Calculator: What's The Value of NBC Rewards Points?

Travel Rewards
Want to know the value of your NBC Rewards points? Use our calculator to find out and discover the best redemption options for your points.
By R.Flowers III

How much are NBC Rewards points worth? The answer: 1 cent each when redeemed towards travel booked through À La Carte Travel Agency. You can also redeem points for statement credits, investments, gift cards, and more.

Here's The Point Calculator's valuations for NBC Rewards points:

Redemption option NBC point value in cents
Travel booked through À La Carte Travel Agency 1
Statement credits towards travel 0.83 - 0.91
Investments 0.83
Mortgage payment 0.83
Gift cards 0.6 - 0.83
Statement credits not towards travel 0.4
Merchandise Varies

Travel redemptions through National Bank: 1 cent per point.

National Bank Rewards points will have the best value when redeemed towards travel booked through À La Carte Travel Agency. This will give your points a value of 1 cent per point meaning that every 10,000 points you redeem is worth $100 in value.

Points redeemed through À La Carte Travel Agency can only be used towards flights and vacation packages.

Other travel redemptions: 0.83 cents to 0.91 cents per point.

NBC Rewards points can be redeemed towards travel redemptions made to your National Bank credit card. The value you get will depend on how many points you redeem at once:

Amount of points redeemed Redemption value Value per point in cents
Less than 55,000 points 12,000 points = $100 0.83
55,000 points or more 11,000 points = $100 0.91

If you can't find good value booking through À La Carte Travel Agency, this is a great backup option as you'll be able to book travel your way without the extra restrictions.

Investments: 0.83 cents per point.

NBC Rewards points can be put towards financial products with National Bank. This includes contributions to an RRSP or TFSA. Redemptions start at 12,000 points for a $100 value.

Mortgage payment: 0.83 cents per point.

NBC Rewards points can be redeemed towards the principal of a mortgage or All-in-One home equity line of credit held at National Bank. Redemptions start at 12,000 points for a $100 value which gives your points a value of 0.83 cents each.

Gift cards: 0.6 cents to 0.83 cents per point

NBC Rewards points can be redeemed for gift cards with a large handful of retailers starting at 3,500 points. The denominations and the points required varies depending on the retailer, but you'll get anywhere from 0.6 to 0.83 cents in value per point.

Statement credits: 0.4 cents per point.

NBC Rewards points can be redeemed towards purchases made to your NBC credit card. Redemptions start at 6,250 points for a $25 statement credit.

Points required Credit amount
6,250 $25
12,500 $50
25,000 $100
125,000 $500
250,000 $1,000

This is the lowest redemption option and I highly recommend avoiding this if possible.

Merchandise: point value varies.

NBC Rewards points can be redeemed for merchandise through NBC's online store. The value you get out of this redemption will heavily vary.

If you're eyeing something in their store, you can use our redemption value calculator to find out how much your points will be worth based on the cost in points and the cost in cash.

Convert NBC points to dollars

Use the NBC Rewards Points Value Calculator to determine the dollar value (in CAD) of your points when redeemed for travel, gift cards, and more. This will give you an idea of how much your points are worth on average.

Enter any amount of points to calculate the dollar value.
Points
Redemption option Average dollar value (in CAD)
Travel booked through À La Carte Travel Agency $0
Statement credits towards travel $0 - $0
Investments & Mortgage Payments $0
Gift Cards $0 - $0
Non-travel statement credits $0

Redemption value calculator

Calculate the exact cash value of your NBC Rewards points based on the cost of a redemption in cash versus the cost in points. This tool is useful when trying to decide if a redemption is worth it or not.

Cost of Redemption In Cash
Enter how much the redemption would cost you if you paid cash.
$
Cost of Redemption In NBC Rewards Points
Enter how much the redemption would cost you in NBC Rewards points along with any taxes, fees, or additional cash cost you would have to pay.
NBC Rewards Points
Points
Taxes/Fees
$
Redemption Value
This is how much your NBC Rewards points are worth based on the values entered above.
- Cents Per Point

Credit cards that earn NBC Rewards points

NBC offers a small handful of credit cards that earn NBC Rewards points per $1 spent. Here they are:

Credit Card Benefits Annual Fee
  • Earn 5 points per $1 on the first $2,500 in monthly grocery and restaurant purchases, then 2 points per $1 spent for the remainder of the month
  • Earn 2 points per $1 spent on gas and electric vehicle charging, recurring bill payments, and Ă€ la carte Travel purchases
  • Earn 1 point per $1 spent on all other purchases
  • Up to $150 in annual travel-fee refunds
  • Unlimited National Bank VIP Lounge Access at Montreal-Trudeau Airport for yourself, a guest, and two children
  • Top notch travel insurance including and shopping coverage
$150
  • Earn up to 2X points on all purchases
  • Earn an additional 1.25 points for every $1 in eligible purchases made with the Ă€ la carte Travel™ Agency
  • Offers top-notch travel insurance and shopping coverage
$115
  • Earn 2 points per $1 on the first $1,000 in grocery and restaurant purchases monthly, then 1.5 points per $1 spent
  • Earn 1.5 points per $1 spent on gas and electric vehicle charging, Ă€ la carte Travel, and recurring bill payments
  • Earn 1 point per $1.50 spent on all other purchases
  • Offers travel insurance and shopping coverage
$70
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