Chase Ink Business Unlimited Visa - Cash Back Calculator

Ink Business Unlimited Visa

1.5% All Purchases

Calculate total cash back and the cash value of the Chase Ink Business Unlimited Visa Card based on monthly/yearly spend and the card benefits.


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The Ink Business Unlimited Card is not just your basic 1.5% cash back card. If you have any of the premium Ultimate Rewards Points earning cards, this card will also gain the ability to earn transferable points as well. You will earn 1.5 Ultimate Rewards Points per $1 spent on all purchases. This card is perfectly paired with the Chase Ink Business Preferred Card which earns 3 Ultimate Rewards Points per $1 spent on some pretty nice categories.

Bonus Categories

The Chase Ink Business Unlimited Card earns cash back (or points) at a flat rate per $1 spent. There is no limit to the amount of cash back you can earn with this Chase business card.

1.5% All Purchases

The Chase Ink Business Unlimited Card earns an unlimited 1.5% cash back per $1 spent on all purchases. This card is basically the business version of the Chase Freedom Unlimited Card. Whether you're using the rewards as cash back or Ultimate Rewards Points, this is the best card to have for miscellaneous spend. It will ensure that you never make less than a 1.5% return. I recommend pairing this with either of the two remaining Chase Business Cards.

Perks and Benefits

Standard Chase Benefits

The Ink Business Unlimited card does not have any special perks or bonuses. It does come with the standard Chase credit card perks such as Auto Rental Collision Damage Waiver (primary), Travel and Emergency Assistance Services, Roadside Dispatch, Purchase Protection, and Extended Warranty Protection.

Sign Up Bonus

The Ink Business Unlimited sign up bonus is $500 bonus cash back after $3,000 is spend on purchases in the first 3 months of account opening. This can also be looked at earning 50,000 Ultimate Rewards Points which can be worth as much as $750 depending on which Ultimate Rewards Point earning cards you have. The Ink Business Unlimited Visa Card also usually comes with a 0% APR period.

Credit Card Fees

Fees
Annual Fee
Authorized User Fee
Foreign Transaction Fee

Annual Fee

The annual fee for the Chase Ink Business Unlimited Visa Card is $0. This means you can always expect a return of 1.5% without having to worry about meeting a certain amount of spend to see if the card is worth it or not.

Authorized User Fee

There is no authorized users fee to add additional users to the Chase Ink Business Unlimited Visa Card. If you're really looking to maximize earnings, I'd recommend adding employees, friends, and family in order to build your cash back or points faster.

Foreign Transaction Fee

The Chase Ink Business Unlimited Visa Card does not have a foreign transaction fee. This lets you use the Ink card overseas without worrying about being penalized a fee for spending outside of the United States.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any another rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
Compare A Card
Select a card from the list below to compare it side by side against this card. You can search by card name (e.g. chase sapphire reserve, uber visa) or by rewards program (e.g. thankyou points, membership rewards points).
Currency Worth
This is the cash value of points and miles used in these calculations. You can click on the amount to change the value or you can select View Rewards As to calculate your rewards when transferred to partners.
View Rewards As...
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0 Cent(s)
View Rewards As...
This section allows you to view your rewards as if you transferred them to a partner. Select a transfer partner below and the calculator will alter the calculator to reflect the transfer ratio and the reward currency of the receiving program. This only applies to the currency of the selected card. Not all programs have transfer partners. I also do not have the cash value of points and miles for all transfer partners.
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Edit Value
Enter the cash value of these rewards in cents per point/mile. You can enter the value as X.XX cents or 0.0XXX cents. The maximum value allowed is 15 cents ($0.15) and the minimal value is 0.1 cents ($0.001).
Loyalty/Rewards Programs
Covers hotel loyalty status, status with bank rewards programs, and few others. These are added automatically based on card selection, but can be manually added as well.
/ Loyalty Programs
Add/Remove Loyalty Programs
Select which loyalty programs you want to include in the calculations. You will be able to select your status with the program and it will calculate additional points/bonuses based on what you enter in the calculator.
Loyalty Programs
Other Bonuses
All card card specific bonuses will be listed here. These are added automatically based on the selected card(s).
Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value. You can use +/- Categories to add and remove categories from the list and Options to copy spend between columns and clear all spend.
/ Categories
Options
Add/Remove Categories
Select which categories you want to appear in this calculator. You can search categories by typing in a keyword below. De-selecting categories will remove them from this calculator. Categories are changed once you hit 'Update'.
Currently Selected:
Deselect All
Clear Spend
This will clear the spend in all of the categories in both columns. This will also clear all saved values.
Copy Spend
Copy Right will take the spend from the left column and copy it to the right column. Copy Left will take the spend from the right column and copy it to the left column. The spend amount ($) and unit of time (month, day, quarter) will be copied over.
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Reward Bonuses
This section holds sign up bonuses, loyalty bonuses, and bonus bonuses. Most bonuses here will be listed automatically based on certain criteria. You can click 'Extra Bonus' if you wish to enter your own bonus amount.
Extra Bonus
Any additional bonuses you wish to add such as a sign up bonus or point bonus for adding authorized users
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Total Earnings
Sum of all rewards above this line.
Cash Value of Earnings
Based off of currency worth.
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Calculator Continues Below
Monetary Bonuses/Perks
This is a list of cash perks and bonuses associated with the selected card(s). Some perks will be listed here automatically. You can click on 'Perk Bonus' if you want to add additional value for the card.
Perk Bonus
Enter how much you value any unmentioned perks this card offers.
$0
Annual Fees
This section contains the annual fee and authorized user fee (if applicable) to hold on to the listed card(s).
$0
Edit Fees
Edit the annual fee and authorized user fee of the Card (if applicable).
Annual Fee: -
Auth Fee: -
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card when everything is taken into account.
$0
Total Return
The percent you are earning per dollar spent on this card.
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Page Last Updated: 2018-05-08

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About These Calculators: These calculators are provided to help you estimate the value of points, miles, and cash back you can earn with various rewards programs and using reward earning credit cards. These calculators are meant to provide an estimate of rewards earned and are not meant to reflect the exact amount of points you may receive. Be sure to read the terms and conditions of any credit card before you apply as benefit and perk changes may not be reflected immediately on this website.


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