Ink Business Preferred Card

Card Value & Chase Points Calculator

The Ink Business Preferred® Credit Card is one of the best flexible travel rewards credit cards available. It earns 3X Ultimate Rewards Points on travel and select business categories, and grants a 25% point value boost to travel redemptions made through Chase Ultimate Rewards®.

Intro Bonus: 100k Bonus Points

Rewards Rates

Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year.
Earn 1 point per $1 on all other purchases – with no limit to the amount you can earn.

Select business categories include: shipping, internet, cable services, phone services, and advertising.

Current Intro Bonus

New Cardmember Offer! Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.

Key Cardholder Benefits

  • Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®
  • Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
  • With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring
  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information
  • Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.

Rewards Value

Ink Business Preferred points are worth 1.25 cents apiece when redeemed for travel booked through Chase Ultimate Rewards. This means that 10,000 points is equal to $100 in travel value.

Transferring points to Chase's airline and hotel partners will give you chance to obtain higher value.

Ink Business Preferred points value
Redemption Option Average Value (in cents)
Point transfers to hotel partners 0.6 - 2.1
Point transfers to airline partners 1 - 2
Travel via Chase Ultimate Rewards using the Ink Business Preferred 1.5
Pay Yourself Back using the Ink Business Preferred 1.25
Redeeming points for cash back 1
Redeeming points for gift cards 1
Using points for purchases 0.8

Points earned with the Ink Business Preferred card can be transferred to the Chase Sapphire Reserve card and redeemed for 1.5 cents in value towards travel booked via Chase Ultimate Rewards. In the case that you need or want a personal and business card combo, this is a solid option.

Transfer Partners

Ink Business Preferred points can be transferred to 14 travel partners at a 1:1 ratio. Every 1,000 points you transfer to partners will give you 1,000 miles or points with that program.

Here's the complete list of Chase transfer partners and their ratios:


Annual Fees

The Ink Business Preferred Card has a $95 annual fee.

Chase Ink Points Calculator

Use the Ink Business Preferred Points Calculator to determine how many points you can earn based on the monthly or yearly spending amounts you enter.

You can calculate the cash value of the Ink Business Preferred alongside up to two other credit cards from any issuer.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site. This means there's no need to re-enter spend when jumping to other credit card pages on the site.

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Earning Rate Comparison

Want to know how the Ink Business Preferred Card earning rates stack up against other Ultimate Rewards credit cards? The table below lists out the earning rates per $1 spent for all credit card partners so you can see where it stands.

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What categories are on the Chase Ink Business Preferred?

The Chase Ink Business Preferred features travel, shipping, internet, cable services, phone services, and advertising as bonus categories.

What benefits come with the Chase Ink Business Preferred?

The Chase Ink Business Preferred offers a 25% boost to point value when redeemed through Chase Ultimate Rewards and both travel & purchase protection.

How many points can you earn with the Chase Ink Business Preferred?

It depends on your spending. You can use the Chase Ink Business Preferred Point Calculator to find out how many points you can earn.

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