Earning Rates

The Chase Sapphire Reserve earns Ultimate Rewards points at the following rates:

  • 8 points per $1 spent on all Chase Travel purchases.
  • 4 points per $1 spent on flights and hotels booked directly
  • 3 points per $1 spent on all dining purchases worldwide.
  • 1 point per $1 spent on all other purchases.

Plus, enjoy 10X total points on eligible Peloton equipment and accessory purchases over $150 through 12/31/2027 and 5X total points on Lyft rides through 9/30/2027.

Rewards Value & Calculator

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Key Benefits

Here are the main benefits of the Chase Sapphire Reserve Card:

  • $500 The Edit Credit: Up to $250 in statement credits from January through June and again from July through December for prepaid bookings made with The Edit. Two-night minimum.
  • $300 Annual Travel Credit: Enjoy up to $300 in statement credits for travel purchases each account anniversary year.
  • $300 StubHub/Viagogo Credit: Get up to $150 in statement credits from January through June and again from July through December for a maximum of $300 annually for StubHub and viagogo purchases through 12/31/2027. Activation required.
  • $300 DoorDash Credits: DashPass members get up to $25 each month to spend on DoorDash, which includes a $5 monthly promo to spend on restaurant orders and two $10 promos each month to save on groceries, retail orders, and more. Available through 12/31/2027.
  • $300 Dining Credit: Get up to $150 in statement credits from January through June and again from July through December for a maximum of $300 annually for dining at restaurants that are part of the Sapphire Reserve Exclusive Tables program.
  • $250 Apple Credit: Receive $250 in annual statement credits for Apple TV+ and Apple Music subscriptions. Subscriptions run through 6/22/2027 - a value of $250 annually.
  • $120 Peloton Membership: Get $10 in statement credits per month on eligible Peloton memberships through 12/31/2027, for a maximum of $120 annually. Activation required.
  • DoorDash DashPass: Complimentary DashPass membership, a $120 value for 12 months. Enjoy $0 delivery fees and reduced service fees on eligible DoorDash orders when you activate by 12/31/2027.
  • $120 Lyft Credits: Get up to $10 in monthly in-app credits to use on rides through 9/30/2027.
  • IHG Status: Enjoy complimentary IHG Platinum Elite status which includes 60% bonus points on IHG stays, Hertz Five Star status, early check-in, and more.
  • $75K Spend Bonus: Spend $75K during the calendar year and receive IHG One Rewards Diamond status, Southwest Airlines A-List status, a $500 Southwest Airlines credit when booked through Chase Travel, and $250 credit to The Shops at Chase.
  • Priority Pass Select: Enjoy access to 1,300+ airport lounges worldwide, plus every Chase Sapphire Lounge by The Club with up to two guests, with a complimentary Priority Pass Select membership. Plus, get access to select Air Canada Maple Leaf Lounges and Air Canada Cafés in the U.S., Canada and Europe with an eligible boarding pass.
  • Global Entry or TSA PreCheck® or NEXUS Fee Credit: Receive one statement credit of up to $120 every four years as reimbursement for the application fee charged to your card.
  • The Edit℠ Benefits: Book through The Edit℠ and discover a curated collection of inspired stays with cardmember benefits including daily breakfast for two, a $100 property credit, room upgrades (upon availability) and more.
  • Travel & Purchase Coverage: Trip Cancellation Insurance, Trip Interruption Insurance, Trip Delay Reimbursement, Baggage Delay Insurance, Auto Rental Collision Damage Waiver, Travel Accident Insurance, Emergency Medical and Dental, Purchase Protection, and Extended Warranty Protection.

Transfer Partners & Conversion Calculator

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Chase Sapphire Reserve points can be moved freely between Chase-branded credit cards attached to your account at a 1:1 rate. This includes the Chase Sapphire Preferred® Card and Ink Business Preferred® Credit Card as well as most of Chase's cash back credit cards.

This means you can mix and match personal and business credit cards to maximize your rewards and point values towards travel.

Fees

Annual Fee

The Chase Sapphire Reserve has an annual fee of $795.

Authorized User Fee

Adding additional users to the Chase Sapphire Reserve Card will cost you $195 per card.

Foreign Transaction Fee

The Chase Sapphire Reserve has a 0% foreign transaction fee which means that you will not be penalized when making purchases worldwide.