AMEX Blue Business Plus Card Points Calculator

AMEX Blue Business Plus Points Calculator

2x On The First $50,000

Calculate total Membership Rewards Points based on your spend across the AMEX Blue Business Plus Card and compare results side by side hundreds of cards.

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If you're looking to earn Membership Rewards Points, I highly recommend picking up the Blue Business Plus Card. It earns double points on the first $50,000 in purchases which makes it great for earning points in categories that other Membership Rewards Points earning cards would only earn 1 point per $1 spent.

Bonus Categories

The Blue Business Plus Card earns Membership Rewards Points at a flat rate. While there is a cap on the flat rate bonus, there is no cap on the total amount of points you can earn overall with the card.

2x All Purchases

The Blue Business Plus Card earns 2 Membership Rewards Points per $1 spent on everything up to $50,000. Once you hit the cap, all additional purchases will earn 1 Membership Rewards Point per $1 spent. That makes the Blue Business Plus a great card for non-category purchases and an excellent pair to just about any Membership Rewards Credit Card.

+1 AMEX Travel Bonus

Purchases made through the American Express travel portal on the Blue Business Plus Card will earn 1 additional Membership Rewards Point per $1 spent. This is on top of how many points you would normally earn with the card. If you have not passed the $50,000 threshold for the 2x point bonus, you'll earn a total of 3 Membership Rewards Points per $1 spent on purchases through the portal. If you have passed the threshold, you will earn a total of 2 Membership Rewards Points per $1 spent.

Perks and Benefits

Expanded Buying Power

The Blue Business Plus Card allows you to spend beyond your designated credit limit. You will be allowed to spend up to a hidden cap that adjusts with the use of the card, payment history, credit history, and other financial factors known to AMEX. Any spend over the limit will be due during the next statement along with the minimum payment amount.

Standard AMEX Benefits

The Blue Business Plus Card features several of the standard benefits that comes on most American Express credit cards. This includes, but is not limited to:

  • American Express Presale Tickets
  • AMEX Offers
  • Roadside Assistance
  • Baggage Insurance
  • Car Rental Loss and Damage Insurance
  • Extended Warranty
  • Purchase Protection
  • Travel Accident Insurance

Sign Up Bonus

The standard Blue Business Plus card sign up bonus is 10,000 Membership Rewards Points after $3,000 spend within the first three months. Higher signup bonuses of 15,000 to 20,000 Mebmership Rewards Points are offered occasionally. You can sometimes trigger higher signup bonuses when using incognito/private browsing mode while applying for AMEX credit cards. Welcome bonuses with AMEX are once per lifetime so always be sure to go for the highest bonus available if you can!

Credit Card Fees

Annual Fee
Authorized User Fee
Foreign Transaction Fee

Annual Fee

The Blue Business Plus Card annual fee is $0 which is why this card is such a great deal. While it's easy to redeem Membership Rewards Points for a value of 1 cents each, anyone who can redeem them for higher value thanks to transfer partners, can get an excellent return without worrying about an annual fee!

Authorized User Fee

The Blue Business Plus Card has a $0 authorized user fee. This allows you to add multiple friends, family, or employees to your card in order to build even more Membership Rewards Points.

Foreign Transaction Fee

The Blue Business Plus has a foreign transaction fee of 2.7%. This makes it a bad choice for anyone that was hoping to earn double Membership Rewards Points on international purchases. If you're looking to earn AMEX points on miscellenous spend, your best bet will be the Everyday Preferred as it can earn up to 1.5x points per $1 spent on non-category spend.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any another rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
Compare A Card
Select a card from the list below to compare it side by side against this card. You can search by card name (e.g. chase sapphire reserve, uber visa) or by rewards program (e.g. thankyou points, membership rewards points).
Currency Worth
This is the cash value of points and miles used in these calculations. You can click on the amount to change the value or you can select View Rewards As to calculate your rewards when transferred to partners.
View Rewards As...
0 Cent(s)
View Rewards As...
This section allows you to view your rewards as if you transferred them to a partner. Select a transfer partner below and the calculator will alter the calculator to reflect the transfer ratio and the reward currency of the receiving program. This only applies to the currency of the selected card. Not all programs have transfer partners. I also do not have the cash value of points and miles for all transfer partners.
Edit Value
Enter the cash value of these rewards in cents per point/mile. You can enter the value as X.XX cents or 0.0XXX cents. The maximum value allowed is 15 cents ($0.15) and the minimal value is 0.1 cents ($0.001).
Loyalty/Rewards Programs
Covers hotel loyalty status, status with bank rewards programs, and few others. These are added automatically based on card selection, but can be manually added as well.
/ Loyalty Programs
Add/Remove Loyalty Programs
Select which loyalty programs you want to include in the calculations. You will be able to select your status with the program and it will calculate additional points/bonuses based on what you enter in the calculator.
Loyalty Programs
Other Bonuses
All card card specific bonuses will be listed here. These are added automatically based on the selected card(s).
Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value. You can use +/- Categories to add and remove categories from the list and Options to copy spend between columns and clear all spend.
/ Categories
Add/Remove Categories
Select which categories you want to appear in this calculator. You can search categories by typing in a keyword below. De-selecting categories will remove them from this calculator. Categories are changed once you hit 'Update'.
Currently Selected:
Deselect All
Clear Spend
This will clear the spend in all of the categories in both columns. This will also clear all saved values.
Copy Spend
Copy Right will take the spend from the left column and copy it to the right column. Copy Left will take the spend from the right column and copy it to the left column. The spend amount ($) and unit of time (month, day, quarter) will be copied over.
Reward Bonuses
This section holds sign up bonuses, loyalty bonuses, and bonus bonuses. Most bonuses here will be listed automatically based on certain criteria. You can click 'Extra Bonus' if you wish to enter your own bonus amount.
Extra Bonus
Any additional bonuses you wish to add such as a sign up bonus or point bonus for adding authorized users
Total Earnings
Sum of all rewards above this line.
Cash Value of Earnings
Based off of currency worth.
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Calculator Continues Below
Monetary Bonuses/Perks
This is a list of cash perks and bonuses associated with the selected card(s). Some perks will be listed here automatically. You can click on 'Perk Bonus' if you want to add additional value for the card.
Perk Bonus
Enter how much you value any unmentioned perks this card offers.
Annual Fees
This section contains the annual fee and authorized user fee (if applicable) to hold on to the listed card(s).
Edit Fees
Edit the annual fee and authorized user fee of the Card (if applicable).
Annual Fee: -
Auth Fee: -
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card when everything is taken into account.
Total Return
The percent you are earning per dollar spent on this card.

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About These Calculators: These calculators are provided to help you estimate the value of points, miles, and cash back you can earn with various rewards programs and using reward earning credit cards. These calculators are meant to provide an estimate of rewards earned and are not meant to reflect the exact amount of points you may receive. Be sure to read the terms and conditions of any credit card before you apply as benefit and perk changes may not be reflected immediately on this website.

The Point Calculator is owned by RF3 LLC. This site is informational and meant to provide help in calculating points with various programs. The owner of this site is not a legal or tax professional and the statements and articles on this site are opinion of the owner and should not be relied upon for individual circumstances.

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