United Gateway Card

Review & United Miles Calculator

The United Gatewayâ„  Card is a no-annual fee card that earns 2X miles on United, gas station, and transit purchases. It offers a discount on in-flight purchases and great travel insurance.

Intro Bonus: 30,000 bonus miles

Rewards Rates

Earn 2 United miles per $1 spent on United® purchases, at gas stations and on local transit and commuting
Earn 1 United mile per $1 spent on all other purchases

Current Intro Bonus

Earn 30,000 bonus miles after you spend $1,000 on purchases in the first 3 months your account is open.

Key Cardholder Benefits

  • When you use your United Gateway Card to make purchases in-flight on United-operated flights, you'll receive a 25% discount in the form of a statement credit. This discount applies to in-flight purchases of food, beverages, and Wi-Fi.
  • The United Gateway Card grants access to Visa's Luxury Hotels & Resorts. When booking hotel stays through this portal with your card, you'll receive a number of benefits including daily breakfast for two, a special benefit unique to each property, complimentary Wi-Fi, a room upgrade (if available), and early check-in and late check-out (if available).
  • Be covered with trip cancellation insurance, trip interruption insurance, and car rental collision/loss damage waiver.

Rewards Value

The Point Calculator values United miles at 1.3 cents each when used for award flights with United and their partners. This means that 10,000 miles are worth about $130 in flight value.

Redemption option Redemption value in cents
Award Flights (Research/Sweet Spots) 2
Award Flights (Average) 1.3
Cruises 0.78
United Club Membership 0.77
TSA PreCheck 0.77
Car Rentals 0.75
Hotels 0.68
United Wi-Fi Subscription 0.65 - 0.68
Gift Cards 0.30

Transfer Partners

United miles can only be transferred to one program, and that is Marriott Bonvoy. Every 1,000 United miles you transfer to Marriott Bonvoy will give you 1,000 Marriott Bonvoy points.

United Miles are worth more than double the value of Marriott Bonvoy points, so you'll only want to transfer points from United to Marriott when it makes sense to do so. In most instances, you'll be better off buying Marriott Bonvoy points.


Annual Fees

The United Gateway Card has a $0 annual fee.

United Miles Calculator

Calculate how many United Miles you can earn with the United Gateway Card based on spend and the cash value of those points. Results can be compared side by side any U.S. credit card featured on the site.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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Other Ways To Earn

One of the best ways to earn United miles is by using United's co-branded credit cards, but you can also earn miles via United's transfer partners. Of the few partners that allow you to transfer miles to United MileagePlus, Chase Ultimate Rewards is the best option thanks to the high intro bonuses and earning rates the cards offer.

Here's the full list of programs that allow you to transfer points to United MileagePlus:


Earning Rate Comparison

There are several partner credit cards that you can use to earn United miles thanks to transfer partners. Check out the table below to see how the United Gateway Card earning rates per $1 spent stacks up against United and other partner credit cards.

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