If you love to shop, earning rewards on your spending is a no-brainer. Many retail stores offer co-branded credit cards which will earn you rewards and grant special benefits such as early access to sales, birthday gifts, discounts, and much more.
The big thing to remember about store credit cards is that they typically have high interest rates. Maintaining a balance on store credit cards will eat away at your rewards faster than you can earn them.
If you pay off your balance in full every month, store credit cards can be some of the best rewards cards on the market, especially if you spend a lot at particular stores.
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Other Rewards Programs
I do not cover these programs on the site, but you can still calculate how much you can earn with co-branded credit cards with each retailer based on your monthly and yearly spend.
