U.S. Bank Altitude Connect Card Calculator

The Altitude Connect is a solid choice for travel and gas purchases. Get the list of card benefits and calculate total Altitude Points based on spend.
Updated 2020-06-14 By Robert Flowers III

This is an upcoming U.S. Bank credit card. With planned release date at some point in 2021.

The Altitude Connect is a new card offered by U.S. Bank that is part of the Altitude Rewards Program. It features a large amount of categories with the most notable returns being on Altitude Rewards Center pre-paid rental car & hotel bookings, general travel purchases, and gas station spend. The card has a waived annual fee the first year which is pretty good considering the earning rates of the card.

Note that Altitude Points earned on the Altitude Connect and Altitude Go Visa are worth 1 cent each. You will not be able to combine them with the points earned on the Altitude Reserve and redeem them for 1.5 cents.

Quick Details
Issuing Bank
Card Network
Rewards Earned
Annual Fee
Authorized User Fee
Foreign Transaction Fee

Bonus Categories

The U.S. Bank Altitude Connect Visa features seven bonus categories that earn extra points. Those categories are prepaid hotel & car rental purchases booked through the Altitude Rewards Center, travel, gas station, dining/takeout, grocery, and stream services.

  • 5x Hotel/Car Altitude Rewards Center
    • Note that the Altitude Reserve earns the same amount of points but can be redeemed for 1.5 cents each instead of 1 cent.
  • 4x Travel
    • U.S. bank considers travel purchases to be:
      • Airlines
      • Hotels
      • Car Rental Companies
      • Taxis
      • Limousines
      • Passenger Trains
      • Cruise Line Companies
  • 4x Gas Station
  • 2x Dining
  • 2x Grocery
  • 2x Streaming Services
    • U.S. Bank has the following examples of streaming services that will earn you 2x points:
      • Amazon Music
      • Apple Music
      • AT&T TV Now
      • Disney+
      • Google Music
      • Hulu
      • Netflix
      • Pandora
      • SiriusXM
      • Slacker Radio
      • Sling TV
      • Spotify
      • Tidal
      • Vudu
      • YouTube Music
      • YouTube TV
  • 1x Non-Category

Overall, these are pretty nice returns for a card with a basic annual fee. Do note that mobile pay is available for travel, gas, dining (fast food specifically), and grocery which means that the Altitude Reserve may be the better option in some cases.

Also note that for non-category purchases, points earned with Altitude Reserve can be redeemed for 1.5 cents meaning it's the better card for miscellenous purchases.

Perks & Benefits

The U.S. Bank Altitude Connect Card offers an annual streaming credit, cell phone protection, and a Global Entry/TSA PreCheck credit. Again, this is pretty great considering the low annual fee.

  • Annual $30 Streaming Credit
    • For every 11 months of streaming services that is charged to your Connect Card, you'll receive $30 in complimentary streaming credit on the 12th month.
    • You do not have to charge the same streaming service to the card every month as long as at least one streaming charge hits the card during each of the 11 months.
  • Cell Phone Protection
    • $600 in coverage with $25 deductible
  • Global Entry or TSA PreCheck Credit
    • Global Entry is for speeding through customs when re-entering the states; also grants TSA PreCheck if approved.
    • TSA PreCheck is for expedited screening through TSA checkpoints.

Sign Up Bonus

The upcoming sign up bonus for the Altitude Connect card is 50,000 points after $3,000 in spend within the first three months of having the card. The value of this depends on how much Altitude Points are worth when this card releases. Hopefully the points are worth no less than 1 cent each which would make this worth $500. If they're still capable of being redeemed for 1.5 cents each, you're looking at a nice $750 sign up bonus.


Annual Fee

The Altitude Connect Visa has no annual fee the first year. After the first year, the card is $95 annually. With a 4% return on travel and gas station purchases, this card could easily be worth it depending on how much you spend.

Authorized User Fee

Not sure on the Authorized User Fee of this card just yet, but my guess would be that it's $0 since it's not a luxury/premium travel card.

Foreign Transaction Fee

The Altitude Connect has a 0% foreign transaction fee. This makes it a great choice for international travel spend.

Rewards Calculator

You can use the rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on the value of the rewards earned and how much each benefit is worth to you, minus the annual fees. You can click the Compare A Card button to compare this card side by side any other card featured on the site within the same calculator.

Note! All category spend entered in the primary card's column (first column when comparing cards) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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Category Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value, +/- Categories to add and remove categories from the list, and Options to copy spend between columns and clear all spend.
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Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
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When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all rewards earned from Category Spending and Reward Bonuses, along with the cash value of it all based on Currency Worth.
From Spending
From Bonuses
From Loyalty
Cash Value
Cash value of Total Earnings based on Currency Worth.

Rakuten Rewards

$25 Bonus
Earn $25 or 2,500 Membership Rewards Points when you sign up for a Rakuten Rewards account and make a $25+ purchase. Rakuten and other cash back portals allows you to easily double and triple dip on rewards. I recommend using portals when booking travel or shopping online. You can sign up through The Point Calculator referral link to help out the site.
Sign Up For Free | Rakuten Review
Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
Monetary Bonuses
Annual Fee
Auth User Fee
Cash Bonuses
Annual Fee
Auth User Fee
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
Total Return
The percent you are earning based on spend, earnings, and fees.

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