Ink Business Preferred® Credit Card Value & Points Calculator

The Ink Business Preferred® Credit Card is one of the best flexible travel rewards credit cards available. It earns 3X Ultimate Rewards Points on travel and select business categories, and grants a 25% point value boost to travel redemptions made through Chase Ultimate Rewards®.

Intro Bonus: 100k Bonus Points

Rewards Rates

3X
Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year.
1X
Earn 1 point per $1 on all other purchases – with no limit to the amount you can earn.

Select business categories include: shipping, internet, cable services, phone services, and advertising.

Current Intro Bonus

Earn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®.

Key Cardholder Benefits

  • Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®
  • Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
  • With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring
  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information
  • Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.

Rewards Value

Ultimate Rewards Points earned with the Chase Ink Business Preferred Card have an average value of 1.25 cents each. This is the value you'll get when you redeem your points for travel through Chase Ultimate Rewards.

Transferring points to Chase's airline and hotel partners will give you chance to obtain significantly higher value. You can also use points for cash back, statement credits, gift cards, and more which will give you 1 cent per point in value.

Redemption Option Average Value (in cents)
Point transfers to airline and hotel partners 0.6 - 2.1
Booking travel through Chase Ultimate Rewards 1.5
Pay Yourself Back 1.5
Redeeming points for cash back 1
Redeeming points for gift cards 1
Using points for Amazon.com purchases 0.8

Transfer Partners

Ultimate Rewards Points earned with the Chase Ink Business Preferred Card can be transferred to 13 travel partners.

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Annual Fees

The Ink Business Preferred Card has a $95 annual fee.

Chase Points Calculator

Use the Ink Business Preferred Points Calculator to determine how many points you can earn based on the monthly or yearly spending amounts you enter.

You can calculate the cash value of the Ink Business Preferred alongside up to two other credit cards from any issuer.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site. This means there's no need to re-enter spend when jumping to other credit card pages on the site.

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FAQ

What categories are on the Chase Ink Business Preferred?

The Chase Ink Business Preferred features travel, shipping, internet, cable services, phone services, and advertising as bonus categories.

What benefits come with the Chase Ink Business Preferred?

The Chase Ink Business Preferred offers a 25% boost to point value when redeemed through Chase Ultimate Rewards and both travel & purchase protection.

How many points can you earn with the Chase Ink Business Preferred?

It depends on your spending. You can use the Chase Ink Business Preferred Point Calculator to find out how many points you can earn.

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