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MBNA Points Value Calculator

Wondering how much your MBNA points are worth? Our calculator can help you determine their value and find the best ways to redeem them.
Last Updated: 07-24-2024
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How much are MBNA Rewards points worth? The answer: 1 cent per point when redeemed towards travel. Every 100 points you redeem is worth $1 in travel value. This means 10,000 points would be equal to $100 in travel value.

Here's the our full valuations for MBNA Rewards points:

Redemption option Redemption value in cents
Redeeming points towards travel 1
Cash and charity redemptions with the MBNA Rewards World Elite® Mastercard® 0.83
Redeeming points for gift cards 0.83 - 1
Using points to buy merchandise 0.7 - 0.9
Cash and charity redemptions with the MBNA Rewards Platinum Plus® Mastercard® 0.5

Travel redemptions: 1 cent per point.

MBNA Rewards points will have the best value of 1 cent per point when redeemed for travel. This means that 10,000 points will give you $100 in credit towards travel purchases.

Travel redemptions that can booked through the site includes:

  • Flights
  • Vacations
  • Hotels
  • Cars
  • Cruises

When booking travel, there are no blackout dates meaning that you can use your points towards whatever is available.

MBNA price match

The MBNA Rewards program features a Price Match Guarantee on select airfare and vacation package bookings. This means if you find a lower price, they will match it.

Eligible vacation packages must be booked with Sunquest Vacations, ALBATours, Transat Holidays, Nolitours, Signature Vacations, Air Canada Vacations, Sunwing Vacations, and WestJet Vacations. Eligible airfare must be booked with Air Canada or WestJet.

Be sure to look around and compare prices before redeeming your MBNA Rewards points (or paying cash). When booking airfare, I recommend using Google Flights to compare prices for Air Canada and WestJet.

Cash redemptions: 0.5 cents to 0.83 cents per point.

MBNA Rewards Points can be converted into cash and be:

  • Applied to your statement as a credit
  • Mailed to you in the form of a cheque
  • Deposited into your chequing or savings account
  • Donated to a charity

The value of your points when redeemed for cash will depend on which MBNA Rewards credit card you have.

MBNA Rewards World Elite Mastercard holders will receive the best redemption value of 120 MBNA Rewards points for $1 in cash value which is equal to 0.83 cents per point.

MBNA Rewards Platinum Plus Mastercard holders will receive a lower redemption value of 200 points for $1 in cash value which is equal to 0.5 cents per point.

The redemption value for the World Elite Mastercard isn't too shabby, but I would steer clear of redeeming points for cash if you hold the Platinum Plus Mastercard as you'll be getting half the value of travel redemptions.

Gift cards: 0.86 cents to 0.95 cents per point.

MBNA Rewards points can be redeemed towards gift cards in the MBNA Rewards portal. This will give your points a value of 0.86 to 0.95 cent each.

The redemption values are not consistent across gift cards, so the exact value you get will vary, but not by much. The table below lists the range of points required based on denomination.

Gift card denomination Cost in MBNA Rewards points
$25 2,885 - 3,080
$50 5,525 - 5,805
$100 10,470 - 10,965

Redeeming your MBNA Rewards points for gift cards is a solid alternative if you don't want to apply them towards travel since you can get close to 1 cent in value. Just be aware that there's not that many gift card options to choose from.

Merchandise: 0.7 cents to 0.9 cents per point.

MBNA Rewards Points can be redeemed in the MBNA Rewards Catalog for hundreds of different items ranging from name brand electronics to home and garden to kitchen.

The value of these redemptions will heavily vary depending on what you're going for, but the few items I tested averaged out to about 0.84 cents each. As with most merchandise redemptions, there's sure to be some that offers terrible value and some that offers high value.

When browsing merchandise, you'll want to compare the cash price (MSRP) with the cost in points to make sure you're getting solid value out of your redemption. You can use the redemption value calculator to calculate the exact value of your points.

MBNA points to cash conversion

Use our MBNA Points To Cash Conversion calculator to determine the average cash value of your rewards when redeemed for travel, gift cards, and more. This will give you an idea of how much your points are worth on average.

Enter any amount of MBNA Rewards points to calculate the dollar value.
Points
Redemption option Redemption value
Redeeming points towards travel $0
Cash and charity redemptions with the MBNA World Elite Mastercard $0
Redeeming points for gift cards $0 - $0
Using points to buy merchandise $0 - $0
Cash and charity redemptions with the MBNA Platinum Plus Mastercard $0

Redemption value calculator

Calculate the exact cash value of your MBNA Rewards points based on the cost of a redemption in cash versus the cost in points. This tool is useful when trying to decide if a redemption is worth it or not.

Cost of Redemption In Cash
Enter how much the redemption would cost you if you paid cash.
$
Cost of Redemption In MBNA Rewards Points
Enter how much the redemption would cost you in MBNA Rewards points along with any taxes, fees, or additional cash cost you would have to pay.
MBNA Rewards Points
Points
Taxes/Fees
$
Redemption Value
This is how much your MBNA Rewards points are worth based on the values entered above.
- Cents Per Point

Credit Cards That Earn MBNA Points

MBNA Rewards points are earned by spending on MBNA Rewards credit cards. You'll earn points for every eligible $1 spent.

These are the cards you can use to earn MBNA points:

Credit Card Benefits Annual Fee
  • Earn 5 points for every $1 spent on eligible restaurant, grocery, digital media, membership, and household utility purchases
  • Earn 1 point for every $1 spent on all other card purchases
  • 10% bonus points annually based on points earned during the year, up to 15,000 points
  • Travel and shopping coverage
$120
Best No Annual Fee Travel Rewards Card
  • Earn 2 points for every $1 spent on restaurant, grocery, digital media, membership, and household utility purchases
  • Earn 1 point for every $1 spent on all other purchases
  • 10% bonus points annually based on points earned during the year, up to 10,000 points
  • Shopping coverage
$0

FAQ

How much are MBNA Rewards points worth?

MBNA Rewards points are worth 1 cent each when redeemed towards travel meaning that 10,000 points is equal to $100 in value.

What can you redeem MBNA Rewards points for?

MBNA Rewards points can be used for travel, cash, gift cards, and charity donations.

How much is 50,000 MBNA Rewards points?

Based our valuations, 50,000 MBNA Points would be worth $500 in travel value.

Partner Credit Card Picks

Check out these top credit card picks from our partners:

Use Our Calculator To Maximize Your Rewards

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