Key Cardholder Benefits
- Charitable Contribution: Barclays will donate $10 to AARP Foundation for every new account and 1% of eligible purchases to AARP Foundation.
- Rewards can be redeemed for cash back, AARP membership and more at BarclaysUS.com.
- Redeem rewards for an AARP membership for yourself or as a gift. Options start at $16 in rewards.
The AARP Essential Rewards Mastercard has a $0 annual fee.
Cash Back Calculator
Input your monthly and yearly spend amounts into the calculator to find out how much you can earn with the AARP Essential Rewards Mastercard. Compare the results side by side up to 2 credit cards to find out which cards are best for you.
Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.