If you love to shop, earning rewards on your spending is a no-brainer. There are several retail chains in Australia that offer co-branded credit cards which will earn you additional rewards and grant special benefits such as early access to sales, birthday gifts, discounts, and much more.
The big thing to remember about store credit cards is that they typically have high interest rates. Maintaining a balance on store credit cards will eat away at your rewards faster than you can earn them, so it's best to pay your store rewards cards in full every statement.
Flybuys is one of the largest customer loyalty programs in Australia. Points can be earned in the program by shopping at Coles, using Flybuys credit cards, or by transferring points earned with partner programs directly to your Flybuys account.