United Business Card: Benefits & United Miles Calculator

Credit Card Rewards Calculator
Review the benefits of the United Business Card, calculate how many United Miles you can earn based on your spend, and compare results against top cards.
Last Updated 2022-01-03

The United Business Card is a great option for small business looking to earn United Miles on common business categories. The card offers a solid amount of benefits and also awards those who own a personal credit card with United.

Card Details At-A-Glance

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Bonus Categories

The United Business Card features the following bonus categories and earning rates per $1 spent:

  • 2X United Purchases
  • 2X Restaurant
  • 2X Gas Station
  • 2X Office Supply Store
  • 2X Transit/Commuting
  • 1X Everything Else

There's no limit to the amount of United Miles you can earn spending in those bonus categories and no limit to the amount of United Miles you can earn with the card in general.

Card Benefits

The United Business Card features the following card benefits:

Free Checked Bag

When you use the United Business Card to pay for your flight, you and up to one companion traveling on the same reservation will receive the first checked bag free.

This benefit does not apply to employee cards unless they're on the same reservation as the cardholder.

25% Off In-Flight Purchases

When you use the United Business Card to make purchases in-flight on United-operated flights, you'll receive a 25% discount in the form of a statement credit.

This discount applies to in-flight purchases of food, beverages, and Wi-Fi.

Two United Club Passes

Every year, two United Club Passes will be deposited into your United MileagePlus account.

$100 United Travel Credit

Every year that you use your United Business Card to make seven (7) United Flight purchases totaling $100 or more, you'll receive a $100 travel credit. Triggering purchases include seat upgrades, Economy Plus, in-flight food, beverages and Wi-Fi, baggage service charges or other United fees.

Anniversary Points For Personal Cardholders

As a United Business Card holder, you'll receive 5,000 anniversary points if you also hold a personal/consumer United credit card. This includes:

Priority Boarding

As a United Business Card holder, everyone traveling on the same reservation as you on United-operated flights will receive priority boarding.

Luxury Hotels & Resorts

The United Business Card grants access to Visa's Luxury Hotels & Resorts. When booking hotel stays through this portal with your card, you'll receive the following benefits:

  • Daily Breakfast For Two
  • A Special Benefit Unique To Each Property (such as a dining/spa credit)
  • Complimentary Wi-Fi
  • A Room Upgrade (if available)
  • Early Check-In (if available)
  • Late Check-Out (if available)

Travel & Purchase Coverage

The United Business Card offers both travel and purchase insurance which includes:

United Miles Calculator

Calculate how many United Miles you can earn with the United Business Card based on spend and the cash value of those points. Results can be compared side by side any U.S. credit card featured on the site.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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