United Gateway Card: Benefits & United Miles Calculator

Credit Card Rewards Calculator
Review the benefits of the United Gateway Card, calculate how many United Miles you can earn based on spend, and compare side by side top travel cards.
Last Updated 2022-01-03

The United Gatewayâ„  Card is one of the newer cards in the United credit card family. It's a no-annual fee card that earns 2X miles on United, gas station, and transit purchases. It also offers a discount on in-flight purchases and great travel insurance.

Card Details At-A-Glance

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Issued By
Annual Fee
Foreign Transaction Fee

Bonus Categories

The United Gateway Card features the following bonus categories and earning rates per $1 spent:

There's no limit to the amount of bonus United Miles you can earn spending in these categories and no limit to the amount of United Miles you can earn with the card overall

2X United

The United Gateway Card earns 2 United Miles per $1 spent on purchases made with United. This includes purchases made directly with United such as:

  • United Airline Tickets
  • Economy Plus
  • Seat Upgrades
  • In-Flight Food & Beverages
  • In-Flight Wi-Fi
  • Baggage Service Charges
  • Other United Fees

2X Gas Station

The United Gateway Card earns 2 United Miles per $1 spent at gas stations.

2X Transit

The United Gateway Card earns 2 United Miles per $1 spent on transit. Transit is consider to be:

  • Local Transit
  • Commuting
  • Rideshare Services
  • Taxicabs
  • Train Tickets
  • Tolls
  • Mass Transit

1X Everything Else

All other purchases on the United Gateway Card will earn you 1 United Mile per $1 spent.

Card Benefits

The United Gateway Card features the following card benefits:

25% Off In-Flight Purchases

When you use the United Gateway Card to make purchases in-flight on United-operated flights, you'll receive a 25% discount in the form of a statement credit.

This discount applies to in-flight purchases of food, beverages, and Wi-Fi.

Luxury Hotels & Resorts

The United Gateway Card grants access to Visa's Luxury Hotels & Resorts. When booking hotel stays through this portal with your card, you'll receive the following benefits:

  • Daily Breakfast For Two
  • A Special Benefit Unique To Each Property (such as a dining/spa credit)
  • Complimentary Wi-Fi
  • A Room Upgrade (if available)
  • Early Check-In (if available)
  • Late Check-Out (if available)

Travel & Purchase Coverage

The United Gateway Card offers both travel and purchase insurance which includes:

United Miles Calculator

Calculate how many United Miles you can earn with the United Gateway Card based on spend and the cash value of those points. Results can be compared side by side any U.S. credit card featured on the site.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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