Radisson Visa Signature Card
Calculate total points and the cash value of the Radisson Visa Signature Card based on monthly/yearly spend, card benefits, and the annual fee.
The U.S. Bank Radisson Rewards Visa Signature Card offers some solid benefits for anyone staying at Radisson Hotels, but the reward structure makes the card inferior to the Premier Version even for people who want to pay a lower annual fee or people who only stay a few times a year. To be quite frank, I'm not entirely sure what the purpose of this reward card is since it's value is outshined by the better version in every way.
The Radisson Visa Signature features one bonus category which is spending at Radisson Hotels. There is no limit to the amount of Radisson Points you can earn with this card.
5x Radisson Hotels
Using the Radisson Visa Signature Card at Radisson Hotels will earn 5 Radisson Reward Points per $1 spent. This is a return of about 2% which is on the low side when it comes to other co-branded cards from hotels such as Hilton and Marriott that earn 4.2% and higher. The Citi Double Cash can even do better since it earns 2% cash back and has no annual fee. So if you're serious about earning Radisson Reward Points, you're better off grabbing up the Radisson Premier Card since it earns a 4% return.
Any non-Radisson purchases on the Radisson Visa Signature Card will earn 3 Radisson Reward Points per $1 spent. This is a sad return of 1.2% which can be out done by a large quantity of no annual fee 1.5% cash back cards. The Capital One Quicksilver Card, Chase Freedom Unlimited, and AMEX Cash Magnet Card.
Perks and Benefits
Card Renewal Bonus
Renewing the Radisson Visa Signature Card will earn you 25,000 bonus points. You will receive those points after the card anniversary once the annual fee is paid. At a rate of 0.4 cents per Radisson Reward Point, 25,000 points is worth $100. So after the $50 annual fee hits, you're starting off with a net of $50.
The Radisson Premier Visa Signature offers a card renewal bonus of 40,000 bonus points and has a $75 annual fee. 40,000 points are worth $160 at that same rate, so you're looking at a net of $85 which puts the Premier ahead without spending a dime.
Earn Up To 3 Free Nights
For every $10,000 in spend ran through the Radisson Visa Signature Card, a free night will be offered on the card anniversary date after the annual fee is paid. You can earn up to 3 free nights per year by spending $30,000 on the card.
Earning free nights on the card is a great added bonus, but I wouldn't strive for putting that much spend through the card since the returns are so low. You would be better of putting $30,000 spend on cards such as the Delta Platinum Card or Delta Reserve Card and earn great airline rewards!
Radisson Silver Status
Radisson Silver status is complimentary to Radisson Visa Signature Card owners. Silver status is normally obtained after 9 nights or 6 stays with Radisson Hotels. It comes with earning 22 points per $1 spent on/at Radisson properties, 10% discount on food and drinks, complimentary room upgrades, and more.
Other reward cards offers elite status too such as all seven Marriott Credit Card, all four Hilton Credit Cards, and Both IHG Credit Cards. Gaining automatic hotel status is a nice perk in addition to earning bonus points!
Bonus Qualifying Nights
The Radisson Visa Signature Card grants 10 bonus qualifying nights towards obtaining Gold status or higher. This is a nice additional to anyone who want a shortcut to obtaining Radisson Gold Status (which is offered on the Premier Version).
No Preset Spending Limit (NPSL)
The Radisson Visa Signature Card does not have a preset spending limit. This means you'll be able to spend up to a certain amount determined by U.S. bank based on your past payment history, how you use the card, credit history, and more. NPSL does not mean you have infinite spending power, but rather flexibility.
The NPSL perk is most know on the iconic AMEX Green Card as well as the AMEX Platinum Card and AMEX Gold Card, but it is featured on non-AMEX cards too such as the Aeromexico Visa Signature Card also offered by U.S. Bank.
Sign Up Bonus
The standard Radisson Rewards Visa Signature sign up bonus is 60,000 bonus points which, at a rate of 0.4 cents per Radisson Reward Point, is worth $240. You will earn 50,000 bonus points after making your first purchase and the remaining 10,000 points after spending $1,500 within the first 90 days of account opening. This is a solid bonus for anyone looking to earn some bonus Radisson Reward Points.
Credit Card Fees
|Authorized User Fee|
|Foreign Transaction Fee|
The annual fee for the Radisson Visa Signature Card is $50. While this is not a bad price point for the amount of perks that come with the card, the Radisson Premier Card earns double the points and a higher annual renewal bonus making the card more valuable.
Authorized User Fee
There is no authorized user fee to add additional users to the Radisson Visa Signature Card.
Foreign Transaction Fee
There is a 3% foreign transaction fee for all charges on the Radisson Visa Signature Card made out of country. This will eat away at your rewards faster than you can earn them. I do not recommend using this card outside of the United States.
You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.
All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.
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