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Hotel Credit Card Rewards Calculators

View the list of co-branded hotel credit cards and use our calculator to calculate total hotel rewards and overall card value based on your monthly spend.
Page Also Available For: 🇨🇦 CA

Hotel Rewards Calculator: Which Card Is Best For You?

Use the credit card hotel points calculator to find out which cards will earn you the most points based on the spend amounts you enter. Results will consist of co-branded hotel credit cards and travel rewards credit cards from our partners that are great for hotel redemptions.

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Calculator Options
Personal Or Business?
Are you looking for personal (consumer) credit card or business credit cards? You can also include both in the results.
What Type of Rewards Do You Want To Earn?
This calculator can output the best credit cards for a general rewards type or compile a list of the best credit cards for earning rewards with a specific loyalty program.
Frequent Flyer Programs
Select the frequent flyer program that you want to earn rewards for. Results will include all co-branded credit cards offered by the selected airline and all credit cards partners that allow you to transfer rewards to the selected airline.
Hotel Loyalty Programs
Select the hotel loyalty program that you want to earn rewards for. Results will include all co-branded credit cards offered by the selected hotel program and all credit cards partners that allow you to transfer rewards to the selected hotel program.
Credit Card Rewards Programs
Select the credit card rewards program that you want to earn rewards for. Results will include all credit cards offered by the selected program and any other credit cards offered by partners that allow you to earn rewards with the selected program.
Other Loyalty Programs
Select the program that you want to earn rewards for. Results will include all credit cards offered by the selected program and all credit cards partners that allow you to transfer rewards to the selected program.
Include Intro Bonuses?
If set to yes, intro bonuses will be included for a card's calculation ONLY IF you have met the monthly spend criteria based on what's entered into the tool.
Do note that we do not have intro bonuses for all credit cards and we cannot calculate intro bonuses for some cards due to the complexity of some spend requirements.
Enter Your Monthly & Yearly Spend Amounts
Resets all fields in the Category Spending section for all columns. Also clears all saved spend values that carry from calculator to calculator.
Deletes all categories in the Category Spending section so you can start fresh.
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Category Currently Selected:
Spend Region:
About Spend Region: Some credit cards feature categories that only earn rewards when spending in a certain region. Changing this category to Domestic or International spend will calculate such for those cards, otherwise it's assumed by Default.

No Results. This is usually due to:

  • There's no good card options based on the spend entered.
  • The calculator is having a brain-fart and is not calculating rewards properly.

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Results

These estimates are to help guide you towards making the best decision when it comes to picking up a rewards credit card. They should be used for illustrative purposes only.

FAQs

Are hotel credit cards worth it?

If you frequently stay at the hotel's chain, picking up a co-branded credit card for that chain will usually benefit you. Hotel credit cards offer excellent benefits and allow you to earn points on your everyday spending that you can put towards discounts and free nights.

Earn points paying rent with no transaction fee using the Bilt Mastercard®.

Redeem points towards future rent payments or transfer them to airline and hotel loyalty programs.

Earn status with Bilt Rewards and get treated like a VIP in your neighborhood with bonus points and access to exclusive benefits at local restaurants, fitness studios, and more.

Learn more
Use Our Calculator To Maximize Your Rewards

Discover personalized credit card options that match your spending habits and maximizes your rewards.

View the highest offers from our partners and input your monthly and yearly spend amounts into our easy-to-use calculator to find the best credit card options for you!

Get Matched By Your Credit Profile

CardMatch matches you with personalized credit card offers based on your credit profile. It's free, secure, and doesn't impact your credit score! Get results in seconds.

Best Credit Cards of 2024

Want to know which cards are the best of the best? Check out our partner's top picks for 2024. Includes card reviews, ratings, details, and more!