Kohl's Rewards & Kohl's Cash Calculators - Earn & Redeem

Store Rewards Calculators
Get the rundown on the Kohl's Rewards program and calculate how much Kohl's Rewards and Kohl's Cash you can earn based on your spend in-store and online.
Last Updated 2021-02-16

Kohl's is an American department store retail chain based out of Menomonee Falls, Wisconsin. They have over 1,100 locations throughout the United States.

The Kohl's Rewards program rewards you for shopping in-store or online with Kohl's. When you sign up for the program, you'll be able to earn Kohl's Cash on your purchases as well as receive additional savings and perks throughout the year. The Kohl's Rewards program replaces the old Yes2You Rewards program.

Kohl's Credit Cards

Kohl's offers one co-branded credit card, but it does not earn you any type of Kohl's Rewards or Kohl's Cash. Instead, the card offers various other perks for those who enjoy shopping at Kohl's such as extra savings, discounts, and a special anniversary offer every year. Having the Kohl's credit card is also the only way to obtain Most Valued Customer (MVC) status which grants a birthday gift and monthly free shipping events.

If you don't care for the extra benefits and MVC status with Kohl's, I would recommend putting your spend on a rewards card that will actually earn you rewards on your spend. You can use the Search By Spend Calculator and add Kohl's as a category to see which credit cards will earn you the best return on Kohl's spending.

Other Great Cards For Kohl's

If you're looking to earn a great return on your Kohl's spending, there are several cards that can earn you some solid rewards. Listed below are a few of the best cards for spending at Kohls or on Kohls.com.

Best For 3% Back On Online Shopping
Bank of America® Customized Cash Rewards credit card
Bank of America® Customized Cash Rewards credit card
Annual Fee: $0
Rewards Rate
3%
Earn 3% cash back in the category of your choice (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases).
2%
Earn automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases).
1%
Earn unlimited 1% on all other purchases.
$200 Back
$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
Best For 2% Back On All Purchases
Annual Fee: $0
Rewards Rate
2%
Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
$200 Cash Back
For a limited time, earn $200 cash back after spending $1,500 on purchases in the first 6 months of account opening.
Best For 2X Travel Rewards
Annual Fee: $95
Rewards Rate
5X
Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
2X
Earn unlimited 2X miles on every purchase, every day
75,000 Miles
New Venture cardholders can earn 75,000 miles once they spend $4,000 on purchases within 3 months from account opening

Earning Kohl's Cash

As a Kohl's Rewards member, you'll be able to earn Kohl's Cash on purchases made in-store and online with Kohl's. You'll earn 5% back in Kohl's Rewards on every purchases, every day and those earnings will be added to your Kohl's Rewards balance within a day or two of your purchase.

On the first of the following month, your earned Kohl's Rewards will be converted and issued as Kohl's Cash in $5 increments. Left over Kohl's Rewards will remain in your account and will be counted towards the next month's earnings.

On top of earning 5% back in Kohl's Rewards on your purchases, you'll earn $10 in Kohl's Cash for every $50 you spend when shopping during a Kohl's Cash earn period. These periods are typically the best time to shop at Kohl's since you'll be earning a significant return on your spend.

Kohl's Cash Calculator

Use the Kohl's Cash Calculator to calculate how much you can earn in Kohl's Rewards and the value of it in Kohl's Cash. You can also indicate whether it's a Kohl's Cash period to reflect the bonus $10 you earn for every $50 spent.

Kohl's spending
Enter how much you spend in-store or online at Kohl's.
$
Kohl's Cash Period
Is this spending during a Kohl's Cash period?
Estimated Rewards
Below is the estimated amount of Kohl's Cash and Kohl's Rewards you would earn based on the spend entered.
Kohl's Rewards Earned
5% Back On Kohl's Purchases
$0
Amount Converted to Kohl's Cash
$5 Kohl's Rewards Increments
$0
Kohl's Cash Period Bonus
Earn $10 Kohl's Cash Every $50 Spent
$0
Total Kohl's Cash Earned $0
kohls rewards

Kohl's Rewards and Kohl's Cash Expiration

Kohl's Rewards and Kohl's Cash both have the ability to expire if not used.

Kohl's Rewards Expiration

Kohl's Rewards that are not converted to Kohl's Cash will expire after one year. As an example, if you earned $23.90 in Kohl's Rewards during the month, that would be converted to $20 in Kohl's Cash and you would have $3.90 left over in rewards.

If a year passes by with you never earning the additional $1.10 in Kohl's Rewards needed for a $5 Kohl's Cash conversion, you would lose that $3.90. Basically, the only way to forfeit Kohl's Rewards is if you stop shopping or barely shop at Kohl's during the calendar year.

Kohl's Cash Expiration

Kohl's Cash that you receive automatically through the conversion of Kohl's Rewards is good for 30 days. Kohl's Cash will always have the redemption dates specified on the coupon (based on central time zone).

It cannot be used before or after the redemption period. So you'll want to pay close attention to your Kohl's Cash and pretty much use it soon after receiving it in order to avoid expiration.

Redeeming Kohl's Cash

Kohl's Cash can be redeemed in-store or online at kohls.com.

When shopping in-store, the Kohl's associate can look up and apply your available Kohl's Cash for you. You can also bring up your Kohl's Cash bar code from the Kohl's App Wallet, bar code from the email, or present the physical Kohl's Cash coupon.

When shopping online, you can use your Kohl's Cash if your Kohls.com shopping account and Kohl's Rewards account are linked. You'll have the option to click on Apply once you get to the order summary screen. If your accounts are not linked, you'll be able to enter the 15-digit Kohl's Cash number and four-digit PIN at checkout.

Checking Kohl's Cash Balance

If you need to check the balance of your Kohl's Cash, there's several ways you can go about doing so:

  • Email that goes out on the first of the month (applies to Kohl's Cash earned through Kohl's Rewards)
  • Under the Wallet > Kohl's Cash section when signed in online or through the Kohl's App/Mobile site.
  • In-store by asking a Kohl's associate to look up your balance.

FAQ

What is Kohl's Cash?

Kohl's Cash is the rewards currency of the Kohl's Rewards program. Kohl's Cash can be earned spending in-store and online with Kohl's.

How much Kohl's Cash do you earn spending with Kohl's?

When you spend in-store or online with Kohl's, you'll earn 5% back in Kohl's Rewards on every purchase. On the first of the following month, your earned Kohl's Rewards Points are converted and issued as Kohl's Cash in $5 increments.

Does Kohl's Rewards expired?

Yes. Kohl's Rewards that are not converted to Kohl's Cash will expired after one year if not used/converted.

Does Kohl's Cash expire?

Yes. Kohl's Cash is good for 30 days. The redemption dates for Kohl's Cash is specified on the coupon and cannot be used before or after the listed redemption period.

Do you need the Kohl's Credit Card to earn Kohl's Rewards and Kohl's Cash?

No. You can sign up for a Kohl's Rewards account and begin to earn Kohl's Rewards and Kohl's Cash without the Kohl's credit card.

Can you earn additional Kohl's Rewards with the Kohl's credit card?

No. The Kohl's credit card does not earn Kohl's Rewards. The card offers benefits only such as extra savings, discounts, and gifts throughout the calendar year.