Costco Rewards Overview

  • Membership Levels: Costco offers Gold Star Membership for $65/year and Executive Membership for $130/year. Business versions of both are also available.
  • Executive Membership Perks: Earn 2% back in rewards and enjoy exclusive discounts on Costco services with an Executive Membership.
  • Is It Worth It?: Upgrade to Executive Membership if you spend more than $3,250 annually (or $271/month) at Costco, in-store or online.
  • Cash Back Rewards: Receive your reward certificate about 3 months before your renewal date, mailed with your annual renewal notice.
  • Redeeming Rewards: Use your reward certificate at front-end registers in U.S. Costco warehouses. Rewards cannot be redeemed online or at self-checkout.

Costco Credit Card Rewards Calculators

Costco offers two credit cards consisting of a personal credit card and business credit card. They are both solid options if you frequently shop at Costco, but they are best for gas station and EV charging station purchases as you'll receiving a 4% - 5% back which is a hefty amount of savings.

Learn more about Costco's credit cards and use our credit card rewards calculators to find out how much you can earn based on your monthly spending. Compare results side-by-side other top credit cards featured on the site.

Other Costco Rewards Calculators

Costco offers two membership levels: Gold Star and Executive. Which membership is best will depend on how often you shop at Costco and whether or not you use the additional benefits that are provided with Executive.

Use our Costco Membership Value Calculator to find out which membership is best for you based on how much you spend at Costco each year.