United Club Infinite Card Calculator

Review the benefits of the United Club Infinite Card, calculate how many United Miles you can earn with it, and compare it side by side top travel cards.

The United Club℠ Infinite Card is a revamp of the old United Club Card. It adds a significantly better earning rate on United spend, adds dining and travel as bonus categories, and throws on a statement credit for a Global Entry or TSA PreCheck application. As with the original Club card, you'll still receive United Club membership, two free checked bags, Premier Access travel services, and all the great travel protections that comes with it being a Chase credit card. If you're loyal to United and want to also experience United Clubs, this is a card that may be worth picking up.

Quick Details
Issuing Bank
Card Network
Rewards Earned
Annual Fee
Authorized User Fee
Foreign Transaction Fee

Rewards Rate Details

The United Club Infinite Card features three categories that earn bonus miles which are United Airlines, dining, and travel purchases. There is no limit to the amount of bonus miles you can earn spending in these categories and no limit to the amount of miles you can earn with the card overall.

  • 4x United Purchases
    • Includes purchases made directly with United such as:
      • United Airline Tickets
      • Seat Upgrades
      • In-Flight Food, Beverage, and Wi-Fi
      • Baggage Service Charges
      • Other United Fees
    • You will not receive bonus miles for purchases made with:
      • United Cruises
      • MileagePlus X
      • DIRECTV
      • Merchandise Awards
  • 2x Dining
  • 2x Travel
    • Travel purchases for this card is defined as:
      • Airfare (Non-United)
      • Trains
      • Local Transit
      • Cruise Lines
      • Hotels
      • Car Rentals
      • Taxis
      • Resorts
      • Rideshares
      • Tolls
      • Other Travel Related Purchases
    • United purchases will not apply since you'll be earning at the 4x rate.
  • 1x Non-Category

Perks & Benefits

As a premium credit card, the United Club Infinite Card is loaded with useful travel perks and benefits. This includes free checked bags, in-flight savings, complimentary car rental status, travel & trip protections, and much more.

  • United Club Membership
    • Grants access to United Club locations and participating Star Alliance affiliated lounges around the world.
  • Free Checked Bag
    • Must use card to pay for your United airfare ticket.
    • Up to one companion traveling on the same reservation can also get their first bag checked free.
    • Does not apply to authorized users unless they're on the same reservation as the cardholder.
  • Global Entry or TSA PreCheck Credit
    • Global Entry is for speeding through customs when re-entering the states; also grants TSA PreCheck if approved.
    • TSA PreCheck is for expedited screening through TSA checkpoints.
  • Hertz President's Circle Status
  • 25% Off In-Flight Purchases
    • Applies to in-flight purchases of food, beverages, and Wi-Fi on United-operated flights.
  • Luxury Hotel & Resort Collection
    • Provides special hotel benefits when booking through the LHR Collection with your card including:
      • Daily Breakfast For Two
      • A Special Benefit Unique To Each Property (such as a dining/spa credit)
      • Complimentary Wi-Fi
      • A Room Upgrade (if available)
      • Early Check-In (if available)
      • Late Check-Out (if available)
  • Premier Access Travel Services
    • Includes:
      • Priority Check-In
      • Priority Security Screening
      • Priority Boarding
      • Priority Baggage Handling Privileges
  • Travel & Purchase Protections

Rewards Calculator

You can use the rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on the value of the rewards earned and how much each benefit is worth to you, minus the annual fees. You can click the Compare A Card button to compare this card side by side any other card featured on the site within the same calculator.

All category spend entered in the primary card's column (first column when comparing cards) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.

Rewards Calculator

Credit Card

This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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FEE Annual Fee
The annual fee of the selected credit card.
AU Auth Fee
The authorized user fee of the selected credit card.
$ 0
SUB Intro Bonus
If the card has an intro bonus, you can enter it here. If you're unsure of the bonus, you can click the Learn More link by the card image to be taken to the issuer's website (in a new tab).
EV Extra Cash Value
Enter any additional cash value you want to give the card such as the value of unaccounted for perks and benefits.
$
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Currency Worth

The value of the rewards associated with the selected credit card(s). You can click the currency to edit the value or change it to reflect transfer partners.
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Loyalty & Memberships

Hotel elite status, loyalty program status, and memberships. These are typically calculated based on a selection though some are calculated automatically. Most cards will not have anything in this section.
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Category Spending

Click on a category to enter how much you plan on spending. You can add or remove categories, change the order of the categories, or view additional options.
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Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
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Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
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Reward Bonuses

Any extra bonuses to do with a specific card will be listed here. You can edit/add the Intro Bonus (SUB) under the Credit Card section.
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Subtotal

This is the sum of all rewards earned from Category Spending and Reward Bonuses along with the cash value of it all based on Currency Worth.
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Monetary Bonuses

This is the total of all cash bonuses associated with the card(s). You can change the value of those that feature the symbol. Other bonuses are automatic. If there's extra value (EV) you want to add to the card, you can click on the card under the Credit Card section. You can also click on to get details on the listed bonuses.
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Annual Fees

This is the sum of annual fees and authorized user fees associated with the credit card(s). You can edit the annual fee as well as change the number of authorized users by clicking on the card under the Credit Card section at the top of this calculator.
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Grand Total

The estimated cash value of the card(s). This is the sum of the Subtotal and Monetary Bonuses minus Annual Fees. The return is based on estimated cash value divided by total credit card spend.
Card 1
Value:
Return:
Card 2
Value:
Return:
United Club℠ Infinite Card
United Club℠ Infinite Card
Intro Bonus
Earn 75,000 bonus miles after you spend $3,000 on purchases in the first 3 months from account opening.
Rewards Rate
4X
Earn 4 miles per $1 spent on United purchases including tickets, Economy Plus, inflight food, beverages and Wi-Fi, and other United charges
2X
Earn 2 miles per $1 spent on all other travel
2X
Earn 2 miles per $1 spent on dining at restaurants and eligible delivery services
1X
Earn 1 mile per $1 spent on all other purchases
Main Card Highlights
  • Earn 75,000 Bonus Miles
  • United Club Membership
  • Up to $100 Global Entry or TSA PreCheck® fee credit
  • Free first and second checked bags - a savings of up to $320 per roundtrip. Terms Apply
  • 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flight when you pay with your Club Card
Annual Fee
$525
Authorized User Fee
$0
Foreign Transaction Fee
0%
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Updated 2020-06-30 By Robert Flowers III

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