Radisson Visa Signature Card - Point Calculator

Radisson Visa Signature Card

6X Radisson Family of Hotels
3X Everything Else
Earn Up to 3 Free Night Rewards
25,000 Points On Card Renewal
Silver Status

Calculate total points and the cash value of the Radisson Visa Signature Card based on monthly/yearly spend, card benefits, and the annual fee.


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The U.S. Bank Radisson Rewards Visa Signature Card offers some solid benefits for anyone staying at Radisson Hotels, but the reward structure makes the card inferior to the Premier Version even for people who want to pay a lower annual fee or people who only stay a few times a year. To be quite frank, I'm not entirely sure what the purpose of this reward card is since it's value is outshined by the better version in every way.

Bonus Categories

The Radisson Visa Signature features one bonus category which is spending at Radisson Hotels. There is no limit to the amount of Radisson Points you can earn with this card.

5x Radisson Hotels

Using the Radisson Visa Signature Card at Radisson Hotels will earn 5 Radisson Reward Points per $1 spent. This is a return of about 2% which is on the low side when it comes to other co-branded cards from hotels such as Hilton and Marriott that earn 4.2% and higher. The Citi Double Cash can even do better since it earns 2% cash back and has no annual fee. So if you're serious about earning Radisson Reward Points, you're better off grabbing up the Radisson Premier Card since it earns a 4% return.

3x Non-Category

Any non-Radisson purchases on the Radisson Visa Signature Card will earn 3 Radisson Reward Points per $1 spent. This is a sad return of 1.2% which can be out done by a large quantity of no annual fee 1.5% cash back cards. The Capital One Quicksilver Card, Chase Freedom Unlimited, and AMEX Cash Magnet Card.

Perks and Benefits

Card Renewal Bonus

Renewing the Radisson Visa Signature Card will earn you 25,000 bonus points. You will receive those points after the card anniversary once the annual fee is paid. At a rate of 0.4 cents per Radisson Reward Point, 25,000 points is worth $100. So after the $50 annual fee hits, you're starting off with a net of $50.

The Radisson Premier Visa Signature offers a card renewal bonus of 40,000 bonus points and has a $75 annual fee. 40,000 points are worth $160 at that same rate, so you're looking at a net of $85 which puts the Premier ahead without spending a dime.

Earn Up To 3 Free Nights

For every $10,000 in spend ran through the Radisson Visa Signature Card, a free night will be offered on the card anniversary date after the annual fee is paid. You can earn up to 3 free nights per year by spending $30,000 on the card.

Earning free nights on the card is a great added bonus, but I wouldn't strive for putting that much spend through the card since the returns are so low. You would be better of putting $30,000 spend on cards such as the Delta Platinum Card or Delta Reserve Card and earn great airline rewards!

Radisson Silver Status

Radisson Silver status is complimentary to Radisson Visa Signature Card owners. Silver status is normally obtained after 9 nights or 6 stays with Radisson Hotels. It comes with earning 22 points per $1 spent on/at Radisson properties, 10% discount on food and drinks, complimentary room upgrades, and more.

Other reward cards offers elite status too such as all seven Marriott Credit Card, all four Hilton Credit Cards, and Both IHG Credit Cards. Gaining automatic hotel status is a nice perk in addition to earning bonus points!

Bonus Qualifying Nights

The Radisson Visa Signature Card grants 10 bonus qualifying nights towards obtaining Gold status or higher. This is a nice additional to anyone who want a shortcut to obtaining Radisson Gold Status (which is offered on the Premier Version).

No Preset Spending Limit (NPSL)

The Radisson Visa Signature Card does not have a preset spending limit. This means you'll be able to spend up to a certain amount determined by U.S. bank based on your past payment history, how you use the card, credit history, and more. NPSL does not mean you have infinite spending power, but rather flexibility.

The NPSL perk is most know on the iconic AMEX Green Card as well as the AMEX Platinum Card and AMEX Gold Card, but it is featured on non-AMEX cards too such as the Aeromexico Visa Signature Card also offered by U.S. Bank.

Sign Up Bonus

The standard Radisson Rewards Visa Signature sign up bonus is 60,000 bonus points which, at a rate of 0.4 cents per Radisson Reward Point, is worth $240. You will earn 50,000 bonus points after making your first purchase and the remaining 10,000 points after spending $1,500 within the first 90 days of account opening. This is a solid bonus for anyone looking to earn some bonus Radisson Reward Points.

Credit Card Fees

Fees
Annual Fee
Authorized User Fee
Foreign Transaction Fee

Annual Fee

The annual fee for the Radisson Visa Signature Card is $50. While this is not a bad price point for the amount of perks that come with the card, the Radisson Premier Card earns double the points and a higher annual renewal bonus making the card more valuable.

Authorized User Fee

There is no authorized user fee to add additional users to the Radisson Visa Signature Card.

Foreign Transaction Fee

There is a 3% foreign transaction fee for all charges on the Radisson Visa Signature Card made out of country. This will eat away at your rewards faster than you can earn them. I do not recommend using this card outside of the United States.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any another rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
Compare A Card
Select a card from the list below to compare it side by side against this card. You can search by card name (e.g. chase sapphire reserve, uber visa) or by rewards program (e.g. thankyou points, membership rewards points).
Currency Worth
This is the cash value of points and miles used in these calculations. You can click on the amount to change the value or you can select View Rewards As to calculate your rewards when transferred to partners.
View Rewards As...
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0 Cent(s)
View Rewards As...
This section allows you to view your rewards as if you transferred them to a partner. Select a transfer partner below and the calculator will alter the calculator to reflect the transfer ratio and the reward currency of the receiving program. This only applies to the currency of the selected card. Not all programs have transfer partners. I also do not have the cash value of points and miles for all transfer partners.
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Edit Value
Enter the cash value of these rewards in cents per point/mile. You can enter the value as X.XX cents or 0.0XXX cents. The maximum value allowed is 15 cents ($0.15) and the minimal value is 0.1 cents ($0.001).
Loyalty/Rewards Programs
Covers hotel loyalty status, status with bank rewards programs, and few others. These are added automatically based on card selection, but can be manually added as well.
/ Loyalty Programs
Add/Remove Loyalty Programs
Select which loyalty programs you want to include in the calculations. You will be able to select your status with the program and it will calculate additional points/bonuses based on what you enter in the calculator.
Loyalty Programs
Other Bonuses
All card card specific bonuses will be listed here. These are added automatically based on the selected card(s).
Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value. You can use +/- Categories to add and remove categories from the list and Options to copy spend between columns and clear all spend.
/ Categories
Options
Add/Remove Categories
Select which categories you want to appear in this calculator. You can search categories by typing in a keyword below. De-selecting categories will remove them from this calculator. Categories are changed once you hit 'Update'.
Currently Selected:
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Clear Spend
This will clear the spend in all of the categories in both columns. This will also clear all saved values.
Copy Spend
Copy Right will take the spend from the left column and copy it to the right column. Copy Left will take the spend from the right column and copy it to the left column. The spend amount ($) and unit of time (month, day, quarter) will be copied over.
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Reward Bonuses
This section holds sign up bonuses, loyalty bonuses, and bonus bonuses. Most bonuses here will be listed automatically based on certain criteria. You can click 'Extra Bonus' if you wish to enter your own bonus amount.
Extra Bonus
Any additional bonuses you wish to add such as a sign up bonus or point bonus for adding authorized users
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Total Earnings
Sum of all rewards above this line.
Cash Value of Earnings
Based off of currency worth.
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Monetary Bonuses/Perks
This is a list of cash perks and bonuses associated with the selected card(s). Some perks will be listed here automatically. You can click on 'Perk Bonus' if you want to add additional value for the card.
Perk Bonus
Enter how much you value any unmentioned perks this card offers.
$0
Annual Fees
This section contains the annual fee and authorized user fee (if applicable) to hold on to the listed card(s).
$0
Edit Fees
Edit the annual fee and authorized user fee of the Card (if applicable).
Annual Fee: -
Auth Fee: -
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card when everything is taken into account.
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Total Return
The percent you are earning per dollar spent on this card.
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Page Last Updated: 2018-04-01

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About These Calculators: These calculators are provided to help you estimate the value of points, miles, and cash back you can earn with various rewards programs and using reward earning credit cards. These calculators are meant to provide an estimate of rewards earned and are not meant to reflect the exact amount of points you may receive. Be sure to read the terms and conditions of any credit card before you apply as benefit and perk changes may not be reflected immediately on this website.


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