The Bank of America AAA Rewards Visa is a great credit card for AAA members who want to earn a great return on AAA spend as well as earn rewards redeemable towards AAA products and services. If you're a Bank of America Preferred Rewards Client, you'll be able to get a 25% to 75% bonus which makes this a great choice for anyone that has money invested with Bank of America or their partners.
|Authorized User Fee|
|Foreign Transaction Fee|
The AAA Member Rewards Visa features six bonus categories that earn bonus points. Those categories are AAA, travel, gas station, grocery, wholesale club, and drugstore. There's no limit to the amount of bonus points you can earn spending in these categories and no limit to the amount of points you can earn with the card overall.
- 3x AAA
- Must be purchases that are affiliated with an AAA Club.
- 3x Travel
- Includes purchases such as airfare, hotels, car rentals, and rideshare services.
- 2x Gas Station
- 2x Grocery
- 2x Wholesale Club
- 2x Drugstore
- 1x Non-Category
Perks & Benefits
The AAA Member Rewards Visa has one primary benefit specific to Bank of America credit cards and that's the Preferred Rewards Clients program.
- Bank of America Preferred Rewards Client
- Earn a 25% to 75% bonus based on your 3-month average in combined balances between your Bank of America banking and/or Merrill Edge® and Merrill Lynch® investing and trading accounts.
- Bonus is based off of the earning rates, so a 75% boost to the 3x category would knock it up to 5.25x back.
|Gold||$20k to <$50k||25% Bonus|
|Platinum||$50k to <$100k||50% Bonus|
|Platinum Honors||$100k+||75% Bonus|
If you have the money to invest, Bank of America's rewards programs can easily be the best choice especially if you're able to invest $100k+ to become a Platinum Honors member.
Sign Up Bonus
The standard sign up bonus for the AAA Member Rewards Visa is a $200 statement credit after making $1,000 in purchases within 90 days of account open date. This is pretty good sign up bonus for such a low spend threshold.
The AAA Member Rewards Visa has no annual fee which is great considering you can earn a pretty solid return with the card.
Authorized User Fee
There is no authorized user fee associated with the AAA Member Rewards Visa. If you're trying to maximize your rewards, you'll want to add friends and family to your card.
Foreign Transaction Fee
The AAA Member Rewards Visa has no foreign transaction fee. This makes it a great choice for anyone looking to earn rewards spending and traveling internationally.
You can use the rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on the value of the rewards earned and how much each benefit is worth to you, minus the annual fees. You can click the Compare A Card button to compare this card side by side any other card featured on the site within the same calculator.
Note! All category spend entered in the primary card's column (first column when comparing cards) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.