Earn miles, travel credits, and enjoy expanded award availability

The New United Quest℠ Card: Calculator & Rewards Value Guide

Fees

Earning Rates

3X miles on United® purchases.
5X miles on prepaid bookings through Renowned Hotels and Resorts.
2X miles on all other travel, dining, and select streaming services.
1X miles on all other purchases.

Main Benefits

Over $700 in annual partner credits
Up to two 10,000-mile discounts every calendar year
First and second checked bags free
Earn 2 global Economy Plus seat upgrades annually
Receive bonus PQPs annually, plus earn more for every $20 spent

Our Take

If you're not looking for United Club access, the United Quest Card is the best option for frequent United flyers. It features solid earning rates and offers fantastic line-up of benefits that can be very valuable.

Last Updated: 04-04-2025

United Quest Card Miles Calculator

Use this calculator to estimate how many MileagePlus miles you'll earn with the United Quest Card based on your monthly spend. Compare this card with others, apply travel credits, adjust fees, and build custom reward combinations to maximize value.

Quick Card Overview

Calculator Options

Add Card Categories

When On, adding a card to the calculator will add that card's bonus categories if they aren't already present.

Change Card Name

Name the card something else for your own records.

Add To Column

Edit Card Name

Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.

Quick Assign

Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.

Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.

Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.

You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.

If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.

NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.

Statuses

Add To Column

Status Value Based On

Clears all spend from a single column or all columns in the calculator. This resets the spend to 0 (zero) for each field, sets the time unit back to 'Monthly' and resets the currency to column's default.

Remove all credit card selections from a single column or all columns in the calculator.

^*NOTE: This has no impact on columns that feature only one credit card.

If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.

Removes all categories from the Spend Categories section (for all columns).

Category:

Spend:

Select the card you will use for this category.

Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.

No Selection

Apply the selected card to all categories in this column.

Credit Cards

Search Cards

Search through our credit card database by keyword. This is the most basic of searches. Keywords include:

Credit card name (e.g. Chase Sapphire Reserve, American Express Gold Card)
Credit card code (e.g. PLAT, CSR, VEN)
Issuing bank (e.g. American Express, Chase, U.S. Bank)
Currency (e.g. Membership Rewards Points, Altitude Points, Delta SkyMiles)
Network (e.g. Visa, Mastercard, Discover)

Enter spaces between keywords. Click on a card to view the details as well as the option to add it to the tool.

Show Unavailable Cards

When On, credit cards that are discontinued or currently unavailable will show up in the list.

Credit Card Codes

Enter credit card codes (3-13 characters each).

Use (+) plus sign to add multiple cards to the same column. (e.g. PLAT + PRG2)
Use (,) comma to start a new column. (e.g. PLAT + PRG2, BINKP, CSR + CSP)
Skip columns with empty entries (,,). (e.g. ,, PRG2)
Spaces are ignored.
Max: 10 columns. No max on cards in a column... at the moment.

New cards will be added to the tool along with any already existing entries. When adding more than one card to a column, there will be no selected cards for the column (as in, you will have to select which cards you'll use for each category manually).

(I apologize in advance for some of the codes these credit cards have.)

Not Found:

Add All Categories

When On, adds all the spend categories from each of the cards above.

Welcome To Our Credit Card Calculator Tool

Use this tool to calculate total credit card earnings and the overall cash value of credit cards side-by-side.

To get started, to the calculator.

Currency Worth

Memberships / Loyalty

Spend Categories

Add Categories

Search for categories and click 'Add Category' to add selected categories to the calculator.

Show selected categories

When On, only shows currently selected categories.

Show category descriptions

When On, shows the descriptions for each of the categories.

Bonus Rewards

Total Rewards

Monetary Bonuses

Fees

Total Column Value

Breakdown By Card

The New United Quest℠ Card Details

Earning Rates

The United Quest Card earns United miles at the following rates:

3 miles per $1 spent on United purchases — up to 8X miles total on flights when combined with the 5X miles on fare from United as a MileagePlus member.
5 miles per $1 spent on hotel stays when you prepay directly through Renowned Hotels and Resorts.
2 miles per $1 spent on all other travel, including airfare, trains, local transit, cruise lines, hotels, car rentals, taxicabs, resorts, ride share services and tolls.
2 miles per $1 spent on dining, including eligible delivery services.
2 miles per $1 spent on select streaming services.
1 mile per $1 spent on all other purchases.

Rewards Value & Calculator

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Key Benefits

Here are the main perks and benefits of the United Quest Card:

$200 United Travel Credit: Get a $200 United travel credit after account opening and on each account anniversary.
$180 Instacart Credits: Receive up to $180 Instacart credits each calendar year for purchases made directly though Instacart using your card.
$150 Hotel Credit: Receive up to $150 in credits annually on prepaid hotel stays purchases directly through Renowned Hotels and Resorts with your card.
$150 JSX Credits: Receive up to $150 in credits annually on flights purchased directly through JSX with your card.
$100 Rideshare Credit: Receive up to $100 in credits each calendar year on rideshare purchases when paying with your United Quest Card.
$80 United Travel Credits: Receive up to $80 in United travel credits annually when you book Avis or Budget car rentals directly through cars.united.com and pay with your card.
10K Award Flight Discounts: Receive a 10,000-mile discount every cardmember anniversary that can be used towards an eligible award flight. Earn a 2nd 10,000-mile discount after spending $20K during the calendar year.
2 Free Checked Bags: Receive the first and second checked bag for free for yourself and up to one companion traveling with you on the same reservation.
2 Global Economy Plus Upgrades: Earn 2 global Economy Plus seat upgrades after spending $40,000 on purchases during the calendar year.
Earn Premier Qualifying Points: Start each year with a jump start of 1,000 Card Bonus PQPs. Plus, earn 1 PQP for every $20 spent for up to 18,000 PQPs each calendar year.
Global Entry, TSA PreCheck® or NEXUS Fee Credit: Receive a statement credit of up to $120 every 4 years as reimbursement for the application fee for Global Entry, TSA PreCheck® or NEXUS when charged to your card.
Priority Boarding: Receive priority boarding for yourself and companions traveling on the same reservation.
25% Savings In-Flight: Receive 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Quest Card.
Travel & Purchase Coverage: Trip Cancellation Insurance, Trip Interruption Insurance, Auto Rental Collision Damage Waiver, Trip Delay Reimbursement, Lost Luggage Reimbursement, Baggage Delay Insurance, Purchase Protection, and Extended Warranty Protection.

Transfer Partners & Conversion Calculator

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Fees

Annual Fee

The United Quest Card has an annual fee of $350.

The card is packed to the brim with annual credits. If you can make use of at least half of them annually (which shouldn't be hard to do if you travel often), the card will pay for itself.

Also, don't forget that you get two free checked bags with this card which is up to $320 in savings per round-trip for two people. The savings on that alone can easily make up for the fee if you frequently travel with two bags and/or travel with a companion who also checks bags.

Authorized User Fee

The United Quest Card has no authorized user fee. Adding additional users can help you earn United miles faster and help you earn additional PQPs towards United Premier status.

Foreign Transaction Fee

There is no foreign transaction fee for the United Quest Card. That makes this a great option for earning United miles on purchases made outside of the United States.