Ink Business Unlimited Visa
Calculate total cash back and the cash value of the Chase Ink Business Unlimited Visa Card based on monthly/yearly spend and the card benefits.
The Ink Business Unlimited Card is not just your basic 1.5% cash back card. If you have any of the premium Ultimate Rewards Points earning cards, this card will also gain the ability to earn transferable points as well. You will earn 1.5 Ultimate Rewards Points per $1 spent on all purchases. This card is perfectly paired with the Chase Ink Business Preferred Card which earns 3 Ultimate Rewards Points per $1 spent on some pretty nice categories.
The Chase Ink Business Unlimited Card earns cash back (or points) at a flat rate per $1 spent. There is no limit to the amount of cash back you can earn with this Chase business card.
1.5% All Purchases
The Chase Ink Business Unlimited Card earns an unlimited 1.5% cash back per $1 spent on all purchases. This card is basically the business version of the Chase Freedom Unlimited Card. Whether you're using the rewards as cash back or Ultimate Rewards Points, this is the best card to have for miscellaneous spend. It will ensure that you never make less than a 1.5% return. I recommend pairing this with either of the two remaining Chase Business Cards.
Perks and Benefits
Standard Chase Benefits
The Ink Business Unlimited card does not have any special perks or bonuses. It does come with the standard Chase credit card perks such as Auto Rental Collision Damage Waiver (primary), Travel and Emergency Assistance Services, Roadside Dispatch, Purchase Protection, and Extended Warranty Protection.
Sign Up Bonus
The Ink Business Unlimited sign up bonus is $500 bonus cash back after $3,000 is spend on purchases in the first 3 months of account opening. This can also be looked at earning 50,000 Ultimate Rewards Points which can be worth as much as $750 depending on which Ultimate Rewards Point earning cards you have. The Ink Business Unlimited Visa Card also usually comes with a 0% APR period.
Credit Card Fees
|Authorized User Fee|
|Foreign Transaction Fee|
The annual fee for the Chase Ink Business Unlimited Visa Card is $0. This means you can always expect a return of 1.5% without having to worry about meeting a certain amount of spend to see if the card is worth it or not.
Authorized User Fee
There is no authorized users fee to add additional users to the Chase Ink Business Unlimited Visa Card. If you're really looking to maximize earnings, I'd recommend adding employees, friends, and family in order to build your cash back or points faster.
Foreign Transaction Fee
The Chase Ink Business Unlimited Visa Card does not have a foreign transaction fee. This lets you use the Ink card overseas without worrying about being penalized a fee for spending outside of the United States.
You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.
All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.
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About These Calculators: These calculators are provided to help you estimate the value of points, miles, and cash back you can earn with various rewards programs and using reward earning credit cards. These calculators are meant to provide an estimate of rewards earned and are not meant to reflect the exact amount of points you may receive. Be sure to read the terms and conditions of any credit card before you apply as benefit and perk changes may not be reflected immediately on this website.
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