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United Gateway℠ Card

Card Value & United Miles Calculator

Earning Rates

  • Earn 2 United miles per $1 spent on United® purchases, at gas stations and on local transit and commuting.
  • Earn 1 United mile per $1 spent on all other purchases.

Intro Bonus

  • Earn 20,000 bonus miles after you spend $1,000 on purchases in the first 3 months your account is open. Plus, 0% intro APR for 12 months from account opening on purchases.

Main Benefits

  • Discounts on in-flight purchases.

Rewards Details

  • Based on our valuations, United miles earned with the United Gateway Card are worth 1.3 cents each when used for award flights with United and their partners.

Our Take

The United Gateway Card is the best option (and really only option) for earning United miles at no annual fee. It could also be worth picking up to pair with other United credit cards that don't earn 2X on gas, transit, or commuting.

United Miles Calculator

Calculate how many United Miles you can earn with the United Gateway Card based on spend and the cash value of those points. Results can be compared side by side any U.S. credit card featured on the site.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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