United Credit Card Transfer Partners: Which Are Best?

United credit card transfer partners

Chase Ultimate Rewards and Bilt Rewards are the best credit card partners for earning miles with United. You can also earn a decent amount of points using Marriott.

Chase Ultimate Rewards credit cards

Chase offers three credit cards that you can use to earn Ultimate Rewards points transferable to United MileagePlus. Each card offers excellent travel insurance and the ability to redeem points for high value towards travel booked through the Chase Travel portal — which is an excellent alternative option for redeeming your points.

Here are the Ultimate Rewards credit cards that allow you to transfer points to United:

Chase Sapphire Reserve®

Best For High Value & Travel Benefits

• Earn 10X points on hotels and car rentals booked through Chase Travel℠
• Earn 5X points on flights booked through Chase Travel℠
• Earn 3X points on travel worldwide and dining at restaurants
• Earn 1X points on all other purchases
• $300 statement credit for travel purchases charged to the card each anniversary year
• Complimentary Priority Pass Select membership
• Up to $100 towards a Global Entry, TSA PreCheck, or NEXUS application fee
• 50% boost to point value on travel booked through Chase Travel
• $550 annual fee
• Card Value & Chase Sapphire Reserve Points Calculator

Chase Sapphire Preferred® Card

Best For Flexible Travel Rewards

• Earn 5X points on travel booked through Chase Travel℠
• Earn 3X points on dining, online grocery purchases, and on select streaming services
• Earn 2X points on other travel purchases
• Earn 1X points on all other purchases
• 25% boost to point value on travel booked through Chase Travel
• $50 credit every cardmember anniversary good towards hotel stays booked through Chase Travel
• 10% bonus points based on how much you spend the prior cardmember year
• $95 annual fee
• Card Value & Chase Sapphire Preferred Points Calculator

Chase Ink Business Preferred®

Best For Flexible Business Travel Rewards

• Earn 3X points on the first $150,000 spent on travel and select business categories each account anniversary year
• Earn 1X points on all other purchases
• 25% boost to point value on travel booked through Chase Travel
• $95 annual fee
• Card Value & Chase Ink Preferred Points Calculator

Bilt Rewards credit cards

Bilt Rewards features one credit card and that's the Bilt Mastercard. The big benefit of this card and the Bilt Rewards program altogether is that you can use them to pay for rent with no transaction fee. This cannot be done with other top rewards cards and is an easy way to earn lots of points on something you have to do anyway — pay rent.

Here are the details on the Bilt Rewards credit card:

Bilt Mastercard®

Best For Rent Payments

• Earn 3X points on dining.
• Earn 2X points on travel.
• Earn 1X points on rent payments, up to 100,000 points per year.
• Earn 1X points on all other purchases.
• Enjoy cell phone coverage and travel coverage including trip cancellation and interruption insurance.
• No annual fee and no foreign transaction fees.
• Card Value & Bilt Points Calculator

Marriott Bonvoy credit cards

Marriott Bonvoy offers six co-branded credit cards that you can use to earn Marriott points. These points can be converted into United miles at a 3:1.1 ratio meaning that every 3,000 Marriott Bonvoy points you transfer will give you 1,100 United miles.

On top of that, Marriott throws in a bonus 15,000 points for every 60,000-point transfer done in a single transaction. This will net you an additional 5,500 United Miles.

Here are the credit cards you can use to earn Marriott Bonvoy points transferable to United:

Marriott Bonvoy Brilliant® American Express® Card

Best For High-End Marriott Travelers

• Earn 6X Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program
• Earn 3X Marriott Bonvoy points at Worldwide Restaurants and on flights booked directly with airlines
• Earn 2X Marriott Bonvoy points on all other eligible purchases
• Each Card renewal year, get up to $300 in statement credits per calendar year (up to $25 per month) for eligible purchases at restaurants worldwide
• Receive complimentary Marriott Bonvoy Platinum Elite status
• Receive 1 Free Night Award every year after your Card renewal month worth up to 85,000 Marriott Bonvoy points
• Receive up to a $100 property credit for qualifying charges at The Ritz-Carlton® or St. Regis® when you book direct using a special rate for a two-night minimum stay using your Card with no limit to how many times you can use this credit
• Receive 25 Elite Night Credits toward the next level of Marriott Bonvoy Elite status each calendar year
• Enjoy unlimited airport lounge visits when you enroll in Priority Pass™ Select membership
• $650 annual fee (See Rates & Fees)
• Card Value & Marriott Brilliant Points Calculator

Marriott Bonvoy Bevy™ American Express® Card

• Earn 6X Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy
• Earn 4X Marriott Bonvoy points at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases at restaurants and U.S. supermarkets per calendar year, then 2x points)
• Earn 2X Marriott Bonvoy points on all other eligible purchases
• Earn 1,000 Marriott Bonvoy bonus points per paid eligible stay booked directly with Marriott for properties participating in Marriott Bonvoy
• Earn 1 Free Night Award worth up to 50,000 points after spending $15,000 on eligible purchases on your card in a calendar year
• Each calendar year you can receive 15 Elite Night Credits toward the next level of Marriott Bonvoy Elite status
• $250 annual fee (See Rates & Fees)
• Card Value & Marriott Bevy Points Calculator

Marriott Bonvoy Business® American Express® Card

Best For Marriott Business Travelers

• Earn 6X points at hotels participating in the Marriott Bonvoy® program
• Earn 4X points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping
• Earn 2X points on all other eligible purchases
• Receive a Free Night Award that's good for any hotel that costs 35,000 points or less at the time of booking and earn a second 35,000-Point Free Night Award after spending $60,000 on the card during the calendar year.
• Receive 15 elite nights towards top-tier elite status with Marriott
• Enjoy complimentary Marriott Gold Elite status
• $125 annual fee (See Rates & Fees)
• Card Value & Marriott Business Points Calculator

Marriott Bonvoy Bountiful™ Credit Card

• Earn 6X points for every $1 spent at over 7,000 hotels participating in Marriott Bonvoy
• Earn 4X points for every $1 on the first $15,000 spent in combined purchases each year on grocery store and dining purchases
• Earn 2X points for every $1 spent on all other purchases
• Earn 1,000 Bonus Points per each eligible stay at hotels participating in Marriott Bonvoy.
• Receive 15 Elite Night Credits per calendar year and automatic Gold Elite status each account anniversary year as a cardmember.
• Enjoy a Free Night Award every calendar year, after $15,000 in spend, valid for a one-night hotel stay at a property with a redemption level up to 50,000 points
• $250 annual fee
• Card Value & Marriott Bountiful Points Calculator

Marriott Bonvoy Boundless® Credit Card

• Earn 6X Bonvoy points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy®
• Earn 3X Bonvoy points per $1 on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining.
• Earn 2X Bonvoy points for every $1 spent on all other purchases.
• Receive a Free Night Award that's good for any hotel that costs 35,000 points or less at the time of booking
• Receive 15 elite nights towards top-tier elite status with Marriott
• Receive 1 Elite Night Credit towards Elite Status with Marriott for every $5,000 you run across the card
• Enjoy complimentary Marriott Silver Elite status
• $95 annual fee
• Card Value & Marriott Boundless Points Calculator

Marriott Bonvoy Bold® Credit Card

Best For No Annual Fee

• Earn 3 Bonvoy points for every $1 spent at over 7,000 hotels participating in Marriott Bonvoy®
• Earn 2 Bonvoy points for every $1 spent on purchases at grocery stores, rideshare and select food delivery, and select streaming, and internet, cable, and phone services.
• Earn 1 Bonvoy point for every $1 spent on all other purchases
• Receive 5 elite nights towards top-tier elite status with Marriott
• Enjoy automatic Marriott Silver Elite status
• $0 annual fee
• Card Value & Marriott Bold Points Calculator