BMO Rewards Points Calculators

BMO Rewards Points Calculators for earning with credit cards based on spend and determining cash value based on redemption.

Program Details

Bank of Montreal, commonly known as BMO, is a Canadian multinational bank based out of Montreal, Quebec, Canada and Toronto, Ontario, Canada. They offer cash back and rewards points credit cards to those in Canada as well as rewards credit cards to select states in the United States.

Credit Card Rewards Calculators

The BMO Rewards Credit Card Calculators will calculate how many BMO Rewards Points you can earn based on your monthly/yearly spend across categories. Each calculator will also output the cash value of the card based on your spend, how much you value the benefits of each card, and any annual fees the card may have.

compare bmo credit cards
Compare credit cards side by side based on spend, benefits and annual fees.

You can compare the results side by side any credit cards featured on the site to find out which earns you the most rewards and the best return. All spend entered (primary/first column only) will carry over to all credit card calculators on the website.

BMO Rewards Credit Card Calculators

BMO offers four BMO Rewards credit cards which consists of two eclipse Visas and two Mastercards. The eclipse cards both offer a high return on your spend, comes with Visa Infinite/Privilege benefits, and offers great travel insurance. The BMO World Elite Mastercard offers great benefits, a solid return on your spend, and lounge access. The BMO Rewards Mastercard offers the lowest return and least perks, but it has no annual fee.

Redeeming Rewards & Cash Value

BMO Rewards Points have the best value when redeemed for travel. In addition to travel, points can also be redeemed towards BMO investments, gift cards, merchandise, cash/statement credits, and experiences.


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