HSBC UK Premier Credit Card

Benefits & HSBC Premier Rewards Points Calculator
Review the benefits of the HSBC UK Premier Credit Card and calculate how many points you can earn based on the spend amounts you enter.
Last Updated 2022-06-24

The HSBC UK Premier Credit Card is a travel rewards card that earns 1 point per ÂŁ1 you spend in Sterling and 2 points per ÂŁ1 you spend in non-Sterling currencies.

Benefits of the card include the ability to transfer points to several partners including British Airways, access to more than 750 airport lounge worldwide with LoungeKey, hotel discounts, and more.

For a card with no annual fee, the HSBC UK Premier Credit Card is a solid option if you're looking to earn great travel rewards and benefits without breaking the bank.

Card Details At-A-Glance

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Issued By
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Annual Fee
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Foreign Transaction Fee
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HSBC UK Premier Credit Card earning rates

2X Foreign Currency Purchases

Purchases made in a foreign currency, as in non-Sterling, with the HSBC UK Premier Credit Card will earn 2 HSBC Premier Rewards points for every ÂŁ1 spent.

1X Sterling Purchases

Purchases made in Sterling with the HSBC UK Premier Credit Card will earn 1 HSBC Premier Rewards point for every ÂŁ1 spent. This includes purchases in the UK, Jersey, Guernsey, and Isle of Man as well as transactions made overseas where you choose to pay in Sterling rather than local currency.

HSBC UK Premier Credit Card benefits

Rewards for Miles

As an HSBC Premier cardholder, you will be able to transfer HSBC points to frequent flyer programs. This includes British Airways, Etihad, Asia Miles, and Singapore Airlines.

Every 2,000 HSBC points you transfer will give you 1,000 airline miles with any of HSBC UK's airline partners.

Airport Lounge Access

The HSBC UK Premier Credit Card will grant you access to more than 750 airport lounges worldwide with LoungeKey. When you show your card at the door, you'll be able to enter lounge at a charge of ÂŁ20 per person per visit, subject to availability.

Hotel Discounts

As an HSBC Premier cardholder, you'll receive a 10% discount when booking through Expedia and Agoda.com.

Mastercard Benefits

The HSBC Premier Credit Card grants your standard World Mastercard benefits which includes complimentary Boingo Wi-Fi, Mastercard Travel Rewards, Mastercard Priceless, and more.

Extended Warranty

When you use the HSBC Premier Credit Card to pay for selected household items, you'll get 2 years extended warranty.

HSBC UK Premier Credit Card point value

Redemption option Redemption value
Transferring HSBC Premier Rewards points to airline partners 0.5p - 1p
Redeeming HSBC Premier Rewards points with Laithwaite's Wine 0.35p - 0.42p
Redeeming HSBC Premier Rewards points for vouchers 0.33p
Donating HSBC Premier Rewards points to charity 0.33p

HSBC Premier Rewards points will have the best value when transferred to HSBC UK's transfer partners. This will give you anywhere from 0.5p to 1p in value per point depending on the redemption.

HSBC UK Premier Credit Card point transfer

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HSBC UK Premier Rewards points calculator

Input your monthly and yearly spend amounts to calculate how many HSBC points you can earn with the HSBC UK Premier Credit Card. Compare the results side by side up to 2 credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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