Welcome to the ultimate tool for savvy financial enthusiasts and rewards aficionados!
Introducing our innovative Credit Card Combination and Rewards Calculator Tool – your gateway to crafting personalized credit card combinations that supercharge your benefits. Unleash the power of strategic card pairing as you explore a world of points, miles, and cash back possibilities.
Whether you're a frequent traveler, a cash back connoisseur, or someone who simply loves optimizing their credit card rewards, our tool empowers you to make informed decisions and extract the most value from every swipe.
Use our Rewards Credit Card Finder & Business Credit Card Finder to find out which credit cards will maximize your rewards based on the spend amounts you enter.
You can also check out this month's top credit card offers from our partners. Once you find some cards that peak your interest, you can slide back over to our site to calculate rewards!
Calculator: Rewards Credit Card Finder
Input your monthly and yearly spend amounts into our tool to find out which credit cards will earn you the most points, miles and cash back.Rewards Calculator
Calculator: Business Rewards Credit Card Finder
Input your monthly and yearly business expenses into our tool to find out which credit cards will earn you the most points, miles, and cash back.Rewards Calculator
Calculate Rewards For Any Card Combination
Calculate rewards for a single card, a group of credit cards, two cards side-by-side or two groups of credit cards side by side. You can even add duplicate cards!
Adjust Currency Value
Everyone doesn't value points and miles the same which is why you can adjust the value of points and miles for any rewards program.
So whether you're redeeming points towards first class flights on 5-star airlines or just trying to redeem points to knock down your statement balance, you'll know how much value you're getting out of your spending.
Set Up How You Plan On Using Your Cards
Input your monthly and yearly spend by category and select which credit card you plan on using for that category.
Rewards will calculate in real-time based on what you enter and you'll also be able to see how much value you'll get out of each card based on the currency values you've set.
Enter How Much You Value Benefits
Credit cards offer an array of benefits now-a-days, and there's some you may never use and some that may be worth more or less to you in value compared to someone else.
With this tool, you're able to change the value of any popular credit card benefit that is listed.
Change the value of an annual free night award to $500 or to $90. Already have Global Entry? Set the value of it to $0 on all other cards. Can't use the $1,400+ credits of a certain platinum-colored card? Go through each benefit and set the values to what you can use.
See Who's Pulling Their Weight
Once all calculations are done, you'll be able to view the grand total earned with each group of cards as well as how much each individual credit card is contributing.
This helps you to weed out any credit cards that may not be as useful as you thought and to plan the perfect combination of credit cards.
You can then learn more about each card and apply for them, when applicable, directly through our partners. This part also helps out me and the site, so it's much appreciated if you do.
Comparison Calculator Tool
What are the features of this comparison tool?
You can compare credit cards side by side based on your monthly/yearly spend, how much you value card benefits, and annual fees. You can toggle transfer partners, add authorized users, select hotel elite status, and much more.
How many cards can you compare at once?
You can compare any amount of cards side by side. You can compare 1 card versus another, 3 cards versus 5 cards or, even 10 cards versus 10 cards. There is no limit.
Can I calculate the cash value of the cards in my wallet?
Yes. You can add your current credit cards to the calculator and find out which cards are offering you a good and bad return.
Which credit cards can I compare?
The site has over 200 U.S. credit cards for you to compare.
A credit card that I want to compare is missing. How do I get it added?
What types of cards can I compare?
You can compare any type of credit cards side by side.
Can I add the same card to the same group more than once?
Yes! The calculator supports the ability to add duplicate cards as well as duplicate categories for even more customization.
Can you apply for cards directly from the calculator?
After you calculate your rewards and find the best card combinations for you, you can learn more and check out top offers from our partners. Do note that our partners do not offer links for every card this site covers.