American Express Rewards Credit Cards

Calculate Rewards & Compare Cards
Explore the world of American Express rewards credit cards and find the perfect one for your lifestyle. Use our rewards calculator to see how much you can earn.
By R.Flowers III

AMEX Membership Rewards Credit Cards

The American Express Membership Rewards program is one of the leading travel rewards credit cards in the United States and worldwide. Points can be redeemed for 1 cent towards airfare directly through AMEX or be transferred to AMEX's airline and hotel partners for higher value.

The Platinum Card® from American Express

Best For Global Lounge Access & Luxury Travel
  • 80,000 Bonus Points
  • 1X - 5X points.
  • Global Airport Lounge Access which includes Centurion Lounges, Delta Sky Club Lounges (when flying Delta), Airspace Lounges, Escape Lounges, and Priority Pass Lounges.
  • Over $1,400 in annual credits.
  • Complimentary Marriott Bonvoy Gold Elite status and Hilton Honors Gold status.
  • Terms Apply. Enrollment required for some benefits.
  • $695 annual fee. See Rates & Fees
AMEX Platinum Card Points & Card Value Calculator

The Business Platinum Card® from American Express

Best For Lounge Access & Luxury Business Travel
  • 120,000 Points
  • 1X - 5X points.
  • Global Airport Lounge Access which includes Centurion Lounges, Delta Sky Club Lounges (when flying Delta), Airspace Lounges, Escape Lounges, and Priority Pass Lounges.
  • Over $1,400 in annual statement credits.
  • Receive 35% points back when you redeem points for all or part of an eligible flight booked with AMEX Travel.
  • Complimentary Marriott Bonvoy Gold Elite status and Hilton Honors Gold status.
  • $695 annual fee. See Rates and Fees
Business Platinum Points & Card Value Calculator

AMEX Cash Back Credit Cards

American Express offers four cash back credit cards which consists of three personal credit cards and one business credit card. The Blue Cash family of cards are among the best cash back credit cards in the US and either one of them pairs well with the American Express Cash Magnet Card.

Delta AMEX Credit Cards

American Express holds all seven co-branded credit cards for Delta Airlines which includes four personal cards and three business credit cards. If Delta is your preferred airline, I highly recommend having at least one of these cards as they offer excellent benefits ranging from free checked bags to annual First Class companion passes.

Delta SkyMiles® Gold American Express Card

Best For Free Checked Bags
  • 40,000 Bonus Miles
  • 1X - 2X miles.
  • Enjoy a free checked bag on Delta flights and Main Cabin 1 priority boarding.
  • Save 15% on Award Travel when using miles to book Delta flights through delta.com and the Fly Delta app.
  • After you spend $10,000 in purchases on your Card in a calendar year, receive a $100 Delta Flight Credit to use toward future travel.
  • $0 introductory annual fee for the first year, then $99. See Rates & Fees
SkyMiles & Card Value Calculator

Delta SkyMiles® Reserve American Express Card

Best For Status Chasers & Maximum Benefits
  • 60,000 Bonus Miles
  • 1X - 3X miles.
  • Receive a domestic First Class, Delta Comfort+® or domestic Main Cabin round trip companion certificate each year upon renewal of your Card.
  • Complimentary access to The Centurion Lounge.
  • Enjoy Delta Sky Club® access at no cost and bring up to two guests or immediate family at a rate of $50 per person per visit. Effective 2/1/25, Reserve Card Members will receive 10 Visits per year to the Delta Sky Club
  • $550 annual fee. See Rates & Fees
SkyMiles & Card Value Calculator

Delta SkyMiles® Gold Business American Express Card

Best For Free Checked Bags
  • Up To 80,000 Bonus Miles
  • 1X - 2X miles.
  • Enjoy a free checked bag on Delta flights and Main Cabin 1 priority boarding.
  • Save 15% on Award Travel when using miles to book Delta flights through delta.com and the Fly Delta app.
  • Receive a $100 Delta Flight Credit to use toward future travel after you spend $10,000 in purchases on your Card in a calendar year.
  • $0 introductory annual fee for the first year, then $99. See Rates & Fees
SkyMiles & Card Value Calculator

Delta SkyMiles® Platinum Business American Express Card

Best Overall For Delta Business Travelers
  • Earn Up To 100,000 Bonus Miles
  • 1X - 3X miles.
  • Receive a Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card.
  • Earn more miles on big purchases with 1.5 miles per dollar on single eligible purchases of $5,000 or more (that's an extra half mile per dollar), up to 50,000 additional miles per Calendar year.
  • $250 annual fee. See Rates & Fees
SkyMiles & Card Value Calculator

Delta SkyMiles® Reserve Business American Express Card

Best For Status Chasers & Maximum Benefits
  • Up to 110,000 Bonus Miles
  • 1X - 3X miles.
  • Receive a domestic First Class, Delta Comfort+® or domestic Main Cabin round trip companion certificate each year upon renewal of your Card.
  • Enjoy complimentary Delta Sky Club® access at no cost. Effective 2/1/25, Reserve Card Members will receive 10 Visits per year to the Delta Sky Club.
  • $550 annual fee. See Rates & Fees
SkyMiles & Card Value Calculator

Hilton AMEX Credit Cards

American Express holds all credit cards for Hilton Honors and quite truthfully... all of them are great cards. Which card is best just depends on what type of benefits you're looking for and how often you frequent Hilton hotels.

Hilton Honors American Express Aspire Card

Best For Maximum Benefits.
  • 3X - 14X points.
  • Up to $250 in airline incidental credits with a select airline of your choice and up to $250 in Hilton Resort credits annually.
  • $100 Hilton Property Credit on minimum 2-night stays at Waldorf Astoria and Conrad brands.
  • Free Weekend Night Reward annually.
  • Enjoy complimentary Hilton Honors Diamond status.
  • $450 annual fee.
Hilton Honors Points & Card Value Calculator

Marriott AMEX Credit Cards

American Express holds the business card, luxury travel card, and mid-tier card for Marriott Bonvoy (Chase holds the others). If you're looking to maximize your rewards on Marriott purchases and/or looking to experience great benefits, you'll want to consider picking one of their cards.

Marriott Bonvoy Brilliant® American Express® Card

Best for high-end Marriott travelers.
  • Two 85K Free Night Awards
  • 2X - 6X points.
  • Receive up to $300 in statement credits per year for eligible purchases at restaurants worldwide.
  • Complimentary Marriott Bonvoy Platinum Elite status.
  • Annual Free Night Award worth up to 85,000 points.
  • $100 Luxury Property Credit when you book a 2-night minimum stay at Ritz-Carlton or St. Regis properties.
  • Receive 25 Elite Night Credits annually towards Marriott Bonvoy Elite status.
  • Enrollment required for some benefits. Terms apply.
  • $650 annual fee. See Rates and Fees
Marriott Bonvoy Points & Card Value Calculator

AMEX Retail Credit Cards

American Express offers co-branded credit cards for a small handful of retailers.

American Express Rewards Calculator

Use our American Express Rewards Calculator to determine the amount of cash back, points, and miles you can earn based on your monthly and yearly spending. This tool will help you identify which AMEX credit card is the most beneficial for your spending habits.

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Resets all fields in the Category Spending section for all columns. Also clears all saved spend values that carry from calculator to calculator.
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Calculator Options
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If set to yes, intro bonuses will be included in the calculations if you meet the monthly spend criteria based on what's entered into the tool. Do note that we do not have intro bonuses for all credit cards and we cannot calculate intro bonuses for some cards.

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Results

These estimates are to help guide you towards making the best decision when it comes to picking up a rewards credit card. They should be used for illustrative purposes only.

You can click on the estimated earnings to see the calculations or click on the card to learn more and apply for the card through our partners.

Do note that all spend amounts entered into the tool above will carry over to every credit card rewards calculator on the site, so there's no need to re-enter spend if you choose to dive deeper into calculating rewards for credit cards on the site.

Calculate Total Rewards & Credit Card Value For 200+ U.S. Credit Cards
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Maximize your credit card rewards!
Our Credit Card Rewards calculator can help you find the credit cards that will earn you the most points, miles and cash back based on your monthly and yearly spending habits. Simply enter your spend amounts into our tool and let our tool do the work for you!