How much are NBC Rewards points worth? The answer: 1 cent each when redeemed towards travel booked through À La Carte Travel Agency. You can also redeem points for statement credits, investments, gift cards, and more.
Here's The Point Calculator's valuations for NBC Rewards points:
|Redemption option||NBC point value in cents|
|Travel booked through À La Carte Travel Agency||1|
|Statement credits towards travel||0.83 - 0.91|
|Gift cards||0.6 - 0.83|
|Statement credits not towards travel||0.4|
Travel redemptions through National Bank: 1 cent per point.
National Bank Rewards points will have the best value when redeemed towards travel booked through À La Carte Travel Agency. This will give your points a value of 1 cent per point meaning that every 10,000 points you redeem is worth $100 in value.
Points redeemed through À La Carte Travel Agency can only be used towards flights and vacation packages.
Other travel redemptions: 0.83 cents to 0.91 cents per point.
NBC Rewards points can be redeemed towards travel redemptions made to your National Bank credit card. The value you get will depend on how many points you redeem at once:
|Amount of points redeemed||Redemption value||Value per point in cents|
|Less than 55,000 points||12,000 points = $100||0.83|
|55,000 points or more||11,000 points = $100||0.91|
If you can't find good value booking through À La Carte Travel Agency, this is a great backup option as you'll be able to book travel your way without the extra restrictions.
Investments: 0.83 cents per point.
NBC Rewards points can be put towards financial products with National Bank. This includes contributions to an RRSP or TFSA. Redemptions start at 12,000 points for a $100 value.
Mortgage payment: 0.83 cents per point.
NBC Rewards points can be redeemed towards the principal of a mortgage or All-in-One home equity line of credit held at National Bank. Redemptions start at 12,000 points for a $100 value which gives your points a value of 0.83 cents each.
Gift cards: 0.6 cents to 0.83 cents per point
NBC Rewards points can be redeemed for gift cards with a large handful of retailers starting at 3,500 points. The denominations and the points required varies depending on the retailer, but you'll get anywhere from 0.6 to 0.83 cents in value per point.
Statement credits: 0.4 cents per point.
NBC Rewards points can be redeemed towards purchases made to your NBC credit card. Redemptions start at 6,250 points for a $25 statement credit.
|Points required||Credit amount|
This is the lowest redemption option and I highly recommend avoiding this if possible.
Merchandise: point value varies.
NBC Rewards points can be redeemed for merchandise through NBC's online store. The value you get out of this redemption will heavily vary.
If you're eyeing something in their store, you can use our redemption value calculator to find out how much your points will be worth based on the cost in points and the cost in cash.
Convert NBC points to dollars
Use the NBC Rewards Points Value Calculator to determine the dollar value (in CAD) of your points when redeemed for travel, gift cards, and more. This will give you an idea of how much your points are worth on average.
|Redemption option||Average dollar value (in CAD)|
|Travel booked through À La Carte Travel Agency||$0|
|Statement credits towards travel||$0 - $0|
|Investments & Mortgage Payments||$0|
|Gift Cards||$0 - $0|
|Non-travel statement credits||$0|
Redemption value calculator
Calculate the exact cash value of your NBC Rewards points based on the cost of a redemption in cash versus the cost in points. This tool is useful when trying to decide if a redemption is worth it or not.
Credit cards that earn NBC Rewards points
NBC offers a small handful of credit cards that earn NBC Rewards points per $1 spent. Here they are:
|Credit Card||Benefits||Annual Fee|