but also airfare, hotels, car rentals, parking, tolls, and more. You can even redeem your points for other cruise lines—all at the same value of 1 cent per mile!
Here's the credit cards you can use to earn Venture miles:
Chase Ultimate Rewards
Chase Ultimate Rewards is one of the leading travel rewards programs in the United States. Points earned in the program can be redeemed for travel through Chase Ultimate Rewards at a value of 1.25 to 1.5 cents each.
Chase points can also be transferred directly to airline frequent flyer and hotel loyalty programs such as Southwest Airlines, United Airlines, Marriott Hotels, and Hyatt Hotels. This can give your points anywhere between 1.3 and 2+ cents in value which can stretch your points further!
Here's our top picks for Chase Ultimate Rewards:
Conclusion: Carnival FunPoints
Carnival FunPoints is rewarding for anyone that makes high annual net purchases with Carnival and World's Leading Cruise Line partners. The program can also be worth it for booking Carnival shore excursion on carnival.com prior to cruising as you'll receive a 10% rebate when you pay with the Carnival Mastercard.
If neither of those apply to you, the Carnival FunPoints program will not be the best bang for your buck. There are plenty of travel rewards programs that offer bonus points, miles, and cash back on everyday purchases that can earn you enough rewards for a free cruise or two per year.
Best Carnival Credit Card Calculator
Use the rewards calculator to determine which credit cards will earn you the most rewards based on the monthly or yearly spending amounts you enter.
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FAQ
What are Carnival FunPoints?
Carnival FunPoints is the rewards currency of Carnival Cruise Line.
How do I earn Carnival FunPoints?
Carnival FunPoints are earned for every eligible dollar spent on the Carnival World Mastercard.
What are the benefits of Carnival FunPoints?
Carnival FunPoints allows you to wipe out the cost of Carnival purchases made to a Carnival World Mastercard. This can help shave down the cost of a cruise or pay for a cruise entirely.
How can I redeem my Carnival FunPoints?
Carnival FunPoints can be redeemed as a statement credit to wipe out Carnival purchases, World's Leading Cruise Line purchases, airline and hotel purchases, gift cards, and onboard amenities.
What is the value of Carnival FunPoints?
FunPoints are worth 1 cent each when used to pay for Carnival net purchases totaling $50 to $1,499.99 and 1.5 cents each when used to pay for Carnival net purchases totaling $1,500 to $5,000.
Carnival Funpoints calculators
Use our Carnival Funpoints calculators to calculate how many points you can earn with the Carnival Mastercard and the cash value of FunPoints based on redemption.
Use these calculators to find out how many FunPoints you can earn and FunPoints value.
Maximize your rewards
Looking for the best travel credit cards? Check out a few of our top picks below and use our calculators to find out how much you can earn!
- Best for flexible travel rewards: Chase Sapphire Preferred Card.
- Best for unlimited miles on purchases: Capital One Venture X Rewards Credit Card.
- Best travel card for foodies: American Express® Gold Card.
- Best for luxury travel: The Platinum Card® from American Express.
- Best for rewards on travel and everyday spending: Citi Premier® Card.
- Best for small business travel: Capital One Spark Miles for Business.
Our Credit Card Rewards calculator can help you find the perfect card and offers based on your monthly and yearly spending habits. Simply enter your spend amounts into our tool and let us do the work for you!
