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Calculator: Chase Sapphire Preferred® Card

Card Value & Chase Points Calculator

Earning Rates

  • Earn 5X points on travel purchased through Chase Ultimate Rewards®.
  • Earn 3X points on dining (including eligible delivery services takeout and dining out), online grocery purchases (excluding Target, Walmart and wholesale clubs), and on select streaming services.
  • Earn 2X points on other travel purchases.
  • Earn 1X points on all other purchases.
  • Earn 5X points on Lyft purchases until March 2025 as part of the Chase-Lyft partnership.

Intro Bonus

  • Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's over $900 when you redeem through Chase Travel℠.

Main Benefits

  • 25% point value boost on travel redemptions through Chase Ultimate Rewards, $50 credit every cardmember anniversary towards hotel stays booked through the Chase Ultimate Rewards, 10% bonus points every cardmember anniversary based on how much you spent on the card the prior cardmember year, travel coverage, and no foreign transaction fees.

Rewards Details

Our Take

The Chase Sapphire Preferred® Card is one of the best travel credit cards for those new to earning rewards as well as one of the best for those who are an expert at redeeming Ultimate Rewards Points for maximum value. It offers a great return on spend and offers a small handful amount of additional benefits that are very valuable.

Chase Points Calculator

Use the Chase Sapphire Preferred Points Calculator to determine how many points you can earn based on the monthly or yearly spending amounts you enter.

You can calculate the cash value of the Chase Sapphire Preferred alongside up to two other credit cards from any issuer.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site. This means there's no need to re-enter spend when jumping to other credit card pages on the site.

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What categories are featured on the Chase Sapphire Preferred?

Travel purchases through Chase Ultimate Rewards, online grocery, select streaming services, and other travel & dining purchases.

What benefits does the Chase Sapphire Preferred have?

It offers a 25% boost to point value when redeemed on the Chase Travel Portal, a $50 anniversary hotel credit and great travel and purchase insurance coverage.

What is the annual fee for the Chase Sapphire Preferred?

The annual fee for the Chase Sapphire Preferred is $95.

Is the Chase Sapphire Preferred better than the Chase Sapphire Reserve?

Depends on how you plan on redeeming your rewards and how much you spend in the bonus categories. You can use the Chase Sapphire Preferred Points Calculator to compare the cash value of both cards.

How does the Chase Sapphire Preferred Point Calculator work?

The calculator will calculate total Ultimate Rewards Points and the cash value of the card based on spend, how much you value benefits, and fees. You can then compare it against hundreds of cards including the Chase Sapphire Reserve.

Get Matched With The Best Credit Cards.

Quickly find the perfect credit card tailored to your unique spending habits and financial needs.

Input your monthly and yearly spend amounts into our calculator tool and be on your way to earning more rewards today!

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