HSBC Premier Credit Card

Card Value & HSBC Points Calculator
HSBC Premier Credit Card

The HSBC UK Premier Credit Card is a travel rewards card that earns 1 point per £1 you spend in Sterling and 2 points per £1 you spend in non-Sterling currencies. Benefits of the card include the ability to transfer points to several partners including British Airways, access to more than 750 airport lounge worldwide with LoungeKey, hotel discounts, and more.

Rewards Rates

Earn 2 points for every £1 spent on purchases made in a foreign currency (as in non-Sterling).
Earn 1 point for every £1 spent on purchases made in Sterling.

Sterling purchases include UK, Jersey, Guernsey, and Isle of Man as well as transactions made overseas where you choose to pay in Sterling rather than local currency.

Key Cardholder Benefits

  • LoungeKey membership means you can relax in over 750 airport lounges worldwide for just £20 per person per visit, subject to availability
  • Get 2 years extended warranty on selected household items
  • As a HSBC Premier cardholder, you will be able to transfer HSBC points to frequent flyer and hotel programs which includes British Airways, Etihad, IHG, and Wyndham to name a few.

Rewards Value

Redemption option Redemption value
Transferring HSBC Premier Rewards points to airline partners 0.5p - 1p
Redeeming HSBC Premier Rewards points with Laithwaite's Wine 0.35p - 0.42p
Redeeming HSBC Premier Rewards points for vouchers 0.33p
Donating HSBC Premier Rewards points to charity 0.33p

HSBC Premier Rewards points will have the best value when transferred to HSBC UK's transfer partners. This will give you anywhere from 0.5p to 1p in value per point depending on the redemption.

Transfer Partners


Annual Fees

The HSBC UK Premier Credit Card has no annual fee.

Income Requirements

The HSBC Premier Credit Card requires an HSBC Premier Account. You must meet one of the following eligibility criteria:

  1. Have an individual annual income of at least £75,000 and 1 of the following with HSBC UK: a mortgage, an investment, life insurance or a protection product. You'll also need to pay your annual income into your HSBC Premier Bank account.
  2. Have savings or investments of at least £50,000 with HSBC UK (within 6 months of opening your account if you're new to HSBC, or before you open your account if you're an existing customer). You'll also need to pay your annual income into your HSBC Premier Bank account.
  3. Hold and qualify for HSBC Premier in another country or region.

HSBC Points Calculator

Input your monthly and yearly spend amounts to calculate how many HSBC points you can earn with the HSBC UK Premier Credit Card. Compare the results side by side up to 2 credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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Our Credit Card Rewards calculator can help you find the credit cards that will earn you the most points, miles and cash back based on your monthly and yearly spending habits. Simply enter your spend amounts into our tool and let our tool do the work for you!