United Club Infinite Card Calculator

Card Details & United Miles Calculator
4x United
2x Dining
2x Travel
United Club Membership
Free 1st & 2nd Checked Bags
Premier Access
Global Entry/TSA PreCheck
25% Off In-Flight Purchases
Hertz President's Circle
Travel & Purchase Protections
Luxury Hotel & Resort Collection

Review the benefits of the United Club Infinite Card, calculate how many United Miles you can earn with it, and compare it side by side top travel cards.

The United Club Infinite Card is a revamp of the old United Club Card. It adds a significantly better earning rate on United spend, adds dining and travel as bonus categories, and throws on a statement credit for a Global Entry or TSA PreCheck application. As with the original Club card, you'll still receive United Club membership, two free checked bags, Premier Access travel services, and all the great travel protections that comes with it being a Chase credit card. If you're loyal to United and want to also experience United Clubs, this is a card that may be worth picking up.

Bonus Categories

The United Club Infinite Card features three categories that earn bonus miles which are United Airlines, dining, and travel purchases. There is no limit to the amount of bonus miles you can earn spending in these categories and no limit to the amount of miles you can earn with the card overall.

  • 4x United Purchases
    • Includes purchases made directly with United such as:
      • United Airline Tickets
      • Seat Upgrades
      • In-Flight Food, Beverage, and Wi-Fi
      • Baggage Service Charges
      • Other United Fees
    • You will not receive bonus miles for purchases made with:
      • United Cruises
      • MileagePlus X
      • DIRECTV
      • Merchandise Awards
  • 2x Dining
  • 2x Travel
    • Travel purchases for this card is defined as:
      • Airfare (Non-United)
      • Trains
      • Local Transit
      • Cruise Lines
      • Hotels
      • Car Rentals
      • Taxis
      • Resorts
      • Rideshares
      • Tolls
      • Other Travel Related Purchases
    • United purchases will not apply since you'll be earning at the 4x rate.
  • 1x Non-Category

Perks & Benefits

As a premium credit card, the United Club Infinite Card is loaded with useful travel perks and benefits. This includes free checked bags, in-flight savings, complimentary car rental status, travel & trip protections, and much more.

  • United Club Membership
    • Grants access to United Club locations and participating Star Alliance affiliated lounges around the world.
  • Free Checked Bag
    • Must use card to pay for your United airfare ticket.
    • Up to one companion traveling on the same reservation can also get their first bag checked free.
    • Does not apply to authorized users unless they're on the same reservation as the cardholder.
  • Global Entry/TSA PreCheck Credit
  • Hertz President's Circle Status
  • 25% Off In-Flight Purchases
    • Applies to in-flight purchases of food, beverages, and Wi-Fi on United-operated flights.
  • Luxury Hotel & Resort Collection
    • Provides special hotel benefits when booking through the LHR Collection with your card including:
      • Daily Breakfast For Two
      • A Special Benefit Unique To Each Property (such as a dining/spa credit)
      • Complimentary Wi-Fi
      • A Room Upgrade (if available)
      • Early Check-In (if available)
      • Late Check-Out (if available)
  • Premier Access Travel Services
    • Includes:
      • Priority Check-In
      • Priority Security Screening
      • Priority Boarding
      • Priority Baggage Handling Privileges
  • Travel & Purchase Protections
    • Trip Cancellation / Trip Interruption Insurance
    • Baggage Delay Insurance
    • Lost Luggage Reimbursement
    • Trip Delay Reimbursement
    • Auto Rental Collision Damage Waiver
    • Purchase Protection
    • Return Protection
    • Extended Warranty Protection

Sign Up Bonus (SUB)

The United Club Infinite Card is relatively new so there is no standard sign-up bonus defined as of yet. The card launched with a 100,000 bonus United Miles sign up bonus after $5,000 in spend within three months. The United Club Infinite Card has also displayed a "first year annual fee waived" benefit which provides decent savings as well.


Annual Fee

The United Club Infinite Card has an annual fee of $525. In my opinion, this card is mainly going to be for those who don't have United Club Membership and want it. I see not reason to pay for United Club membership when you can just pay the annual fee of this card and receive United Club membership along with a bunch of extra benefits.

Authorized User Fee

There is no fee associated with adding another user to the United Club Infinite Card. Adding family and friends is an easy way to build more United Miles across the categories featured on the card.

Foreign Transaction Fee

The United Club Infinite Card has a 0% foreign transaction fee which is great considering the card features travel and dining as bonus categories. If you're looking to earn United Miles on international purchases, this is a card worth having though you'll still want to consider looking at the Ultimate Rewards Program since points transfer to United at a 1:1 ratio.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
Edit Card Options
Compare A Card
Family Cards
These cards are part of the same family.
Similar Cards
These are similar cards based on earning structure and other benefits (that aren't part of the same family).
Search Cards
Search for credit cards by name, rewards program, or rewards currency.
Search Results Display Here
Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value, +/- Categories to add and remove categories from the list, and Options to copy spend between columns and clear all spend.
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Currently Selected:
Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all spend and bonuses above this line and the cash value of it all.
From Spending
From Bonuses
From Loyalty
Cash Value
Cash value of total earnings based on currency worth.
Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
Monetary Bonuses
Annual Fee
Auth User Fee
Cash Bonuses
Annual Fee
Auth User Fee
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
Total Return
The percent you are earning based on spend, earnings, and fees.

Recommended Reads