The Southwest Rapid Rewards® Plus Credit Card is a decent option if you're looking to earn Southwest Points on your everyday spending, but don't need the additional benefits that the other cards in the line-up offers.
Card Details At-A-Glance
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Southwest Rapid Rewards® Plus Credit Card
Intro Bonus
Earn 40,000 bonus points after spending $1,000 on purchases in the first 3 months your account is open. Plus, now enjoy more benefits and more ways to earn.
Rewards Rate
2X
Earn 2X points on Southwest® purchases.
2X
Earn 2X points on local transit and commuting, including rideshare.
2X
Earn 2X points on internet, cable, phone services, and select streaming.
1X
Earn 1 point per $1 spent on all other purchases.
Main Card Highlights
- Earn 40,000 bonus points after spending $1,000 on purchases in the first 3 months your account is open. Plus, now enjoy more benefits and more ways to earn.
- Receive 2 EarlyBird Check-In per year.
- 25% back on in-flight purchases.
- 3,000 bonus points after your Cardmember anniversary each year.
- All points earned count towards Companion Pass.
Annual Fee
$69
Authorized User Fee
$0
Foreign Transaction Fee
0%
Southwest Plus Card Bonus Categories
The Southwest Rapid Rewards Plus Credit Card features the following bonus categories and earning rates per $1 spent:
- 2X Southwest Purchases
- 2X Rapid Rewards Hotel and Car Rental Partners
- 2X Local Transit and Commuting
- 2X Internet, Cable, Phone Services, and Select Streaming
- 1X Everything Else
There's no cap on the amount of bonus points you can earn spending in each bonus category and no limit to the amount of points you can earn with the card overall.
2X Southwest Purchases
The Southwest Rapid Rewards Plus Credit Card earns 2 Rapid Rewards Points per $1 spent on purchases made with Southwest. Eligible purchases made directly with Southwest Airlines include:
- Flights/Ticket Purchases
- In-Flight Purchases
- Southwest Gift Cards
- Southwest Vacations Packages
- Southwest Hotels Portal
2X Rapid Rewards Hotel and Car Rental Partners
The Southwest Rapid Rewards Plus Credit Card earns 2 Rapid Rewards Points per $1 spent on hotel and car rental purchases made through the Southwest website.
2X Local Transit and Commuting
The Southwest Rapid Rewards Plus Credit Card earns 2 Rapid Rewards Points per $1 spent on local transit and commuting purchases. This includes rideshare services such as Lyft and Uber as well.
2X Internet, Cable, Phone Services, and Select Streaming
The Southwest Rapid Rewards Plus Credit Card earns 2 Rapid Rewards Points per $1 spent on internet, cable, phone services, and select streaming purchases.
1X Everything Else
All other purchases made on the Southwest Rapid Rewards Plus Credit Card will earn 1 Rapid Rewards Point per $1 spent.
Southwest Plus Card Benefits
The Southwest Rapid Rewards Plus Credit Card features the following benefits:
- 2 EarlyBird Check-In per year
- 25% Back On In-Flight Purchases
- 3,000 Anniversary Points
- Travel & Purchase Coverage
2 EarlyBird Check-In per year
As a Southwest Rapid Rewards Plus Credit Card holder, you'll receive 2 EarlyBird Check-In per year. This grants automatic check-in, a better boarding position, and earlier access to overhand bins.
The cost of this benefit normally starts at $15 one-way, per passenger.
25% Back On In-Flight Purchases
When you use the Southwest Rapid Rewards Plus Credit Card to pay for in-flight purchases on Southwest-operated flights, you'll receive 25% back in the form of a statement credit.
3,000 Anniversary Points
Every year after your card anniversary, you'll receive 3,000 anniversary points just for being a Southwest Rapid Rewards Plus Credit Card holder.
Travel & Purchase Coverage
The Southwest Rapid Rewards Plus Credit Card comes with travel and purchase insurance which includes:
- Auto Rental Collision Damage Waiver
- Roadside Dispatch
- Purchase Protection
- Extended Warranty Protection
- Lost Luggage Reimbursement
- Baggage Delay Insurance
- Travel & Emergency Assistance Services
- Travel Accident Insurance
Southwest Plus Card Point Calculator
Calculate how many Rapid Rewards Points you can earn with the Southwest Rapid Rewards Plus Credit Card based on spend and the cash value of those miles. Results can be compared side by side any U.S. credit card featured on the site.
Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.
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Credit Cards
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Add a credit card to compare side by side based on spend, benefits and fees.
Card Selected: -
Category Spending
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Category Spending Total
The amount of rewards earned from card spending.
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Rewards & Bonuses
Extra Value
Use this field to add additional rewards to include in the calculation such as an intro or signup bonus.
Rewards & Bonus Total
The amount of rewards earned from card bonuses.
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Total Rewards
Grand Total
The total amount of rewards earned from the Category Spending and Rewards & Bonuses sections.
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Calculate Rewards Average Value
How much is 0 worth?
Average Value
This is how much we value the rewards earned with the card on average based on our valuations. Cards that may offer bonus/additional value are reflected here.
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Transfers To Partners
Redemptions to do with transferring rewards to partner loyalty programs and redeeming them for high value (when applicable). These redemption values typically require knowledge of the best transfer partners.
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Cash Back, Statement Credits
Redemptions to do with turning your rewards into cash back or using it as a statement credit to offset purchases made to the card.
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Travel
Redemptions to do with using your rewards towards travel such as airfare, hotels, and car rentals (not including transfers to partners).
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Gift Cards
Redemptions to do with using your rewards towards the purchase of gift cards.
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Calculate Reward Transfers To Partners
Calculate Card Cash Value
Grand Total
The total amount of rewards earned from the Category Spending and Rewards & Bonuses sections.
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Currency Worth
Enter how much you value a single rewards point or mile in cents or regional currency equivalent (X.XX). The value of cash back cannot be changed.
Rewards Cash Value
The average cash value of rewards earned in the Grand Total section based on the set Currency Worth.
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Monetary Bonuses
Extra Cash Value
Use this field to add additional cash value to the calculations.
Total Cash Value
The total cash value of all listed benefits plus the cash value of rewards earned.
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Fees
Annual Fee
This is the fee you must pay annually to have the card.
Authorized User Fee
This is the cost to add additional users or supplemental cards to the account. Enter total amount of authorized users.
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Total Card Value
Total Card Value
The final cash value of the credit card(s).
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Southwest Credit Card Points Calculators
Click on a card to calculate how many Southwest Points you can earn with the card based on spend. Spend entered into credit card calculators will roll over to other credit card calculators on the site, so there's no need to re-enter spend.
